For flexible and useful dental insurance

Transcription

1 Bupa Dental Plan For flexible and useful dental insurance For Living

2 Bupa Dental Plan Simple, flexible and easy to manage, Bupa Dental Plan gives you the freedom to stay on top of your oral health. New benefit limits for 2018 Advantages for you Flexible structure with treatments arranged in categories or pots, meaning you can claim multiple times within the same area your benefit limits. Worldwide dental injury and emergency dental cover included in all levels. Oral cancer cover with no financial limits when being referred for treatment and using Bupa partnership consultants and partnership facilities. 20% discount on general dental treatment costs at selected Bupa-owned and approved network dental practices. No unexpected costs on preventative treatment with Levels 3 and 4 in participating centres within the Bupa Dental Insurance Network. We ll pay preventative treatment costs in full within the usage limits of the plan.^ Claims settled there and then in participating centres, which means no form filling. We call this no forms, no fuss claiming.^ Choose from lots of dentists nationwide You re free to stick with your own dentist, or you can choose a dentist in the Bupa Dental Insurance Network. Our network gives you the added reassurance that you re visiting a practice that meets our strict quality standards. The choice is yours. We have Bupa-owned practices in convenient locations across the UK, with many of them in city centres. Head to finder.bupa.co.uk to find your nearest practice. To find out more about your Bupa Dental Plan call We may record or monitor our calls. You must inform the dentist you have Bupa dental insurance and provide your membership number prior to your appointment to benefit from this offer. To find the selected Bupa owned and approved centres where this offer is available see finder.bupa.co.uk and search the Bupa Dental Insurance Network. Discount excludes lab fees and specialist treatment and cannot be used against NHS and Bupa Dental Essentials services. Discount cannot be used in conjunction with any other discount. ^ Our Preventative Care Promise for routine examinations, small and medium X-rays, and 30 minute scale and polish, is available in participating centres in the Bupa Dental Insurance Network. Any restrictions on the number of treatments for routine dental treatment will still apply. For example, if your Bupa Dental Insurance Network centre offers our Preventative Care Promise, your basic examinations will be covered in full twice. When visiting a non-participating dentist, we will cover the benefit limit for basic examinations, twice. No forms, no fuss claiming and our Preventative Care Promise are not available in all Bupa-owned dental centres and will be rolled out across participating dental centres from September To find out which centres offer these services, please visit finder.bupa.co.uk

3 How much does it cost? Below, we have set out our proposals for your dental insurance. We would be delighted to answer any questions you may have on what we have put forward or any element of our service. Choice of cover Dental Plan Single Couples Single parent* Family* The figures in the below table represent monthly instalment Core Level Level Level Level Insurance Premium Tax is included. *Single parent cover includes the main members and any eligible dependent children the age of 24. Family cover includes the main member, partner and any eligible dependent children the age of 24. There is no limit to the number of eligible dependants.

4 Your cover explained The table below shows you the maximum amount of benefit available to you each year, depending on your level of insurance. You ll find details of your insurance level in your membership guide. Overall annual limits Emergency dental treatment (includes worldwide cover) Dental injury treatment (includes worldwide cover) General dental treatment (includes worldwide cover) Oral cancer treatment (UK only) Core Level 1 Level 2 Level 3 Level 4 100% reimbursement for NHS treatment. Reimbursement of private treatment the NHS Band limit applicable at the date of the treatment N/A ^Any oral cancer treatment received within six months of the cover start date will not be covered. 800 See benefits limits on the benefit table below. 1,000 No annual benefit limits paid in full^ when being referred for treatment and using Bupa partnership consultants and partnership facilities. Benefit table Preventative dental treatment Routine examination each visit, maximum two Dental X-rays Simple scale and polish each visit, maximum of two Restorative dental treatment Fillings/root canal (amalgam or composite fillings) Extractions (Including extraction flap raised, apicectomy and incising of abscess) Restorative dental treatment (chronic periodontal treatment, simple gingivectomy treatments, inlay/onlay, veneer, crowns, bridges, dentures, mouthguards and surgical implants) Other benefits Orthodontic treatment IOTN Scale 4/5 Anaesthetist fees NHS treatment Cash benefit for hospital stay (UK only) Level 1 Level 2 Level 3 Level % % % % reimbursement for NHS treatment 100 per night 1, % 2,

5 Notes

6 Bupa dental insurance is provided by: Bupa Insurance Limited. Registered in England and Wales No Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by: Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No Registered office: 1 Angel Court, London EC2R 7HJ Bupa 2018 bupa.co.uk BDC/3388/AUG18 BHF 12128