Mortgage Rate Sheet Intermediary Rate Sheet Rates Effective From 15th December 2017

Transcription

1 Mortgage Sheet Intermediary Sheet s Effective From 15th December 2017 Contents s... Purchase, 4 & 5...2,3 Family Spingboard & Help to Buy Purchase s ,3, 4 & 5 s...6,7 Family Spingboard, Scotland & Help to Buy s...5 s...6,7 & 8 & 8 Buy to Let... Buy to Let...9 Additional Information Additional Information... For Existing Mortgage Customer (EMC) Reward..10s please see EMC Reward Sheet For Existing Mortgage Customer (EMC) Reward s please see EMC Reward Sheet This information This information is intended is intended for mortgage for mortgage sellers sellers use only. use only. Anyone Anyone who is who not is a not mortgage a mortgage seller seller should should not rely not on rely the on conte the conte of this nt of this communication. This information This information is intended is intended for intermediary for intermediary use only use and only is and not is intended not intended nor has nor it has been it approved been approved as a qualifying as a qualifying credit credit promotion. promotion. 1

2 (A Switch & Fix facility is applicable on all Offset and Tracker products listed below) Offset Products - Please note customers can only hold ONE Offset Mortgage at a time. Product Type Initial Initial Pay End Date 2 Yr Offset Tracker % 1.54% 2 Years 2 Yr Offset Tracker % 1.84% 2 Years Offset Offset Purchase s 1,749 75% 5,000 2m % 5,000 2m Lifetime Offset Tracker % 2.24% Life N/A 1,999 75% 5,000 2m Existing Mortgage Customer Home-mover Reward - Customer must be an existing Barclays Residential mortgage holder at the time of application. Exclusively available for existing Barclays mortgage holders when moving home. Products can be used for top-up when porting. Product Type Initial Initial Pay End Date 2 Years AV41 2 Years AV42 2 Years AV43 E M C Home-mover Reward 2 Yr Tracker % 1.55% 2 Years % 5,000 5,000-2m 1% of balance repaid 2 Years AR74 AR76 Tracker Products Product Type Initial Initial Pay End Date 2 Yr Tracker % 1.29% 2 Years % 5,000 5, ,000 1% of balance repaid 2 Years AR41 AR43 2 Yr Tracker % 1.60% 2 Years 0 60% 5,000 5, ,000 1% of balance repaid 2 Years AV44 AV46 2 Yr Tracker % 1.55% 2 Years % 5,000 5, ,000 1% of balance repaid 2 Years AR44 AR46 2 Yr Tracker % 1.85% 2 Years 0 75% 5,000 5, ,000 1% of balance repaid 2 Years AV47 AV49 2 Yr Tracker % 1.64% 2 Years % 5,000 5, ,000 1% of balance repaid 2 Years AR47 AR49 2 Yr Tracker % 2.10% 2 Years 0 80% 5,000 5, ,000 1% of balance repaid 2 Years AA27 AA29 2 Yr Tracker % 1.24% 2 Years 1,999 60% 5, ,000-2m None N/A AR50 AR52 2 Yr Tracker % 1.50% 2 Years 1,999 75% 5, ,000-2m None N/A AR53 AR55 Premier 2 Yr Tracker % 1.55% 2 Years 1,249 75% 5, ,000-2m 1% of balance repaid 2 Years AR56 AR58 2 Yr Tracker % 1.59% 2 Years 1,999 80% 5, ,000-2m None N/A AR59 AR61 2 Yr Tracker % 1.44% 2 Years 2,499 60% 5,000 2m - 5m 1% of balance repaid 2 Years AR62 AR63 2 Yr Tracker % 1.55% 2 Years 2,499 75% 5,000 2m - 5m 1% of balance repaid 2 Years AR64 AR65 2 Yr Tracker % 1.44% 2 Years 3,499 60% 5,000 5m - 10m 1% of balance repaid 2 Years AR66 AR67 2 Yr Tracker % 1.55% 2 Years 3,499 75% 5,000 5m - 10m 1% of balance repaid 2 Years AR68 AR69 5 Yr Tracker % 1.99% 5 Years 1,999 75% 5, ,000-2m None N/A AN87 AN89 Wealth 5 Yr Tracker % 2.20% 5 Years 2,499 60% 5, ,000-5m 1% of balance repaid 5 Years AV50 AV51 Wealth 5 Yr Tracker % 2.30% 5 Years 3,499 70% 5, ,000-5m 1% of balance repaid 5 Years AV52 AV53 Wealth / Premier Exclusive s - To qualify for these products, customers must hold a Wealth/Premier Banking relationship with Barclays. Joint applications require only one applicant to meet the criteria. 2

3 Purchase s 2 Year Fixed Products Product Type Initial End Date NEW 2 Yr Fixed 1.53% 31/01/20 2 Yr Fixed 1.63% 31/01/20 NEW 2 Yr Fixed 1.63% 31/01/20 2 Yr Fixed 1.74% 31/01/20 NEW 2 Yr Fixed 1.69% 31/01/20 2 Yr Fixed 1.85% 31/01/20 2 Yr Fixed 1.94% 31/01/20 2 Yr Fixed 1.94% 31/01/20 2 Yr Fixed 2.09% 31/01/20 2 Yr Fixed 2.29% 31/01/20 2 Yr Fixed 3.64% 31/01/20 2 Yr Fixed 3.84% 31/01/20 2 Yr Fixed 1.43% 31/01/20 2 Yr Fixed 1.49% 31/01/20 2 Yr Fixed 1.43% 31/01/20 2 Yr Fixed 1.49% 31/01/ % 5,000 5,000-2m 3% of balance repaid 31/01/20 BF80 BF % 5,000 5, ,000 3% of balance repaid 31/01/20 BD36 BD % 5,000 5,000-2m 3% of balance repaid 31/01/20 BF82 BF % 5,000 5, ,000 3% of balance repaid 31/01/20 BD40 BD % 5,000 5,000-2m 3% of balance repaid 31/01/20 BF84 BF % 5, , ,000 3% of balance repaid 31/01/20 AZ28 AZ % 5,000 5, ,000 3% of balance repaid 31/01/20 AZ30 AZ % 5,000 5, ,000 3% of balance repaid 31/01/20 BD46 BD % 5, , ,000 3% of balance repaid 31/01/20 BD48 BD % 5,000 5, ,000 3% of balance repaid 31/01/20 AZ36 AZ % 5,000 5, ,000 3% of balance repaid 31/01/20 BD50 BD % 5,000 5, ,000 3% of balance repaid 31/01/20 BD52 BD53 2,499 60% 5,000 2m - 5m 3% of balance repaid 31/01/20 BD54 BD55 2,499 75% 5,000 2m - 5m 3% of balance repaid 31/01/20 AZ40 AZ41 3,499 60% 5,000 5m - 10m 3% of balance repaid 31/01/20 BD56 BD57 3,499 75% 5,000 5m - 10m 3% of balance repaid 31/01/20 AZ44 AZ45 3

4 3 Year Fixed Products Product Type Initial End Date Premier 3 Yr Fixed 1.59% 31/01/21 3 Yr Fixed 1.64% 31/01/21 3 Yr Fixed 1.75% 31/01/21 3 Yr Fixed 1.99% 31/01/21 3 Yr Fixed 2.09% 31/01/21 3 Yr Fixed 2.19% 31/01/21 3 Yr Fixed 2.39% 31/01/ % 5,000 5,000-2m 3% of balance repaid 31/01/21 AZ46 AZ % 5,000 5,000-1m 3% of balance repaid 31/01/21 AZ48 AZ % 5,000 5,000-1m 3% of balance repaid 31/01/21 AZ56 AZ % 5,000 5, ,000 3% of balance repaid 31/01/21 BD58 BD % 5,000 5, ,000 3% of balance repaid 31/01/21 BD60 BD % 5,000 5, ,000 3% of balance repaid 31/01/21 BD64 BD % 5,000 5, ,000 3% of balance repaid 31/01/21 BD62 BD63 Purchase s Existing Mortgage Customer Home-mover Reward - Customer must be an existing Barclays Residential mortgage holder at the time of application. Exclusively available for existing Barclays mortgage holders when moving home. Products can be used for top-up when porting. Product Type Initial End Date E M C Home-mover Reward 5 Yr Fixed 1.95% 31/01/ % 5,000 5,000-2m 3% of balance repaid 31/01/23 AZ60 AZ61 5 Year Fixed Products Product Type Initial End Date NEW 5 Yr Fixed 1.99% 31/01/23 5 Yr Fixed 2.09% 31/01/23 NEW 5 Yr Fixed 2.19% 31/01/23 5 Yr Fixed 2.29% 31/01/23 5 Yr Fixed 2.29% 31/01/23 5 Yr Fixed 2.35% 31/01/23 5 Yr Fixed 2.39% 31/01/23 5 Yr Fixed 2.49% 31/01/23 5 Yr Fixed 2.79% 31/01/23 5 Yr Fixed 4.54% 31/01/23 5 Yr Fixed 4.74% 31/01/23 5 Yr Fixed 1.99% 31/01/23 5 Yr Fixed 2.19% 31/01/23 5 Yr Fixed 1.99% 31/01/23 5 Yr Fixed 2.19% 31/01/ % 5,000 5,000-2m 3% of balance repaid 31/01/23 BF86 BF % 5,000 5, ,000 3% of balance repaid 31/01/23 AZ64 AZ % 5,000 5,000-2m 3% of balance repaid 31/01/23 BF88 BF % 5,000 5, ,000 3% of balance repaid 31/01/23 AZ68 AZ % 5,000 5,000-2m 3% of balance repaid 31/01/23 AZ72 AZ % 5, , ,000 3% of balance repaid 31/01/23 AZ74 AZ % 5,000 5,000-2m 3% of balance repaid 31/01/23 BD72 BD % 5,000 5, ,000 3% of balance repaid 31/01/23 BD74 BD % 5,000 5, ,000 3% of balance repaid 31/01/23 BD76 BD % 5,000 5, ,000 3% of balance repaid 31/01/23 BD78 BD % 5,000 5, ,000 3% of balance repaid 31/01/23 BD80 BD81 2,499 60% 5,000 2m - 5m 3% of balance repaid 31/01/23 AZ86 AZ87 2,499 75% 5,000 2m - 5m 3% of balance repaid 31/01/23 AZ88 AZ89 3,499 60% 5,000 5m - 10m 3% of balance repaid 31/01/23 AZ90 AZ91 3,499 75% 5,000 5m - 10m 3% of balance repaid 31/01/23 AZ92 AZ93 10 Year Fixed Products 4

5 Product Type Initial End Date Premier 10 Yr Fixed 2.39% 31/01/ Yr Fixed 2.49% 31/01/ Yr Fixed 2.69% 31/01/ % 5,000 5,000-2m 5% of balance repaid 31/01/28 AZ94 AZ % 5,000 5,000-1m 5% of balance repaid 31/01/28 AZ96 AZ % 5,000 5,000-1m 5% of balance repaid 31/01/28 AZ98 AZ99 10 Yr Fixed 2.59% 31/01/2028 2,499 70% 5,000 2m - 5m 5% of balance repaid 31/01/28 BA00 BA01 Premier Exclusive s - To qualify for these products, customers must hold a Wealth/Premier Banking relationship with Barclays. Joint applications require only one applicant to meet the criteria. Family Springboard, Scotland & Help to Buy s Family Springboard Mortgages - : These products can only be used to purchase a property with a mortgage loan size over 90% LTV up to a maximum of 100% LTV. Loans outside of this LTV will not be allowed. Product Type Initial End Date Follow on Spingboard Only Springboard 3 Yr Fixed 2.49% 31/01/ % 0 95% 5, ,000 3% of balance repaid 31/01/21 BD82 Springboard 3 Yr Fixed 2.69% 31/01/ % 0 100% 5, ,000 3% of balance repaid 31/01/21 BD83 A Helpful Start Account through Barclays Bank PLC must be taken out as a condition of this mortgage. Prior to completion of the mortgage advance the Helpful Start Account must receive a deposit, equivalent to 10% of the purchase price of the property. The Helpful Start Account must remain open for a minimum period of three years from the date of the completion (subject to mortgage payments being maintained) or until full redemption of the mortgage, whichever is sooner. Scotland Only Purchase: These products can only be selected where the property being purchased is in Scotland. Product Type Initial End Date Follow on Scotland Only Scotland 2 Yr Fixed 1.94% 31/01/20 Scotland 2 Yr Fixed 2.15% 31/01/20 Scotland 5 Yr Fixed 2.35% 31/01/23 Scotland 5 Yr Fixed 2.85% 31/01/ % 5, ,000 3% of balance repaid 31/01/20 BD % 5, ,000 3% of balance repaid 31/01/20 BD % 5, ,000 3% of balance repaid 31/01/23 BA % 5, ,000 3% of balance repaid 31/01/23 BA18 Scotland Help to Buy: Equity Loan Scheme Product Type Initial End Date Follow on Shared Equity Scheme Only Scotland Help to Buy 2 Yr Fixed 1.55% 31/01/20 Scotland Help to Buy 2 Yr Fixed 1.79% 31/01/20 Scotland Help to Buy 5 Yr Fixed 2.15% 31/01/23 Scotland Help to Buy 5 Yr Fixed 2.39% 31/01/ % 25, ,000 3% of balance repaid 31/01/20 BA % 25, ,000 3% of balance repaid 31/01/20 BA % 25, ,000 3% of balance repaid 31/01/23 BA % 25, ,000 3% of balance repaid 31/01/23 BA14 Help to Buy Scotland is a low cost homebuyer initiative to help eligible applicants purchase a new-build property from selected house builders. The scheme is available throughout Scotland and has a maximum property value of 200,000. Under the shared equity scheme the applicant funds at least 85% of the purchase price, with the remaining share (up to a maximum of 15%) coming from the Scottish Government. We will lend 80% of the purchase price with the 5% balance to come from the applicants own resources. Please note that these Mortgage products are offered on a Repayment basis only. These products are exclusively for Help to Buy Scotland applications no other products from our range can be selected. Help to Buy: Equity Loan Scheme Product Type Initial End Date Follow on Shared Equity Scheme Only Help to Buy 2 Yr Fixed 1.49% 31/01/ % 25, ,000 3% of balance repaid 31/01/20 BD84 Help to Buy 2 Yr Fixed 1.85% 31/01/ % 25, ,000 3% of balance repaid 31/01/20 BD85 Help to Buy 5 Yr Fixed 2.15% 31/01/ % 25, ,000 3% of balance repaid 31/01/23 BD86 Help to Buy 5 Yr Fixed 2.49% 31/01/ % 25, ,000 3% of balance repaid 31/01/23 BD87 Help to Buy is a low cost homebuyer initiative to help eligible applicants purchase a new-build property from selected house builders. There are two versions of the scheme: one for England run by the UK Government where the maximum property value is 600,000 and one for Wales run by the Welsh Government where the maximum property value is 300,000. Under these shared equity schemes the applicant funds at least 80% of the purchase price, with the remaining share (up to a maximum of 20%) coming from the respective government. We will lend 75% of the purchase price with the 5% balance to come from the applicants own resources. Please note that these Mortgage products are offered on a Repayment basis only. These products are exclusively for Help to Buy applications no other products from our range can be selected. London Help to Buy: Equity Loan Scheme Product Type Initial End Date Follow on Shared Equity Scheme Only London Help to Buy 2 Yr Fixed 1.39% 31/01/20 London Help to Buy 2 Yr Fixed 1.59% 31/01/20 London Help to Buy 5 Yr Fixed 1.90% 31/01/ % 25, ,000 3% of balance repaid 31/01/20 BD % 25, ,000 3% of balance repaid 31/01/20 BD % 25, ,000 3% of balance repaid 31/01/23 BD90 London Help to Buy is a low cost homebuyer initiative to help eligible applicants purchase a new-build property from selected house builders. The scheme is available in the 32 London Boroughs and the City of London and has a maximum property value of 600,000. Under the shared equity scheme the applicant funds at least 60% of the purchase price, with the remaining share (up to a maximum of 40%) coming from the government. We will lend 55% of the purchase price with the 5% balance to come from the applicants own resources. Please note that these Mortgage products are offered on a Repayment basis only. These products are exclusively for London Help to Buy applications no other products from our range can be selected. 5

6 s (Available for customers remortgaging from another lender or equity release on unencumbered properties). (A Switch & Fix facility is applicable on all Offset and Tracker products listed below) Offset Products - Please note customers can only hold ONE Offset Mortgage at a time. Product Type Initial Initial Pay End Date Tracker Products 2 Yr Offset Tracker % 1.54% 2 Years 2 Yr Offset Tracker % 1.84% 2 Years Offset Offset 1,749 75% 5,000 2m % 5,000 2m Lifetime Offset Tracker % 2.24% Life N/A 1,999 75% 5,000 2m Product Type Initial Initial Pay End Date 2 Years AW41 AW42 2 Years AW43 AW44 2 Years AW45 AW Cashback 2 Yr Tracker % 1.29% 2 Years % 5, ,000 1% of balance repaid 2 Years AS40 AS41 AS42 2 Yr Tracker % 1.60% 2 Years 0 60% 5, ,000 1% of balance repaid 2 Years AW47 AW48 AW49 2 Yr Tracker % 1.55% 2 Years % 5, ,000 1% of balance repaid 2 Years AS43 AS44 N/A 2 Yr Tracker % 1.85% 2 Years 0 75% 5, ,000 1% of balance repaid 2 Years AW50 AW51 N/A 2 Yr Tracker % 1.64% 2 Years % 5, ,000 1% of balance repaid 2 Years AS45 AS46 N/A 2 Yr Tracker % 2.10% 2 Years 0 80% 5, ,000 1% of balance repaid 2 Years AA58 AA59 N/A 2 Yr Tracker % 1.24% 2 Years 1,999 60% 500,000 2m None N/A AS47 AS48 AS49 2 Yr Tracker % 1.50% 2 Years 1,999 75% 500,000 2m None N/A AS50 AS51 N/A Premier 2 Yr Tracker % 1.55% 2 Years 1,249 75% 500,000 2m 1% of balance repaid 2 Years AS52 AS53 N/A 2 Yr Tracker % 1.59% 2 Years 1,999 80% 500,000 2m None N/A AS54 AS55 N/A 2 Yr Tracker % 1.44% 2 Years 2,499 60% 2m 5m 1% of balance repaid 2 Years AS56 AS57 N/A 2 Yr Tracker % 1.55% 2 Years 2,499 75% 2m 5m 1% of balance repaid 2 Years AS58 AS59 N/A 2 Yr Tracker % 1.44% 2 Years 3,499 60% 5m 10m 1% of balance repaid 2 Years AS60 N/A N/A 2 Yr Tracker % 1.55% 2 Years 3,499 70% 5m 10m 1% of balance repaid 2 Years AS62 N/A N/A Wealth 5 Yr Tracker % 2.20% 5 Years 2,499 60% 500,000 5m 1% of balance repaid 5 Years AW52 AW53 N/A Wealth 5 Yr Tracker % 2.30% 5 Years 3,499 70% 500,000 5m 1% of balance repaid 5 Years AW54 AW55 N/A Wealth / Premier Exclusive s - To qualify for these products, customers must hold a Wealth/Premier Banking relationship with Barclays. Joint applications require only one applicant to meet the criteria. 6

7 2 Year Fixed s Product Type Initial End Date s 200 Cashback NEW 2 Yr Fixed 1.53% 31/01/20 2 Yr Fixed 1.73% 31/01/20 NEW 2 Yr Fixed 1.63% 31/01/20 2 Yr Fixed 1.83% 31/01/20 NEW 2 Yr Fixed 1.69% 31/01/20 2 Yr Fixed 1.99% 31/01/20 2 Yr Fixed 1.94% 31/01/20 2 Yr Fixed 2.29% 31/01/20 2 Yr Fixed 1.43% 31/01/20 2 Yr Fixed 1.49% 31/01/20 2 Yr Fixed 1.43% 31/01/20 2 Yr Fixed 1.49% 31/01/ % 5,000 2m 3% of balance repaid 31/01/20 BF90 BF91 BF % 5, ,000 3% of balance repaid 31/01/20 BD96 BD97 BD % 5,000 2m 3% of balance repaid 31/01/20 BF93 BF94 N/A 0 75% 5, ,000 3% of balance repaid 31/01/20 BE01 BE02 N/A % 5,000 2m 3% of balance repaid 31/01/20 BF95 BF96 N/A 0 85% 5, ,000 3% of balance repaid 31/01/20 BE07 BE08 N/A % 5, ,000 3% of balance repaid 31/01/20 BE09 BE10 N/A 0 90% 5, ,000 3% of balance repaid 31/01/20 BA37 BA38 N/A 2,499 60% 2m 5m 3% of balance repaid 31/01/20 BE11 BE12 N/A 2,499 75% 2m 5m 3% of balance repaid 31/01/20 BA41 BA42 N/A 3,499 60% 5m 10m 3% of balance repaid 31/01/20 BE13 N/A N/A 3,499 70% 5m 10m 3% of balance repaid 31/01/20 BA44 N/A N/A 3 Year Fixed s Product Type Initial End Date Premier 3 Yr Fixed 1.59% 31/01/21 3 Yr Fixed 1.64% 31/01/21 3 Yr Fixed 1.75% 31/01/21 3 Yr Fixed 1.99% 31/01/21 3 Yr Fixed 2.09% 31/01/21 3 Yr Fixed 2.19% 31/01/21 3 Yr Fixed 2.39% 31/01/ % 5,000 2m 3% of balance repaid 31/01/21 BA45 BA % 5,000 1m 3% of balance repaid 31/01/21 BA47 BA % 5,000 1m 3% of balance repaid 31/01/21 BA55 BA % 5, ,000 3% of balance repaid 31/01/21 BE14 BE % 5, ,000 3% of balance repaid 31/01/21 BE16 BE % 5, ,000 3% of balance repaid 31/01/21 BE20 BE % 5, ,000 3% of balance repaid 31/01/21 BE18 BE19 Premier Exclusive s - To qualify for these products, customers must hold a Wealth / Premier Banking relationship with Barclays. Joint applications require only one applicant to meet the criteria. Great Escape - Free s, Non - Disclosed Valuation & 200 Cashback (customers must use the Banks nominated Solicitors from the Bank's panel and the Bank pays for specified remortgage fees) Product Type Initial End Date Free s, Non - Disclosed Valuation & Cashback Great Escape 3 Yr Fixed 1.79% 31/01/ % 50, ,000 3% of balance repaid 31/01/21 BE22 7

8 s 5 Year Fixed s Product Type Initial End Date 200 Cashback NEW 5 Yr Fixed 1.99% 31/01/23 5 Yr Fixed 2.09% 31/01/23 NEW 5 Yr Fixed 2.19% 31/01/23 5 Yr Fixed 2.29% 31/01/23 5 Yr Fixed 2.29% 31/01/23 5 Yr Fixed 2.39% 31/01/23 5 Yr Fixed 2.49% 31/01/23 5 Yr Fixed 2.79% 31/01/23 5 Yr Fixed 1.99% 31/01/23 5 Yr Fixed 2.19% 31/01/23 5 Yr Fixed 1.99% 31/01/23 5 Yr Fixed 2.19% 31/01/ % 5,000 2m 3% of balance repaid 31/01/23 BF97 BF98 BF % 5, ,000 3% of balance repaid 31/01/23 BA63 BA64 BA % 5,000 2m 3% of balance repaid 31/01/23 BG00 BG01 N/A 0 75% 5, ,000 3% of balance repaid 31/01/23 BA68 BA69 N/A % 5,000 2m 3% of balance repaid 31/01/23 BA72 BA73 N/A 0 85% 5, ,000 3% of balance repaid 31/01/23 BE30 BE31 N/A % 5, ,000 3% of balance repaid 31/01/23 BE32 BE33 N/A 0 90% 5, ,000 3% of balance repaid 31/01/23 BE34 BE35 N/A 2,499 60% 2m 5m 3% of balance repaid 31/01/23 BA80 BA81 N/A 2,499 75% 2m 5m 3% of balance repaid 31/01/23 BA82 BA83 N/A 3,499 60% 5m 10m 3% of balance repaid 31/01/23 BA84 N/A N/A 3,499 70% 5m 10m 3% of balance repaid 31/01/23 BA85 N/A N/A 10 Year Fixed s Product Type Initial End Date Premier 10 Yr Fixed 2.39% 31/01/ % 5,000 2m 5% of balance repaid 31/01/28 BA86 BA87 10 Yr Fixed 2.49% 31/01/ % 5,000 1m 5% of balance repaid 31/01/28 BA88 BA89 10 Yr Fixed 2.69% 31/01/ % 5,000 1m 5% of balance repaid 31/01/28 BA90 BA91 10 Yr Fixed 2.59% 31/01/2028 2,499 70% 2m 5m 5% of balance repaid 31/01/28 BA92 BA93 Premier Exclusive s - To qualify for these products, customers must hold a Wealth/Premier Banking relationship with Barclays. Joint applications require only one applicant to meet the criteria. 8

9 Buy to Let Range - Purchase & s (A Switch & Fix facility is applicable on all Tracker products listed below) If you require a Trinity product code, please contact Intermediary Support with the product code & MAX application reference. Tracker Products Product Type Initial End Date Product Fee Max LTV Min Loan Total Aggregate Loan ERC ERC Term Purchase &. ILP customers 500 Cashback 2 Yr Tracker % 2 years +4.49% 1,950 60% 35,000 2m 1% of balance repaid 2 Years AQ06 AQ07 AQ08 2 Yr Tracker % 2 years +4.49% 0 60% 35,000 1m 1% of balance repaid 2 Years AQ09 AQ10 AQ11 2 Yr Tracker % 2 years +4.49% 1,950 75% 35,000 1m 1% of balance repaid 2 Years AQ12 AQ13 AQ14 2 Yr Tracker % 2 years +4.49% 0 75% 35,000 1m 1% of balance repaid 2 Years AQ15 AQ16 AQ17 Fixed Products Product Type Initial End Date Product Fee Max LTV Min Loan Total Aggregate Loan ERC ERC Term Purchase &. ILP customers 500 Cashback 2 Yr Fixed 1.55% 31/01/ % 1,950 60% 35,000 1m 3% of balance repaid 31/01/20 BE39 BE40 BE41 2 Yr Fixed 1.55% 31/01/ % 2,750 60% 35,000 1m - 2m 3% of balance repaid 31/01/20 BE36 BE37 BE38 2 Yr Fixed 1.50% 31/01/ % 1% 60% 35, , ,000 3% of balance repaid 31/01/20 BB00 BB01 BB02 2 Yr Fixed 2.25% 31/01/ % 0 60% 35,000 1m 3% of balance repaid 31/01/20 BE42 BE43 BE44 Premier 2 Yr Fixed 2.55% 31/01/ % 0 75% 35,000 1m 3% of balance repaid 31/01/20 BE45 BE46 BE47 2 Yr Fixed 1.84% 31/01/ % 1,950 75% 35,000 1m 3% of balance repaid 31/01/20 BE48 BE49 BE50 2 Yr Fixed 1.89% 31/01/ % 1% 75% 35, , ,000 3% of balance repaid 31/01/20 BB12 BB13 BB14 2 Yr Fixed 2.59% 31/01/ % 0 75% 35,000 1m 3% of balance repaid 31/01/20 BE51 BE52 BE53 3 Yr Fixed 1.75% 31/01/ % 1,950 60% 35,000 2m 3% of balance repaid 31/01/21 BE54 BE55 BE56 3 Yr Fixed 2.45% 31/01/ % 0 60% 35,000 1m 3% of balance repaid 31/01/21 BE57 BE58 BE59 3 Yr Fixed 2.24% 31/01/ % 1,950 75% 35,000 1m 3% of balance repaid 31/01/21 BE60 BE61 BE62 3 Yr Fixed 2.79% 31/01/ % 0 75% 35,000 1m 3% of balance repaid 31/01/21 BE63 BE64 BE65 Premier 5 Yr Fixed 2.17% 31/01/ % 1,950 60% 35,000 2m 3% of balance repaid 31/01/23 BB30 BB31 BB32 5 Yr Fixed 2.17% 31/01/ % 2,450 60% 35, ,000-2m 3% of balance repaid 31/01/23 BB33 BB34 BB35 5 Yr Fixed 2.18% 31/01/ % 1,950 60% 35, k 3% of balance repaid 31/01/23 BE66 BE67 BE68 5 Yr Fixed 2.59% 31/01/ % 0 60% 35,000 1m 3% of balance repaid 31/01/23 BE69 BE70 BE71 5 Yr Fixed 2.79% 31/01/ % 1,950 75% 35,000 1m 3% of balance repaid 31/01/23 BB42 BB43 BB44 5 Yr Fixed 3.19% 31/01/ % 0 75% 35,000 1m 3% of balance repaid 31/01/23 BB45 BB46 BB47 Premier Exclusive s - To qualify for these products, customers must hold a Wealth/Premier Banking relationship with Barclays. Joint applications require only one applicant to meet the criteria. 9

10 Additional Information KEY: Offset: current accounts and savings deposits may be offset against the mortgage to reduce repayments or the term of the mortgage. Please note Customers can only hold ONE Offset Mortgage at a time. : Barclays Residential Mortgage : Openplan Flexible Mortgage Valuations For Residential purchase applications with a property value up to 2 million and all applications, customers will not pay for or receive a copy of any non-disclosed valuation report. For Residential purchase applications with a property value over 2 million please see "A guide to our survey and valuation services". Where a property does not meet the anticipated valuation and results in the chosen product maximum LTV being exceeded a new product may be chosen from the current product range applicable at the time of the down valuation, not the range available at point of application. Great Escape Mortgages Only package available on s where a non-disclosed valuation, in-house legal fees are paid and a cashback Great Escape and remortgage package - Our standard legal service will include solicitor s fees directly relating to the remortgage (registered land only) and Land Registry fees. It does not include any other legal fees, money transfer fees or additional fees incurred in connection with dealing with leasehold, shared ownership properties or registration fees relating to Sasine properties in Scotland. It also excludes other mortgage charges or changes to mortgage parties. So, in the case of a remortgage where it includes, for example, a change of names on the mortgage or the first registration of unregistered land, the customer will be liable for any associated fees. The customer will be advised by their solicitor of additional costs applicable to their circumstances and charged separately for these. Offset Please note Customers can only hold ONE Offset Mortgage at a time. Overpayments Fixed s - Up to 10% (5% for 10 year fixed) & Trackers - Up to 25% overpayment per annum allowed on outstanding capital balance without ERC. Switch & Fix During the Early Repayment Charge period all Tracker & Offset products may be rate switched to any Barclays fixed or capped rate product, subject to meeting the new product criteria and availability at the time of application, without incurring the Early Repayment Charge. The rate switch will be subject to any fee(s) applicable to the new product at that time. The new product may also have an Early Repayment Charge which will not have the benefit of the Switch & Fix. Maximum LTVs Maximum LTV's apply to total borrowing. Residential Affordability Current Affordability : 6.99% (the affordability rate for Family Springboard applications will be 7.24%) Buy to Let Affordability. Current Affordability : 5.50%. Barclays considers both personal and rental income within the affordability calculation, undertaking a detailed affordability assessment of the borrower(s). The income affordability assessment includes all relevent landlord costs, applicant level tax liability (including mortgage interest tax relief changes being phased in from April 2017) and assumes a minimum borrower interest rate of 5.50%. We no longer require a separate rental coverage assessment. Telephone Numbers Intermediary Support: Large Loans Team: option 3 Mortgage Services: Policy: Please refer to the Woolwich Intermediary website for further policy information or call our team of specialists on Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: ). Registered in England. Registered no Registered office: 1 Churchill Place, London E14 5HP. & The Great Escape are trademarks of Barclays Bank Plc 10