Joint Meeting. and the Peripheral and Central Nervous System Drugs Advisory Committee of the Center for Drug Evaluation and Research

Size: px
Start display at page:

Download "Joint Meeting. and the Peripheral and Central Nervous System Drugs Advisory Committee of the Center for Drug Evaluation and Research"

Transcription

1 Testimony to the Department of Health and Human Services Food and Drug Administration Joint Meeting of the Dental Products Panel of the Medical Devices Advisory Committee of the Center for Devices and Radiological Health and the Peripheral and Central Nervous System Drugs Advisory Committee of the Center for Drug Evaluation and Research September 6-7, 2006 Gaithersburg, MD

2 NADP appreciates the opportunity to provide its perspective to the members of the advisory committees to the Food and Drug Administration regarding the use of amalgam for dental fillings. NADP is the largest non-profit trade association focused exclusively on the dental benefits industry. Our 70 member companies cover over 111 million of the 163 million Americans with dental benefits through Dental HMO, Dental PPO, Dental Indemnity, and Discount Dental products. Our members also provide coverage under Medicaid and the Federal Employee Health Benefit Program. NADP s members include national commercial carriers as well as regional and single state companies and companies organized as Blue Cross Blue Shield and Delta carriers. The dental benefits industry relies on the scientific literature along with the experience of the dental profession in setting benefit levels for its policies. Dental directors and consultants, who are or have been practicing dentists, and broad-based dental advisory committees are key contributors of recommendations regarding dental benefits coverage for particular procedures or materials. NADP s volunteer groups that include dental directors and other professional relations staffs of dental plans indicate that amalgam is the most studied material in use today for dental fillings. The historic scientific literature from the Food and Drug Administration (FDA), the Centers for Disease Control and Prevention (CDCP), the US Public Health Service (USPHS), and the National Institutes of Health (NIH) supports the efficacy of amalgam fillings. As well, a recent study published by The Journal of the American Medical Association which focused on different aspects of a child s health including neurobehavioral, neuropsychological (IQ), and kidney function concluded that there are no measurable adverse effects of dental amalgam fillings on children. Amalgam is also the most common material covered by dental benefits for posterior fillings since the inception of dental benefit programs in the early 60s. This is because dental amalgam is durable, resistant to wear and relatively inexpensive in relation to

3 other materials. Thus, it is the most effective material for posterior teeth where the chewing loads are highest and the area for restoration is difficult to keep dry 1. Largely for cosmetic reasons, other less stringently tested materials, such as composite resins may be covered by benefit plans in anterior teeth 2. However, the cost of these materials ranges across the county from 40% to 60% more than the cost of similar amalgam fillings. NADP recognizes that the ultimate decision on the type of filling material to use is between the patient and provider. The dental benefits industry s role is to facilitate access to care by relieving some of the cost. The Surgeon General s Report, Oral Health 2000, concluded that cost was the top barrier to accessing dental care and reported that dental benefits coverage increased the percentage of the population seeking dental care by 20%. Thus, reductions in dental benefits coverage result in reduction of dental care. The 2005 NADP Purchaser Behavior Study showed 71 percent of employers offered dental benefits, with the largest percentage (more than 90 percent) among employers with more than 1,000 employees. The 2006 NADP/DDPA Dental Benefits Report: Enrollment found that 97% of all dental benefits are provided through group policies, i.e. employers, associations, other organizations and public programs. However, rising benefit costs particularly for medical coverage are pushing more of the cost of coverage, including dental coverage, to employees. NADP member company surveys show that more than two-thirds of groups and individuals cite cost as the primary factor for selecting a particular dental benefits plan. No other factor even personal dentist participation rank as high. For this reason, expanding dental benefits with new coverage or higher annual maximums or eliminating the lowest cost treatment 1 One of the requirements for placing composite fillings is keeping the area of the restoration dry during the procedure. 2 Plans may cover composite fillings in posterior teeth as an alternate benefit at the coverage level for amalgam fillings to extend a benefit within the cost constraints of premiums collected.

4 options, such as dental amalgams, can have an adverse impact on coverage decisions and ultimately the access of consumers to dental care. Providing benefits for the lowest cost, effective treatment which includes amalgam fillings keeps costs affordable. In 2005, approximately 10% of the 21 billion in claims paid by dental benefit carriers were for fillings. These costs were roughly equally divided between amalgam and composite fillings. With the cost of composite fillings averaging 50% higher than amalgam, the elimination of amalgam as a filling material, absent reductions in coverage levels, would increase overall costs of claims for dental procedures by 2.5%, i.e. more than a half billion dollars annually. If this cost were passed onto consumers through premium increases, it would be more than the total dental premium increases of the past two years combined. With cost being the top factor in selecting dental benefits, cost increases at this level could easily reduce coverage below the 55% of the population now covered. Reductions in dental care could have a spillover impact on overall health and the costs of medical care. Emerging evidence demonstrates a connection between dental health and other systemic health conditions. A report by the Journal of Periodontology found as much as an 87% reduction of premature births in women who were less than 35 weeks pregnant and who received scaling and root planing. Pregnant women with chronic gum disease during the second trimester may be up to seven times more likely to give birth prematurely 3. Data suggests that each year, periodontal (gum) disease may be causing as many as 18% of preterm births and low birth-weight deliveries, or 135,000 U.S. births each year 4. In addition, recent research has demonstrated that gum inflammation plays a possible role in the development of pre-eclampsia, a serious condition affecting approximately 3 Journal of the American Dental Association, July 2001 "Oral Health During Pregnancy: An Analysis of Information." 4 Study by University of North Carolina, Chapel Hill, March 2003

5 5% of U.S. pregnancies. When a mother suffers from pre-eclampsia, the blood supply to her baby is reduced - impacting the baby's ability to grow and be healthy 5. There are medical implications of good oral health emerging with regard to other medical conditions as well. Diabetics tend to have more periodontal (gum) disease and diabetes can slow the healing process and lower one's resistance to infections. Moderate or severe gum disease can increase the time a diabetic's blood sugar remains high. One study showed that when diabetic patients' periodontal infections were treated, they experienced a marked improvement in the ability to manage their blood sugar 6. Further, evidence is mounting that people with periodontal disease may be at higher risk for heart disease and stroke. Bacterial by-products from the gum tissues may enter the blood stream and cause small blood clots that may contribute to the clogging of arteries. The inflammation caused by gum disease may also contribute to the buildup of fatty deposits inside heart arteries 7. A recent two-year study conducted by the International Association of Dental Research concluded that per-member, per month (PMPM) medical expenditures for diabetics and cardiovascular patients were significantly lower when treated for periodontal disease. An increasing number of dental plans are adding specific benefits for treatment of periodontal disease in patients with these conditions. Direct and indirect estimated costs for these medical conditions are substantial. According to the American Diabetes Association, in 2002 diabetes cost the U.S. an estimated $132 billion. For 2006, the American Heart Association estimates the costs of cardiovascular diseases and stroke in the U.S. at $403.1 billion. The March of Dimes reports that in 2003, hospital charges for all infants totaled $36.7 billion. Nearly half of 5 Journal of Periodontology, August Journal of the American Dental Association, October, U.S. Department of Health and Human Services. Oral Health in America: A Report of the Surgeon General. Rockville, MD: U.S. Department of Health and Human Services, National Institute of Dental and Craniofacial Research, National Institutes for Health, 2000.

6 that $18.1 billion was for babies with a diagnosis of prematurity or low birth weight. Hospital charges for newborns without complications averaged $1,700 that year. In contrast, hospital costs for infants born too soon or too small averaged 45 times that amount--$77,000. So the implications of reduced dental coverage and dental care have greater implications beyond the costs to the dental system. There will be impacts on the overall health and medical costs of the population. Thus, it is critical to weigh all of the evidence supporting the use of the highly tested and widely used amalgam material in any recommendations that you make to the FDA. Thank you for the opportunity to provide you with these views. If the Committees would additional information on any of the points raised in our testimony, NADP would be happy to respond. Evelyn F. Ireland, CAE Executive Director National Association of Dental Plans

POSITION STATEMENT ON HEALTH CARE REFORM NADP PRINCIPLES FOR EXPANDING ACCESS TO DENTAL HEALTH BENEFITS

POSITION STATEMENT ON HEALTH CARE REFORM NADP PRINCIPLES FOR EXPANDING ACCESS TO DENTAL HEALTH BENEFITS POSITION STATEMENT ON HEALTH CARE REFORM THE NATIONAL ASSOCIATION OF DENTAL PLANS (NADP) is the nation s largest association of companies providing dental benefits. NADP members cover 136 million Americans

More information

Insurance Guide For Dental Healthcare Professionals

Insurance Guide For Dental Healthcare Professionals Insurance Guide For Dental Healthcare Professionals Dental Benefits Basics What is dental insurance? Unlike traditional insurance, dental benefits are not meant to cover all oral healthcare needs. The

More information

Re: Offering Adult and Family Dental Benefits on the Washington Health Benefit Exchange

Re: Offering Adult and Family Dental Benefits on the Washington Health Benefit Exchange December 12, 2014 Ms. Molly Voris Director of Policy, Health Benefit Exchange 810 Jefferson St. SE Olympia, WA 98501 Sent via email Re: Offering Adult and Family Dental Benefits on the Washington Health

More information

Dental Trends IPMA Conference. June 5th, 2017

Dental Trends IPMA Conference. June 5th, 2017 Dental Trends 2017 IPMA Conference June 5th, 2017 Todays Conversation, Changing Landscape of Dental Dentistry Through the Ages Changes in the Dental Practice Group & Individual Dental Markets Oral Health

More information

Voluntary Dental. Tiered Approach. An independent licensee of the Blue Cross and Blue Shield Association. 28XX1361 R04/07

Voluntary Dental. Tiered Approach. An independent licensee of the Blue Cross and Blue Shield Association. 28XX1361 R04/07 Voluntary Dental Tiered Approach An independent licensee of the Blue Cross and Blue Shield Association. Affordable protection for employees and their families 28XX1361 R04/07 Direct to You...Voluntary

More information

University of Arkansas System

University of Arkansas System University of Arkansas System Dental Plan 2018 Welcome University of Arkansas System employees! Beginning January 1, 2018, the University of Arkansas System (UAS) dental plan will be administered by Arkansas

More information

Delta Dental Web Site

Delta Dental Web Site Delta Dental Web Site You can find helpful information about your Delta Dental benefits plan 24 hours a day, 7 days a week at www.consumertoolkit.com. Find A Provider (Quickly and Easily!) Create a customized

More information

you can smile more with Horizon Dental Dental Plan Guide Individual and Family Plans HorizonBlue.com/ShopDental

you can smile more with Horizon Dental Dental Plan Guide Individual and Family Plans HorizonBlue.com/ShopDental you can smile more with Horizon Dental. 2017 Dental Plan Guide Individual and Family Plans HorizonBlue.com/ShopDental 2017 Dental Plan Guides Combine dental with health coverage to feel better and smile

More information

ABSTRACT TO NADP/DDPA WHITE PAPER

ABSTRACT TO NADP/DDPA WHITE PAPER ABSTRACT TO NADP/DDPA WHITE PAPER OFFERING DENTAL IN HEALTH EXCHANGES A Roadmap for State and Federal Policymakers SEPTEMBER 2011 In developing the Affordable Care Act (ACA), Congress recognized the key

More information

Opportunities for Dental Disease Management Programs in Managed Care

Opportunities for Dental Disease Management Programs in Managed Care Opportunities for Dental Disease Management Programs in Managed Care Jay Feldstein, DO, FACPM Keystone Mercy Health Plan Lawrence Paul, DDS QualDent David Williams, PhD QualDent Goal of Dental Disease

More information

Welcome to Arkansas Blue Cross and Blue Shield Dental Plan

Welcome to Arkansas Blue Cross and Blue Shield Dental Plan Welcome to Arkansas Blue Cross and Blue Shield Dental Plan University of Arkansas System Dental Program Beginning January 1, 2018, the University of Arkansas System dental plan will be administered by

More information

Individual Select Preferred Dental

Individual Select Preferred Dental Individual Select Preferred Dental Northern Virginia Did You Know... n People with periodontal disease are 2-4 times more likely to have a heart attack. 1 n Diabetic patients with periodontal disease have

More information

BUSINESS DENTAL OPTIONS. My employees want dental options.

BUSINESS DENTAL OPTIONS. My employees want dental options. BUSINESS DENTAL OPTIONS My employees want dental options. These are our options. MyBlueDental SM PLAN FEATURES MyBlueDental offers your employees more complete dental benefits and two choices for coverage

More information

Healthy Smile, Healthy You. A healthy mouth creates more than just a beautiful smile.

Healthy Smile, Healthy You. A healthy mouth creates more than just a beautiful smile. Healthy Smile, Healthy You A healthy mouth creates more than just a beautiful smile. Can a healthy mouth make a healthy body? A healthy mouth can create a beautiful smile. But did you know a healthy mouth

More information

Oral Health Matters The forgotten part of overall health

Oral Health Matters The forgotten part of overall health Oral Health Matters The forgotten part of overall health In 2000, the Surgeon General issued a report Oral Health in America. In the Report, the Surgeon General focused on why oral health is important.

More information

Dental Blue Program 2. Summary of Benefits. Amherst College

Dental Blue Program 2. Summary of Benefits. Amherst College Dental Blue Program 2 Summary of Benefits Amherst College Blue Cross Blue Shield of Massachusetts is an Independent Licensee of the Blue Cross and Blue Shield Association Dental Blue Program 2 Preventive

More information

Dental Wellness and Pregnancy: Before, During and After

Dental Wellness and Pregnancy: Before, During and After Dental Wellness and Pregnancy: Before, During and After Presented by Angela Has@ngs, BSN, RN, CCM Director, Health Care Management Blue Cross and Blue Shield of Texas Presented by Timothy J. Custer, DDS,

More information

Healthy Smile, Healthy You. A healthy mouth creates more than just a beautiful smile.

Healthy Smile, Healthy You. A healthy mouth creates more than just a beautiful smile. Healthy Smile, Healthy You A healthy mouth creates more than just a beautiful smile. Can a healthy mouth make a healthy body? A healthy mouth can create a beautiful smile. But did you know a healthy mouth

More information

DENTAL FOR EVERYONE DIAMOND PLAN PPO & PREMIER SUMMARY OF BENEFITS, LIMITATIONS AND EXCLUSIONS

DENTAL FOR EVERYONE DIAMOND PLAN PPO & PREMIER SUMMARY OF BENEFITS, LIMITATIONS AND EXCLUSIONS DENTAL FOR EVERYONE DIAMOND PLAN PPO & PREMIER SUMMARY OF BENEFITS, LIMITATIONS AND EXCLUSIONS DEDUCTIBLE Your dental plan features a deductible. This is an amount you must pay out of pocket before Benefits

More information

Dental Blue Program 2

Dental Blue Program 2 SUMMARY OF BENEFITS Dental Blue Program 2 (with Orthodontics) Medium Option Massachusetts Bankers Association Blue Cross Blue Shield of Massachusetts is an Independent Licensee of the Blue Cross and Blue

More information

BlueCare Dental HMO. Enrollment Guide. Blue Cross and Blue Shield of Illinois

BlueCare Dental HMO. Enrollment Guide. Blue Cross and Blue Shield of Illinois BlueCare Dental HMO Enrollment Guide Blue Cross and Blue Shield of Illinois 1 Learn about us 2 Benefits, an overview 4 Questions frequently asked Learn ABOUT US The Leader in Health Care Benefits Blue

More information

Access to Dental Services in. Reimbursement Rates and Administrative Streamlining

Access to Dental Services in. Reimbursement Rates and Administrative Streamlining Access to Dental Services in Medicaid: The Effect of Reimbursement Rates and Administrative Streamlining Shelly Gehshan, M.P.P., and Andrew Snyder, M.P.A. National Academy for State Health Policy March

More information

Delta Dental PPO Plan Benefit Summary

Delta Dental PPO Plan Benefit Summary Delta Dental PPO Plan Benefit Summary SAIF Corporation Group ID: 10001747 Effective: January 1, 2018 Calendar year costs Annual Maximum, per member Calendar year deductible, per member Calendar year maximum

More information

Individual Select Preferred Dental

Individual Select Preferred Dental Individual Select Preferred Dental District of Columbia Change to Individual Select Preferred District of Columbia Applicants Beginning on October 1, 2011, all participating dentists, dental specialists,

More information

Individual Dental Insurance Plans & Delta Dental Patient Direct

Individual Dental Insurance Plans & Delta Dental Patient Direct 20 13 Individual Dental Insurance Plans & Delta Dental Patient Direct Our dental insurance and discount card programs offer Illinois individuals, couples and families without an employer-sponsored dental

More information

2017 Dental Options BALTIMORE CITY PUBLIC SCHOOLS. Baltimore City Public Schools 2017 Dental Options C1

2017 Dental Options BALTIMORE CITY PUBLIC SCHOOLS. Baltimore City Public Schools 2017 Dental Options C1 2017 Dental Options BALTIMORE CITY PUBLIC SCHOOLS Baltimore City Public Schools 2017 Dental Options C1 Table of Contents Important Information for 2017... 1 Dental HMO (DHMO)... 2 Preferred Dental PPO

More information

Todays Agenda. PPO Plans Lo and Hi Plan Designs PPO Plan Features BenefitsBooster 2015 Monthly Rates. Prenatal Dental Care Program

Todays Agenda. PPO Plans Lo and Hi Plan Designs PPO Plan Features BenefitsBooster 2015 Monthly Rates. Prenatal Dental Care Program 1 Todays Agenda PPO Plans Lo and Hi Plan Designs PPO Plan Features BenefitsBooster 2015 Monthly Rates Prenatal Dental Care Program Tools Member Services Dental Website: www.mysolstice.net 2 Your Dental

More information

GLOSSARY. Services. Teeth. Endodontics. Orthodontics

GLOSSARY. Services. Teeth. Endodontics. Orthodontics GLOSSARY Services Teeth Bicuspids/premolars: The teeth with two rounded points located between the eye teeth (cuspids) and the molars. Centrals/laterals: The four front teeth. Cusp: The pointed or rounded

More information

The largest plan by enrollment in any of the three largest small group insurance products in the state s small group market;

The largest plan by enrollment in any of the three largest small group insurance products in the state s small group market; January 31, 2012 Steve Larsen Deputy Administrator and Director Center for Consumer Information and Insurance Oversight Centers for Medicare and Medicaid Services U.S. Department of Health and Human Services

More information

DENTAL BENEFITS: A BRIDGE TO ORAL HEALTH & WELLNESS

DENTAL BENEFITS: A BRIDGE TO ORAL HEALTH & WELLNESS R GUARDIAN WORKPLACE BENEFITS STUDY SM 5TH ANNUAL DENTAL BENEFITS: A BRIDGE TO ORAL HEALTH & WELLNESS Dental benefits utilization, especially for preventive services, contributes to better oral health

More information

Evidence-Based Integrated Care Plan (EBICP)

Evidence-Based Integrated Care Plan (EBICP) Evidence-Based Integrated Care Plan (EBICP) Wouldn t it be nice if those who needed extra care could get extra care for no extra cost? With Delta Dental, they can. s Evidence-Based Integrated Care Plan

More information

August 21, Dear Commissioner Clark;

August 21, Dear Commissioner Clark; August 21, 2012 The Honorable Sharon P. Clark Kentucky Department of Insurance P.O. Box 517 Frankfort, KY 40602 Sent via: DOI.RateReview@ky.gov Re: Kentucky s Dental Essential Health Benefit Benchmark

More information

The connection between Oral Care and Overall Health

The connection between Oral Care and Overall Health Is the Key to your overall health in your mouth? The connection between Oral Care and Overall Health The long-held belief that dental disease is a localized, minor disease of the gums has been proven wrong.

More information

April 13, Intervention Models to Impact Low Birth Weight and Infant Mortality. Presenter: Calvin Anderson

April 13, Intervention Models to Impact Low Birth Weight and Infant Mortality. Presenter: Calvin Anderson Intervention Models to Impact Low Birth Weight and Infant Mortality April 13, 2010 Presenter: Calvin Anderson BlueCross BlueShield of Tennessee, Inc., an Independent Licensee of the BlueCross BlueShield

More information

Baltimore City Public Schools 2013 Dental Options

Baltimore City Public Schools 2013 Dental Options Baltimore City Public Schools 2013 Dental Options Baltimore City Public Schools Important Phone Numbers for 2013 DHMO Customer Service (410) 847-9060 or (888) 833-8464 DHMO Mailing Address The Dental Network

More information

Dental Benefits. Glossary. Delta Dental of Virginia DeltaDentalVA.com 1

Dental Benefits. Glossary. Delta Dental of Virginia DeltaDentalVA.com 1 Dental Benefits Glossary Delta Dental of Virginia DeltaDentalVA.com 1 Table of Contents Dental Benefits Terms... 4 16 A Annual Maximum... 5 B Balance Billing... 5 Benefit Year... 5 Benefit Levels... 6

More information

Retiree Dental Open Enrollment

Retiree Dental Open Enrollment Retiree Dental Open Enrollment November 1 December 15, 2017 Open Enrollment Fact Sheet Delta Dental Information Sheet Delta Dental Enrollment Form Delta Dental Direct Debit Application Retiree Dental Plan

More information

DELTA DENTAL PPO SUMMARY OF BENEFITS FOR COVERED EMPLOYEES OF: County of Dane. (See Dental Benefit Handbook for definitions of capitalized terms.

DELTA DENTAL PPO SUMMARY OF BENEFITS FOR COVERED EMPLOYEES OF: County of Dane. (See Dental Benefit Handbook for definitions of capitalized terms. DELTA DENTAL PPO SUMMARY OF BENEFITS FOR COVERED EMPLOYEES OF: County of Dane (See Dental Benefit Handbook for definitions of capitalized terms.) GROUP NUMBER: 00704-00000 EFFECTIVE DATE OF PROGRAM: January

More information

REPORT OF THE COUNCIL ON MEDICAL SERVICE

REPORT OF THE COUNCIL ON MEDICAL SERVICE REPORT OF THE COUNCIL ON MEDICAL SERVICE CMS Report -I- Subject: Presented by: Referred to: Hearing Aid Coverage (Resolutions -I- and -I-) Robert E. Hertzka, MD, Chair Reference Committee J (Jeffrey P.

More information

Individual Select Dental HMO. Northern Virginia

Individual Select Dental HMO. Northern Virginia Individual Select Dental HMO Northern Virginia Did You Know... n People with periodontal disease are 2-4 times more likely to have a heart attack. 1 n Diabetic patients with periodontal disease have more

More information

Oral Health Care During Pregnancy

Oral Health Care During Pregnancy Oral Health Care During Pregnancy Prepared by National Maternal and Child Oral Health Resource Center Georgetown University Research to Policy and Practice Forum: Periodontal Health and Birth Outcomes

More information

Delta Dental of Illinois Individual and Family Dental Benefits and Discount Programs

Delta Dental of Illinois Individual and Family Dental Benefits and Discount Programs Delta Dental of Illinois Individual and Family Dental Benefits and Discount Programs Our dental benefit and discount card programs offer Illinois individuals, couples and families access to affordable

More information

THE RELATIONSHIP BETWEEN ORAL HEALTH AND PREGNANCY. Recommendations for women

THE RELATIONSHIP BETWEEN ORAL HEALTH AND PREGNANCY. Recommendations for women THE RELATIONSHIP BETWEEN ORAL HEALTH AND PREGNANCY Recommendations for women European Federation of Periodontology Recommendations for women Introduction During pregnancy, increased hormonal levels can

More information

SPD Dental Plan 08/01/

SPD Dental Plan 08/01/ Dental Plan 08/01/2017 5-1 Delta Dental Plan How the Dental Plan Works The Dental Plans pay benefits for you and your Eligible Dependents for a wide range of dental services and supplies. The Dental Plans:

More information

Healthy You. Healthy Mouth = Great health starts with your mouth.

Healthy You. Healthy Mouth = Great health starts with your mouth. Healthy Mouth = Healthy You Great health starts with your mouth. Learn how using your ExxonMobil dental benefits helps contribute to a healthier you! Your overall health starts at the top Your mouth is

More information

Marshfield Clinic: Medical-Dental Primary Care Demo Project

Marshfield Clinic: Medical-Dental Primary Care Demo Project Marshfield Clinic: Medical-Dental Primary Care Demo Project Marshfield Clinic Non-Profit Organization 56 locations and 2 hospitals 3,741,308 patient encounters in 2011 86 different medical specialties

More information

American Academy of Pediatric Dentistry 211 East Chicago Avenue, Suite 1700 Chicago, Illinois Fax:

American Academy of Pediatric Dentistry 211 East Chicago Avenue, Suite 1700 Chicago, Illinois Fax: American Academy of Pediatric Dentistry 211 East Chicago Avenue, Suite 1700 Chicago, Illinois 60611-2637 312-337-2169 Fax: 312-337-6329 www.aapd.org Comments of the American Academy of Pediatric Dentistry

More information

DENTAL PLAN INFORMATION

DENTAL PLAN INFORMATION County of Kern DENTAL PLAN INFORMATION FOR PERMANENT EMPLOYEES Independence PPO Dental LIBERTY Cobalt Plus DHMO Dental Administered by LIBERTY Dental Plan of California 1(888) 273-3179 www.libertydentalplan.com/countyofkern

More information

UNION. Dental plan. Mail Handlers Local 323 Dental Program. Extra support

UNION. Dental plan. Mail Handlers Local 323 Dental Program. Extra support 2017 D ota Minn e North ak ta so UNION Dental plan 3 Extra support 7 Mail Handlers Local 323 Dental Program 2 You lie back in the dentist s chair, mouth open wide and wonder what exactly is your dentist

More information

(with Orthodontics) Summary of Benefits

(with Orthodontics) Summary of Benefits Dental Blue Program 2 (with Orthodontics) Summary of Benefits Amherst College Blue Cross Blue Shield of Massachusetts is an Independent Licensee of the Blue Cross and Blue Shield Association Dental Blue

More information

Developed by: The Inter Tribal Council of Arizona, Inc. Dental Clinical and Prevention Support Center

Developed by: The Inter Tribal Council of Arizona, Inc. Dental Clinical and Prevention Support Center Inter Tribal Council of Arizona, Inc. Dental Clinical and Prevention Support Center 2214 North Central Avenue, Suite 100 Phoenix, Arizona 85004 602-258-4822 602-258-4825 fax www.itcaonline.com Developed

More information

Dental Options 2018 BALTIMORE CITY PUBLIC SCHOOLS

Dental Options 2018 BALTIMORE CITY PUBLIC SCHOOLS Dental Options 2018 BALTIMORE CITY PUBLIC SCHOOLS Contents Important Information for 2018... 1 Dental HMO (DHMO) Dental Plan... 2 Preferred Dental PPO (DPPO) Dental Plan... 3 Summary of Dental PPO Benefits...

More information

Individual Select Dental HMO. Maryland

Individual Select Dental HMO. Maryland Individual Select Dental HMO Maryland Did You Know... n People with periodontal disease are 2-4 times more likely to have a heart attack. 1 n Diabetic patients with periodontal disease have more difficulty

More information

Dental plan premiums. Plan name Age 60+ These premiums apply to members who live anywhere in Alaska.

Dental plan premiums. Plan name Age 60+ These premiums apply to members who live anywhere in Alaska. Dental plan premiums These premiums apply to members who live anywhere in Alaska. Plan name Age 60+ Premier $46 PPO SM 1000 $43 PPO SM 1500 $50 Premier Preventive Alaska Mandated Plan $30 Premiums effective

More information

Executive Summary. Burton Edelstein DDS MPH. Donald Schneider DDS MPH. R. Jeffrey Laughlin MPH

Executive Summary. Burton Edelstein DDS MPH. Donald Schneider DDS MPH. R. Jeffrey Laughlin MPH SCHIP DENTAL PERFORMANCE OVER THE FIRST 10 YEARS: FINDINGS FROM THE LITERATURE AND A NEW ADA SURVEY Executive Summary Burton Edelstein DDS MPH Donald Schneider DDS MPH R. Jeffrey Laughlin MPH Prepared

More information

RE: CMS-2390-P and Medicaid and Children's Health Insurance Program (CHIP) Programs

RE: CMS-2390-P and Medicaid and Children's Health Insurance Program (CHIP) Programs July 27, 2015 Andy Slavitt, Acting Administrator Centers for Medicare & Medicaid Services 7500 Security Boulevard Baltimore, MD 21244-1850 Sent via: www.regulations.gov RE: CMS-2390-P and Medicaid and

More information

An Overview of Your Dental Benefits

An Overview of Your Dental Benefits An Overview of Your Dental Benefits Educators Health Alliance ii \ DENTAL BENEFITS PPO Dental Plan Options OPTION 1 Maintenance Dentistry OPTION 2 (STANDARD PLAN) IN-NETWORK OUT-OF-NETWORK 30% of allowable

More information

CCPOA PRIMARY DENTAL Fee-For-Service and Dental Network

CCPOA PRIMARY DENTAL Fee-For-Service and Dental Network CCPOA PRIMARY DENTAL Fee-For-Service and Dental Network CCPOA Benefit Trust Fund Dental Care with a Choice Effective May, 2008 Accessing care is simple! You may utilize any dentist or choose a dentist

More information

2016 Collier County Florida Health Assessment Executive Summary

2016 Collier County Florida Health Assessment Executive Summary 2016 Florida Health Assessment Executive Summary Prepared by: The Health Planning Council of Southwest Florida, Inc. www.hpcswf.com Executive Summary To access the report in its entirety, visit http://www.hpcswf.com/health-planning/health-planningprojects/.

More information

Quality, affordable dental insurance

Quality, affordable dental insurance Quality, affordable dental insurance Group association dental insurance under the IHC Dental plans is underwritten by Madison National Life Insurance Company, Inc. in all states except Maine, New Hampshire

More information

Good news about dental benefits for employees of. LCMC Health

Good news about dental benefits for employees of. LCMC Health Dental PPO Good news about dental benefits for employees of LCMC Health Why is dental health so important? Regular dental care does more than just improve smiles. Along with good oral hygiene, it can help

More information

DENTAL PLAN. For Student Health Insurance Plan (SHIP) Members

DENTAL PLAN. For Student Health Insurance Plan (SHIP) Members DENTAL PLAN For Student Health Insurance Plan (SHIP) Members 2006 2007 Cornell University students and dependents who are members of the Student Health Insurance Plan may enroll in an optional dental insurance

More information

Dental and vision coverage for your total health

Dental and vision coverage for your total health Dental and vision coverage for your total health The mouth and eyes are important parts of your body, and your health. Regular dental and vision checkups can help nd early warning signs of disease. So

More information

THE POWER OF. Savings through the largest dentist network. Hometown expertise. Measurably superior service

THE POWER OF. Savings through the largest dentist network. Hometown expertise. Measurably superior service THE POWER OF Savings through the largest dentist network Delta Dental Premier is the largest network of dentists across the state and country. Delta Dental PPO SM is one of the largest PPO networks across

More information

Utilizing Fluoride Varnish through Women, Infants, and Children (WIC) program

Utilizing Fluoride Varnish through Women, Infants, and Children (WIC) program Utilizing Fluoride Varnish through Women, Infants, and Children (WIC) program Oral Health Florida Conference Palm Beach Gardens, FL August 4 th, 2009 Champions For Early Intervention Healthy People 2010

More information

Dental PPO Plan. A plan to help you pay for the dental care you need. Accident & Health

Dental PPO Plan. A plan to help you pay for the dental care you need. Accident & Health Dental PPO Plan A plan to help you pay for the dental care you need National General Accident and Health markets products underwritten by Time Insurance Company, National Health Insurance Company, Integon

More information

Why do you need a dental plan?

Why do you need a dental plan? Prepared for Comal County Guardian Group Plan Number 00406388 Why do you need a dental plan? 1 SAVE MONEY The average family spends $1353 each year on dental services, and twice that if children need braces.

More information

Curators of the University of Missouri - Combined January 1, 2016 through December 31, 2016

Curators of the University of Missouri - Combined January 1, 2016 through December 31, 2016 Cost Management Report Delta Dental Network Coverage Network Utilization Discount Delta Dental PPO Network 28.3% 29.4% Delta Dental Premier Network 67.0% 12.0% Total 95.3% Savings Categories $ % of Net

More information

Plans. Members choose what they Value Most

Plans. Members choose what they Value Most FLE x Plans Members choose what they Value Most FLE x Plans Members choose what they value most; better coverage or more provider choice Renaissance Dental Your Partner in Success! As a leading dental

More information

Oral Health in Colorado

Oral Health in Colorado Oral Health in Colorado Progress and Opportunities Sara Schmitt Director of Community Health Policy Prepared for the Delta Dental of Colorado Foundation September 2017 About Us: Inform State and National

More information

Comments of Dr. Ronald R. Zentz, RPh, DDS

Comments of Dr. Ronald R. Zentz, RPh, DDS Comments of Dr. Ronald R. Zentz, RPh, DDS to Joint Meeting of the Dental Products Panel of the Medical Devices Advisory Committee of the Center for Devices and Radiological Health and the Peripheral and

More information

Five Colleges, Inc. ~ Memorandum

Five Colleges, Inc. ~ Memorandum Five Colleges, Inc. ~ Memorandum To: All Benefited s From: Barbara Lucey Date: October, 2017 Re: Health and Dental Insurance Health Plan Good news, we are staying with Harvard Pilgrim this year for both

More information

Something to smile about

Something to smile about GROUP BENEFITS Something to smile about Lincoln DentalConnect dental plans Dental Employer Guide The Lincoln National Life Insurance Company Lincoln Life & Annuity Company of New York DTL-NATL-BRC001_Z06

More information

State of New Mexico Group Dental Benefits Plan

State of New Mexico Group Dental Benefits Plan State of New Mexico Group Dental Benefits Plan Administered by Delta Dental of New Mexico Plan Year: January 1 December 31, 2018 Dental Networks Overview PPONew Mexico Delta Dental PPO Find a Dentist In

More information

Re: Health and Dental Insurance

Re: Health and Dental Insurance Five Colleges, Inc. ~ Memorandum To: All Benefited s From: Barbara Lucey Date: November, 2017 Re: Health and Dental Insurance We are staying with Harvard Pilgrim as our health insurance carrier this year.

More information

Healthy Smiles Dental Discount Plan

Healthy Smiles Dental Discount Plan Healthy Smiles Dental Discount Plan Riverpoint Family Dentistry would like to provide excellent dental care to our local Albuquerque & Rio Rancho community. The costs of dental insurance premiums have

More information

Avesis Georgia Pregnant Women Covered Benefits and Fee Schedule

Avesis Georgia Pregnant Women Covered Benefits and Fee Schedule Dental services listed in this are to be performed by a General Dentist/Pediatric Dentist. services will be allowed to be performed by a dental specialist Endodontist, Oral Surgeon, Orthodontist, Guidelines

More information

THE CALIFORNIA STATE UNIVERSITY DENTAL PROGRAM OVERVIEW

THE CALIFORNIA STATE UNIVERSITY DENTAL PROGRAM OVERVIEW THE CALIFORNIA STATE UNIVERSITY DENTAL PROGRAM OVERVIEW Plan Year: January 1, 2019 December 31, 2019 The California State University Dental Program consists of two types of plans: Delta Dental PPO and.

More information

ORAL HEALTH OF GEORGIA S CHILDREN Results from the 2006 Georgia Head Start Oral Health Survey

ORAL HEALTH OF GEORGIA S CHILDREN Results from the 2006 Georgia Head Start Oral Health Survey ORAL HEALTH OF GEORGIA S CHILDREN Results from the 26 Georgia Head Start Oral Health Survey Introduction Oral health is an essential component of health throughout life. Poor oral health and untreated

More information

Open/Switch Enrollment 2017

Open/Switch Enrollment 2017 State of New Mexico Group Benefits Plan Administered by Delta Dental of New Mexico Open/Switch Enrollment 2017 Plan Year: January 1 December 31, 2017 Dental Networks Overview PPONew Mexico Delta Dental

More information

Blue Edge Dental SCHEDULE OF BENEFITS, EXCLUSIONS AND LIMITATIONS - HIGH A. BENEFITS

Blue Edge Dental SCHEDULE OF BENEFITS, EXCLUSIONS AND LIMITATIONS - HIGH A. BENEFITS Blue Edge Dental SCHEDULE OF BENEFITS, EXCLUSIONS AND LIMITATIONS - HIGH A. BENEFITS Annual Deductible Per Insured Person Annual Deductible Per Insured Family $100 Per Calendar Year $300 Per Calendar Year

More information

DENTAL PLAN. For Student Health Insurance Plan (SHIP) Members

DENTAL PLAN. For Student Health Insurance Plan (SHIP) Members DENTAL PLAN For Student Health Insurance Plan (SHIP) Members 2008 2009 Cornell University students and dependents who are members of the Student Health Insurance Plan may enroll in an optional dental insurance

More information

Your Smile, Your Choice

Your Smile, Your Choice Your Smile, Your Choice Delta Dental PPO SM & DeltaCare USA Your company lets you choose between two dental plans from Delta Dental. Either way, you ll get reliable dentist networks and affordable preventive

More information

Dental and Vision for Everyone

Dental and Vision for Everyone Dental and Vision for Everyone Dental and Vision Coverage in One Program* For Benefits Association, Inc. members including Individuals, Small Employers**, and Senior Citizens Dental Underwritten by: Delta

More information

Improving health outcomes for members, lowering costs for employers

Improving health outcomes for members, lowering costs for employers Quality health plans & benefits Healthier living Financial well-being Intelligent solutions Improving health outcomes for members, lowering costs for employers Aetna Dental/Medical Integration SM Program

More information

dental and vision plans

dental and vision plans dental and vision plans for AVMA LIFE members and their staff Administered by Delta Dental of Illinois A dental and vision plan is a great way to support your oral and eye health, as well as your overall

More information

California Small Group Dental Plan Portfolio Overview Simplified options! Streamlined dental plans! Easier to understand!

California Small Group Dental Plan Portfolio Overview Simplified options! Streamlined dental plans! Easier to understand! California Small Group Dental Plan Portfolio Overview Simplified options! Streamlined dental plans! Easier to understand! BCABR4184ABC Rev. 11/10 Dental plans and benefits you and your clients can smile

More information

International Emergency and Expatriate Dental Program Instructions For Dentists

International Emergency and Expatriate Dental Program Instructions For Dentists International Emergency and Expatriate Dental Program Instructions For Dentists DeCare Dental is a leading dental benefit management company, serving a variety of dental benefit brand names across the

More information

Dental & Vision. For World Travelers of America Members. Marketed by:

Dental & Vision. For World Travelers of America Members. Marketed by: Dental & Vision For World Travelers of America Members Marketed by: MAX Choice Plans Two affordable plans with benefits that increase over time What are MAX Choice Plans? Our MAX Choice plans offer individuals

More information

STATE AND COMMUNITY MODELS FOR IMPROVING ACCESS TO DENTAL CARE FOR THE UNDERSERVED

STATE AND COMMUNITY MODELS FOR IMPROVING ACCESS TO DENTAL CARE FOR THE UNDERSERVED American Dental Association STATE AND COMMUNITY MODELS FOR IMPROVING ACCESS TO DENTAL CARE FOR THE UNDERSERVED October 2004 Executive Summary American Dental Association. State and Community Models for

More information

Service. Solutions. Success.

Service. Solutions. Success. Service. Solutions. Success. CAWA-4022 2009 Dental Health Services 01/09 About Dental Health Services Founded by Godfrey Pernell, D.D.S. in 1974, Dental Health Services was one of the first companies to

More information

THE CALIFORNIA STATE UNIVERSITY DENTAL PROGRAM OVERVIEW Plan Year: January 1, 2016 December 31, 2016

THE CALIFORNIA STATE UNIVERSITY DENTAL PROGRAM OVERVIEW Plan Year: January 1, 2016 December 31, 2016 THE CALIFORNIA STATE UNIVERSITY DENTAL PROGRAM OVERVIEW Plan Year: January 1, 2016 December 31, 2016 The California State University Dental Program consists of two types of plans: Delta Dental PPO and

More information

Trust Your Employees Smiles to Delta Dental

Trust Your Employees Smiles to Delta Dental Trust Your Employees Smiles to Delta Dental #SGEB2019 Give Employees Something to Smile About Employees rate dental benefits second in importance when comparing insurance coverage. According to the Delta

More information

Delta Dental of Illinois Individual and Family Dental Benefit Program

Delta Dental of Illinois Individual and Family Dental Benefit Program Delta Dental of Illinois Individual and Family Dental Benefit Program Smart plans for smart mouths. Off-exchange Protect your smile. Protect your budget. That s smart. Our individual and family dental

More information

PROOF. Group Dental Plan For the State of Florida Employees and Their Families, 2018 People First Plan Codes 4021, 4022 and 4023

PROOF. Group Dental Plan For the State of Florida Employees and Their Families, 2018 People First Plan Codes 4021, 4022 and 4023 Group Dental Plan For the State of Florida Employees and Their Families, 2018 People First Plan Codes 4021, 4022 and 4023 Dental benefits are our specialty, and we work hard to make a plan that works for

More information

Non-voluntary dental (2-9) Colorado

Non-voluntary dental (2-9) Colorado Non-voluntary dental (2-9) Option 1 DMO Access Option 2 Freedom-of-Choice Monthly selection between the DMO and PPO Option 3 PPO Max 1000 Option 4 Active PPO Plan 42 DMO 100/90/60 PPO 100/70/40 PPO Max

More information

THE CALIFORNIA STATE UNIVERSITY DENTAL PROGRAM OVERVIEW Plan Year: January 1, 2017 December 31, 2017

THE CALIFORNIA STATE UNIVERSITY DENTAL PROGRAM OVERVIEW Plan Year: January 1, 2017 December 31, 2017 THE CALIFORNIA STATE UNIVERSITY DENTAL PROGRAM OVERVIEW Plan Year: January 1, 2017 December 31, 2017 The California State University Dental Program consists of two types of plans: Delta Dental PPO and

More information

Less than 40 percent of Medicaid-enrolled children in the study States received dental care during the study period.

Less than 40 percent of Medicaid-enrolled children in the study States received dental care during the study period. Children s Dental Care Access in Medicaid: The Role of Medical Care Use and Dentist Participation Tooth decay is one of the most preventable childhood diseases, yet dental care remains the most prevalent

More information

Oral Health Matters from Head to Toe

Oral Health Matters from Head to Toe Oral Health Matters from Head to Toe Your Guide to Preventing and Treating Gum Disease for Overall Health Gums and Overall Health We all know that prevention is one of the keys to maintaining overall health.

More information

Dental Wellness Plan February 2015

Dental Wellness Plan February 2015 Dental Wellness Plan February 2015 DWP Program Tenets Take a population health management approach to improve the overall oral health of Members by designing care plans to meet specific needs of each member.

More information