AXA MANSARD PERSONAL PLATINUM PLUS PLAN Cover & Exclusions

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1 AXA MANSARD PERSONAL PLATINUM PLUS PLAN Cover & Exclusions This plan covers the following services; EMERGENCY CARE: Initial stabilization and care, it also covers intensive care if required. EVACUATION: Ambulance services are covered under this plan; it includes evacuation from site of injury to hospital and from hospital to hospital. INTENSIVE CARE (Period of 14 days): Admission and care in a specialized unit where access to a high level of medical care and monitoring would be provided for critical cases. OUTPATIENT COMPONENT: General consultations Specialist consultations Provision of prescribed drugs and medications for covered conditions INPATIENT COMPONENT: Comprising of admission for the treatment of covered conditions in a private ward Feeding of enrollees for the duration of admission Provision of medical care, nursing care, and prescribed medication and consumables during the duration of admission PHYSIOTHERAPY Physiotherapy services 20 sessions Provision of prescribed physiotherapeutic appliances e.g. Soft and hard cervical collar, Crutches DIAGNOSTIC SERVICES a. Radiological services Plain X-rays of the limbs, spine, abdomen, pelvis, chest, skull Contrast studies Ultrasound scan b. Laboratory services Histopathology Hematological investigations Microbiological investigations Serology

2 Clinical chemistry c. Electrocardiogram (ECG) Rest d. Spirometry e. EEG-Electroencephalogram f. Echocardiography ADVANCED INVESTIGATIONS- On Emergency CT Scan (Computed Tomography) MRI Scan (Magnetic Resonance Imaging) ANTE NATAL CARE AND DELIVERY Antenatal care including prescribed drugs up to agreed hospital tariffs Antenatal procedures including Shirodkar's operation Management of pregnancy complications Normal delivery Assisted vacuum or forceps delivery Caesarian section Post natal care FAMILY PLANNING SERVICES - Pills, injectable, IUCD, Vasectomy, Tubal Ligation, Norplant FERTILITY SERVICES (INVESTIGATION ONLY)- Counseling, USS, SFA, HSG, Hormonal Assay& Hysteroscopy NEONATAL SERVICES AND PAEDIATRIC CARE Neonatal care including sepsis, cord care, physiologic jaundice, opthalmia neonatorum Circumcision Ear piercing Well baby clinic at 6 weeks Routine Immunizations BCG, Measles, DPT, Oral Polio, Vitamin A supplementation Additional Immunizations for 0-5years Pneumococcal vaccine & Rotavirus 2 P a g e

3 Treatment of common childhood diseases like malaria, and other uncomplicated febrile illnesses, diarrheal diseases, Upper respiratory tract infection MINOR, INTERMEDIATE, MAJOR AND COMPLEX SURGICAL PROCEDURES UP TO LIMIT OF N1,000, Wound dressing Suturing of minor cuts and lacerations Incision and drainage of abscesses Minor ENT (Ear, Nose, Throat) procedures like ear syringing Minor wound debridement Lump excision Hernia repairs Appendectomy Closed reduction and manipulation of simple fractures and dislocations Surgery for haemorrhoids Endoscopy ENT procedures like Antral washouts, Tonsillectomy Surgery for ectopic pregnancy Myomectomy Elective Orthopedic Surgery Laparotomy Gynecological surgeries like Hysterectomy ENT surgeries like Adenotonsillectomy Other complex surgeries such as Thyroidectomy, Open reduction and internal fixation of fractures, Brain surgeries, Vascular and nerve surgeries and Transplant surgeries. DENTAL CARE- Covered up to N80, Primary dental care including Examination Basic dental treatment Simple amalgam or composite filling Scaling and polishing 3 P a g e

4 Non-surgical extractions Pain therapy drugs Dental Surgical Extraction Root canal and orthodontics EYE CARE Basic eye examination Refraction Biennial optical lenses (up to N 25,000) MENTAL HEALTH SERVICES Counseling Outpatient consultation and treatment (up to 8 weeks) HIV/AIDS CARE AND TREATMENT Voluntary counseling and testing Pre-treatment assessment Monitoring ANNUAL HEALTH SCREENING (at designated centers for Principal and spouse only) Physical examination BMI Urinalysis PCV Blood pressure Blood sugar Genotype Lung/Pulmonary function test Chest x-ray ECG Serum cholesterol Annual mammogram Cervical smears every 2 years for women > 30 years and above PSA for men above 40 yrs 4 P a g e

5 EMERGENCY INTERNATIONAL EVACUATION COVER- Covered up to $100, REGION OF COVER Nigeria& India AXA MANSARD PERSONAL PLATINUM PLUS SPECIFIC EXCLUSIONS: GENERAL EXCLUSIONS: The following exclusions are applicable on all the plans Cosmetic Surgery Teeth Whitening Dental Prosthesis Domiciliary/Hospice Care Alternative /Unorthodox medicine Neonatal care not listed under neonatal services Self-inflicted injuries Congenital abnormalities Conditions caused by an act of war, an epidemic or enrollee participating in a riot Services primarily for weight reduction or treatment of obesity Treatment of substance abuse Infertility- All investigations and treatment. Orthodontics. Advanced radiological investigations (e.g. C.T. scan, Myelogram, EEG). Advanced and Complex investigations (e.g. Marrow biopsy, skeletal survey). Prosthetic devices such as cardiac pacemaker, orthopedic implants. Management of Chronic Renal Failure (Dialysis and Transplant Surgery). Induced Abortion. Laser Treatments. Transplants. Complex major Surgeries (e.g. Heart, Brain and Great blood vessels). Neurological surgeries. Management of Cancer 5 P a g e

6 Professional Sports and wilful exposure to needless danger Infectious and contagious diseases in an epidemic All procedures, management and investigations not covered by the plans The following pre-existing or chronic conditions will be excluded in the first 24 months of the inception of the policy, however this list is not exhaustive only includes common one: Hypertension and Cardiac related diseases. Diabetes and its complications. Hepatitis B & C. Kidney related conditions. Hemoglobinopathies Peptic Ulcer Disease. Asthma. Epilepsy and Seizure disorders. Glaucoma and Cataract. Arthritis. Pregnancy All treatment related to Antenatal, Natal or Postnatal period. E.t.c. 6 P a g e

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