Protecting Older Adults From Financial Exploitation
|
|
- Gervase Chambers
- 6 years ago
- Views:
Transcription
1 Protecting Older Adults From Financial Exploitation E. Sharee Rines Adult Protective Services, Trainer/Policy Writer Georgia Division of Aging Services Suzette Binford Programs Director, Atlanta Region Alzheimer s Association, GA Chapter 1
2 Learning Objectives: At the Completion of this Presentation You Will: Understand the implications of cognitive functioning in determining financial capacity Know warning signs of diminished financial capacity Know the types of financial exploitation Know risk factors for financial exploitation among older adults Know about screens for determining financial capacity Know the barriers for reporting financial exploitation Know things you can do to help address and prevent financial exploitation 2
3 Financial Exploitation: Financial abuse, or exploitation, is defined as the illegal or improper use of an elder s funds, property, or assets. (NCPEA) It involves the theft or fraudulent use of an older adult s money or material belongings and the use of undue influence to relinquish or gain legal authority over assets. (Brandl et al., Nerenberg, Quinn) Generations, Fall 2012 Scenario: Widowed woman lives in her home. Her adult son lives with her and has spent almost $200,000 of her money on things for himself including trips to Vegas and a new car for his girlfriend. Her brother finally steps in and addresses the situation.
4 The Scope of the Problem Older Americans are losing about $2.9 billion every year to people who take advantage of their vulnerabilities and that's only for the cases that are actually reported. Only one in 44 financial abuse cases are ever reported. One in ten abuse victims turns to Medicaid as a result of financial losses from abuse/exploitation. Who's victimizing older Americans? It could be anyone: Many of the culprits are family, friends, and neighbors. Much elder financial exploitation is perpetrated by strangers. Some is perpetrated by the business sector. A smaller percentage is related to Medicare and Medicaid fraud. The typical victim of financial exploitation is a widowed white female between the ages of 79 and 85, but it occurs across the entire demographic spectrum. 4
5 Financial Capacity An Emerging Concern Older adults are the most vulnerable to impairment and loss of financial skills and capacity not only because of the effects of Alzheimer s disease and other related dementias but also due to normal cognitive aging. (Daniel Marson & Charles Sabatino) The capacity to manage one s financial affairs, known as financial capacity, comprises a broad range of conceptual, pragmatic, and judgment abilities, used across a range of everyday settings, that are critical to the independent functioning of adults in our society. Financial Capacity has been defined in general terms as the capacity to manage money and financial assets in ways that meet a person s needs and which are consistent with his/her values and self interest. (Marson, Hebert, & Solomon) Generations, Summer,
6 Financial Capacity The question becomes: does a person have financial capacity (the capacity to manage one s financial affairs?) Financial capacity comprises a broad range of conceptual, pragmatic, and judgment abilities. Examples include: Having basic monetary skills Carrying out cash transactions Managing a checkbook and a bank statement Exercising financial judgment Daniel Marson and Charles Sabatino Generations, Summer,
7 Cognitive Function and Financial Exploitation: [When financial abuse is suspected] the next step is to determine whether the elder victim s cognitive functioning is in question. (Gibson and Qualls) When cognition is intact, professionals work toward empowering the individual to unhook from victim behavior. (Gibson and Qualls) Interventions such as psycho-education, psychotherapy or skills training can help the elder identify ambivalence related to codependent nature of the relationship and in implementing safety and survival strategies. (Gibson and Qualls) Scenario: A widower in his 80s says his grown son does not work, can t hold a job, lives with him and is verbally abusive and demands money. He finally gets guidance from a church counselor and makes plans to sell his home, move into a retirement home and have his son move out. His house is under-contract. 7
8 More About Cognitive Impairment Normal Aging a natural, progressive process of decline in memory and other cognitive abilities occurring throughout one s life and over time. It is affected by many factors, including environment and genetics. Dementia an umbrella term meaning a decline in cognitive functioning, caused by some medical condition, which is severe enough to interfere with daily life. Alzheimer s a type of dementia that causes declines in memory, thinking and behavior. Symptoms usually develop slowly and get worse over time, becoming severe enough to interfere with daily tasks. The most common cause of dementia. MCI Mild Cognitive Impairment. MCI causes a slight but noticeable and measurable decline in cognitive abilities, including memory and thinking skills. A person with MCI is at an increased risk of developing Alzheimer's or another dementia. Examples other diseases causing dementia: vascular dementia, Lewy Body dementia, frontotemporal dementia, Parkinson disease 8
9 Financial Capacity: Experts now recognize the importance of training professionals to assess financial capacity Experts know that financial capacity is one of the first abilities to decline as cognitive impairment and early dementia encroach. (Naomi Karp, AARP) Declines in money management skills appear to occur early in the clinical disease process and may even precede a diagnosis of Alzheimer s disease (Triebel, etal.) Individuals with amnestic (memory problems primarily) mild cognitive impairment, which in many cases is a predromal (prior to having symptoms that lead to a diagnosis of AD), are at high risk for declining abilities in complex skills such as checkbook and bank statement management. (Triebel and Marson) Generations, Summer
10 Financial Capacity cont: People with diminished capacity may also be at risk for abuse including financial exploitation, consumer fraud and other financial scams (Marson and Nerenberg) A classic sign that there may be a problem with judgment is a new interest in get-rich-quick schemes. (Triebel and Marson) Generations, Summer
11 Warning Signs of Diminished Financial Capacity: Forgetting to pay bills Paying the same bills several times Misplacement of financial and other documents at home Missing tax and other deadlines Declines in checkbook management skills Problems with math skills like making change Loss of general knowledge regarding financial terms like mortgage Impaired judgment about financial investments and use of money including: Interest in get-rich-schemes Unfounded anxiety about the nature and extent of one s personal wealth (Tribel and Marson) Generations, Summer
12 Baseline for Financial Capacity: It is important to know a person s baseline. If a person was good at managing his/her checkbook before but the checkbook is a mess now, there s a problem. If the person was never good at managing a checkbook, it is not as problematic as someone who managed it well. (Marson) 12
13 Tools for Determining Financial Capacity: Experts agree that tools are needed to determine the financial capacity of a person. This is because people with mild cognitive impairment and early stage dementia have social skills that make it difficult to know that the person has diminished financial capacity. When there is indication that any of the warning signs of diminished financial capacity are evident, the individual should be assessed to determine if the person has financial capacity. 13
14 Financial Capacity Screens: Dr. Daniel Marson, one of the nation s leading experts on financial capacity and his team at the University of Alabama developed two screens for use by the Georgia Adult Protective Services staff and law enforcement. The development of the screens were made possible by a grant from the Administration on Aging and the Georgia Department of Human Resources Division on Aging. DAS and the Alzheimer s Association, Georgia Chapter worked to make these screens available in Georgia. 14
15 The UAB Brief Financial Capacity Screen: Gather: Basic client and referral information Information on client s presenting financial issue/problem Information on the client s prior highest level of financial functioning Report: Rate: Your opinion on the client s financial skills (based on the client s test performance) Client s current financial skills and abilities Your client s current financial judgments Your opinion on the client s current vulnerability to scams and financial exploitation, vulnerability to undue influence Your opinion on if the client s financial skills have declined from the past Your opinion on your clients financial skills and the ability to live successfully Your opinion on the client s capacity to manage his/her own financial affairs Make Recommendations: Ways of Enhancing client s financial capacity Overall recommendations and Action Plan 15
16 The UAB Brief Financial Capacity Screen Supplemental Form to BFCS Form: Testing Basic Financial Abilities Allows You to: Gather information from your client that will help you determine your client s ability to: Count money and make change Calculate percentages for determining taxes Subtract figures for managing a checkbook Define important words related to finances such as income, debt and money order Determine and Rate: Your client s current financial judgments Your opinion on the client s current vulnerability to scams and financial exploitation, vulnerability to undue influence 16
17 Undue Influence: Undue influence is typically accomplished by employing subtle pressures to deceptively gain control over a weaker person s decision making. (Brandl, et al., Nerenberg, Quinn) Within families undue influence might include: Blackmail strategies such as threats of violence or suicide Pilfering money Begging for limited assistance with bill-paying and shopping needs Spending of the elder s money Making poor financial decisions Withholding copies of documents Forging or forcing signatures (Vezina, Ducharme, MacDonald) 17
18 Financial Exploitation Risk Factors/Warning Signs: Cognitive impairment Social and geographical isolation An increased need for assistance with daily activities Recent life changes such as widowhood or divorce Sudden reluctance to discuss financial matters Sudden, atypical or unexplained withdrawals, wire transfers, or other changes in their financial situations Utility or other bills not being paid New best friends and "sweethearts" Onset or worsening of illnesses or disability Behavioral changes, such as fear or submissiveness, social isolation, withdrawn behavior, disheveled appearance, and forgetfulness Changes in the will, especially when they might not fully understand the implications Sudden increase in spending by their family or friends Transfer of title of home or other assets to another person for no apparent reason Large, frequent "gifts" given to a caregiver Personal belongings are missing Large, unexplained loans taken out by the elder 18
19 Risk Factors and Warning Signs cont. Care of the elder is not commensurate with the size of his/her estate Implausible excuses about elder s finances being given by elder or caregiver Caregiver expresses excessive interest or concern over the amount of money being spent on the elder s care New or revised legal documents the elder can t explain Bank statements no longer coming to the elder s home 19
20 Financial Abuse and the Family: Elder financial exploitation: is largely private, occurring often in the context of close relationships. Fifty-five percent of all this abuse occurs within families. (MetLife Mature Market Institute et al.) Family members are a ripe context for financial abuse given the unique array of obligatory norms in caring for each other. (Bengston and Roberts) There is often a sense that the family member/exploitive person is due what is taken from the elder. (Vezina and Ducharme) The elder may eventually become aware of the abuse, but often refrains from informing other family members in order to protect the exploitive person, or for fear of losing daily living support. (MacDonald) The process generally does not end until the older adult dies or all assets are depleted. (MacDonald) 20
21 So What Do We Do About Financial Exploitation? The first step prior to intervention is the recognition that elder financial abuse has occurred, a step met with a host of complications and intense feelings, particularly between the elder and the exploitive person. (Gibson and Qualls) 21
22 Barriers to Reporting Financial Abuse: The elder may hesitate to report abuse for various reasons: Fear of retaliation Loss of independence Feelings of self-blame Increased dependency on the abuser Feeling sympathetic and protective of the exploitative person (Hafemeister, Rabiner, Brown and O Keefe) The elder may hesitate to report abuse especially when: A rescue pattern exists There is a history of alcohol and drug problems There is a history of mental illness (Capezuti, Brush and Lawson) 22
23 Who Can Help Report Financial Exploitation: Professionals and professional organizations may be the first to recognize elder financial abuse. (Gibson and Qualls) These professionals and professional organizations include: Attorneys Physicians Financial institutions Therapists Case managers Adult Protective Services (Gibson and Qualls) 23
24 Legal Action May be Appropriate When the elder suffers from cognitive impairment or the sum of money involved is large, legal action must occur. (Miller) APS may be involved in investigating as well as in shifting financial responsibility to a third party. (Miller) In situations where criminal activity is suspected, local police authorities should be contacted to begin an investigation. (Gibson and Qualls) Generations, Fall
25 What You Can do to Prevent Financial Exploitation: Educate yourself and your staff to recognize signs of financial exploitation, risk factors, and possible diminished financial capacity Help increase awareness and educate the community on these issues 25
26 Assisting with Financial Exploitation Cases Develop a protocol for helping families and individuals who might be facing financial exploitation and diminished financial capacity Including when to refer a person to an elder law attorney for Durable Power of Attorney, conservatorship, guardianship or emergency guardianship When to refer a person to APS when financial exploitation is expected When to involve law enforcement (who may be able to freeze accounts) (Heiler and Stigel Generations Summer 2012) When to notify financial institutions When to involve Ombudsmen 26
27 If We are Going to Significantly Address Financial Exploitation: We need awareness, education and protocol/policies regarding financial exploitation for: Financial institutions Law enforcement Attorneys APS staff Aging network Healthcare, long-term care and other industries Faith-based communities We need better laws against financial exploitation (with monetary penalties) 27
28 Resources StopFraud.gov great resources including an excellent brochure called Protect Your Pocketbook: Tips to Avoid Financial Exploitation Document on protecting vulnerable adults from financial abuse: df Wells Fargo: Eldercare Locator - Find local services and resources by either ZIP code or city. You can also narrow your search by topic, such as caregiver, elder abuse, etc. National Center on Elder Abuse (Administration on Aging) Find state agencies, resources, and statistics. National Committee for the Prevention of Elder Abuse - Find resources to learn more about various forms of elder abuse and financial exploitation. National Association of Area Agencies on Aging - This agency advocates for member agencies, the elderly, and caregivers. 28
29 Questions? Sharee Rines Suzette Binford
Cognitive Aging and Financial Issues: Engaging Stakeholders to Enhance Financial Security in Later Life
June 9, 2014 Cognitive Aging and Financial Issues: Engaging Stakeholders to Enhance Financial Security in Later Life Naomi Karp Consumer Financial Protection Bureau, Office for Older Americans IOM Committee
More informationElder Abuse: Causing Physical and Financial Devastation
Elder Abuse: Causing Physical and Financial Devastation Lori Stiegel, J.D., Senior Attorney American Bar Association Commission on Law & Aging Washington, DC Copyright American Bar Association 2012 1 Copyright
More informationELDER ABUSE AND MALTREATMENT. Objectives. Elder Abuse 4/22/14
ELDER ABUSE AND MALTREATMENT Objectives Define elder abuse and differentiate between the types of abuse Provide prevalence rates for elder abuse Identify risk factors for elder abuse and neglect Describe
More informationA New Tool for Assessing Financial Decision Making Abilities in Older Adults NAPSA 2015 Peter A. Lichtenberg, Ph.D, ABPP
A New Tool for Assessing Financial Decision Making Abilities in Older Adults NAPSA 2015 Peter A. Lichtenberg, Ph.D, ABPP Director IOG and Professor of Psychology Wayne State University Institute of Gerontology
More informationResponding to Change: Securities Regulators, Diminished Capacity and the Aging Population
Responding to Change: Securities Regulators, Diminished Capacity and the Aging Population 1 2 So what does diminished capacity have to do with securities regulators? Potentially Impaired clients suitability
More informationUNDERSTANDING CAPACITY & DECISION-MAKING VIDEO TRANSCRIPT
I m Paul Bourque, President and CEO of the Investment Funds Institute of Canada. IFIC is preparing materials to assist advisors and firms in managing effective and productive relationships with their aging
More informationElder Abuse and Neglect Caregiving Series
Elder Abuse and Neglect Caregiving Series Objectives Upon completion of this program, the participant will learn: The definition, causes, and contributing risk factors of elder abuse The different forms
More informationFinancial abuse is one of the more common forms of. Elder Financial Abuse: An Evaluation Framework and Supporting Evidence
Elder Financial Abuse: An Evaluation Framework and Supporting Evidence Bryan J. Kemp, PhD and Laura A. Mosqueda, MD OBJECTIVES: To develop a valid and reliable framework for evaluating cases of alleged
More informationCourse Handouts & Post Test
Abuse, Neglect, Mistreatment and Exploitation What You Need to Know and Do Course Handouts & Post Test To download presentation handouts, click on the attachment icon Course evaluation and post test are
More informationMAJORITY OF PEOPLE LIVING WITH DEMENTIA HAVE DIFFICULTY MANAGING FINANCES ON THEIR OWN, SURVEY BY HSBC AND HKADA SHOWS
News Release 6 December 2018 MAJORITY OF PEOPLE LIVING WITH DEMENTIA HAVE DIFFICULTY MANAGING FINANCES ON THEIR OWN, SURVEY BY HSBC AND HKADA SHOWS ***HSBC partners with Hong Kong Alzheimer s Disease Association
More informationSuccessful Senior Marketing Sales Support Materials
Successful Senior Marketing Sales Support Materials 1. Contents of This DVD DVD Table of Contents PDF 2. Slide Presentation System Slide Set #1 The Challenges of Growing Older PPT Slide Set #2 Aging Seniors
More informationTel
Dr. Josephine Wong Specialist in Psychiatry MBBS (London) MRCPsych (UK) FHKCPsych FHKAM (Psychiatry) MA (Medical Ethics and Law) The Central Practice Unit 1801 Hing Wai Building 36 Queen s Road Central,
More informationFORENSIC HYPNOSIS WITH THE DEAF AND HEARING IMPAIRED
FORENSIC HYPNOSIS WITH THE DEAF AND HEARING IMPAIRED By: Inspector Marx Howell, BS (ret.) Unfortunately, I had not given much thought to the use of hypnosis with a deaf or hearing impaired individual until
More information2019 COLLECTION TYPE: MIPS CLINICAL QUALITY MEASURES (CQMS) MEASURE TYPE: Process High Priority
Quality ID #181: Elder Maltreatment Screen and Follow-Up Plan National Quality Strategy Domain: Patient Safety Meaningful Measure Area: Preventive Care 2019 COLLECTION TYPE: MIPS CLINICAL QUALITY MEASURES
More informationELDER ABUSE In THE SHUSWAP
ELDER ABUSE In THE SHUSWAP Booklet #3 of 4 PREVENTION ELDER ABUSE AWARENESS PROGRAM 2016 An Immigrant Services Shuswap Program 2016 Funded by New Horizons for Seniors Project, Government of Canada BOOKLETS
More information3 The definition of elder physical abuse is any action by a caregiver that is meant to cause harm or fear in another person. Physical abuse includes pain or injury, hitting, pushing, pinching, and
More informationWHY SHOULD WE LEARN ABOUT ELDER ABUSE? Learning Objectives. The Changing Family, Elder Issues, and Intergenerational Considerations
The Changing Family, Elder Issues, and Intergenerational Considerations Hon. Katherine Tennyson Learning Objectives As a result of this exercise, you will be better able to: Discuss the forms of elder
More informationDepartment of Geriatric Medicine
Department of Geriatric Medicine Pre-Visit Questionnaire for Dementia Evaluation Name: MR#: Imprint Area This questionnaire is to be filled out by someone who knows you well. Name of Person completing
More informationCLINICAL DEMENTIA RATING INFORMANT INTERVIEW
CLINICAL DEMENTIA RATING INFORMANT INTERVIEW ID NUMBER: FORM CODE: C D I DATE: 04/01/2016 Version 1.1 ADMINISTRATIVE INFORMATION 0a. Completion Date: / / 0b. Staff ID: Month Day Year Instructions: This
More informationWednesday, June 21, 2017 Elder Law Rooms: Medical Capacity
Wednesday, June 21, 2017 Elder Law Rooms: 305-307 Medical Capacity 1:30 p.m. 2:40 p.m. Presented by Robert Bender II, MD 1301 Hickman Road Des Moines, IA Phone: 515-282-5700 Click to edit Master text styles
More informationOUTPATIENT SERVICES PSYCHOLOGICAL SERVICES CONTRACT
OUTPATIENT SERVICES PSYCHOLOGICAL SERVICES CONTRACT (This is a detailed document. Please feel free to read at your leisure and discuss with Dr. Gard in subsequent sessions. It is a document to review over
More informationResponding to Older Victims of Sexual Abuse: Promising Practices from OVW Abuse in Later Life Program Grantees. By Bonnie Brandl and Madeline Kasper
Responding to Older Victims of Sexual Abuse: Promising Practices from OVW Abuse in Later Life Program Grantees By May and George have been married for 57 years. George has physically and sexually abused
More informationMental capacity and mental illness
Mental capacity and mental illness The Mental Capacity Act 2005 (MCA) Mental capacity is the ability to make your own decisions. If you lose mental capacity the Mental Capacity Act 2005 (MCA) protects
More informationPSYCHOLOGIST-PATIENT SERVICES
PSYCHOLOGIST-PATIENT SERVICES PSYCHOLOGICAL SERVICES Welcome to my practice. Because you will be putting a good deal of time and energy into therapy, you should choose a psychologist carefully. I strongly
More informationKnow the 10 Signs: Early Detection Matters
Know the 10 Signs: Early Detection Matters 1 Importance of Early Detection If we could have had a correct diagnosis even two years earlier, it would have given us more time to plan, to do the things that
More informationCharles P. Sabatino ABA Commission on Law and Aging May 20, 2009
Diminished Capacity: How to Recognize It and What to Do About It? Charles P. Sabatino ABA Commission on Law and Aging May 20, 2009 Assessment of Older Adults with Diminished Capacity: A Handbook for Lawyers
More informationIs It Forgetfulness or Dementia?
Is It Forgetfulness or Dementia? Theia Senior Solutions September 2017 281 Witherspoon Street Princeton, NJ 08540 www.theiaseniorsolutions.com 1-844-843-4200 Understanding cognitive decline as a Family
More informationComplete List of Everything Included in the Successful Senior Marketing System
Complete List of Everything Included in the Successful Senior Marketing System STARTUP INSTRUCTIONS ON THE SSM TRAINING WEBSITE 1. What Is Successful Senior Marketing? 2. Introduction and Overview of the
More informationDementia Facts and Resources Dementia Warning Signs Getting a Diagnosis Dementia Communication Tips Dementia Risk Reduction.
Dementia Facts and Resources Dementia Warning Signs Getting a Diagnosis Dementia Communication Tips Dementia Risk Reduction Intermission Dementia Stages and Behaviors Caregiving and Self-Care Overview
More informationOur Senior Clients Clinical Issues Treatment Implications Interventions
Our Senior Clients Clinical Issues Treatment Implications Interventions Presented by Dr. Christine A. Cauffield, CEO, LSF Health Systems Learning Objectives Identify key characteristics of Major Depressive
More informationNote: These are abbreviated slides with graphics and other protected content removed for electronic posting purposes with NAPSA.
Note: These are abbreviated slides with graphics and other protected content removed for electronic posting purposes with NAPSA. Please attend the presentation for the full slideshow and information. Attendees
More informationDecline in Mental Capacity
Decline in Mental Capacity Elder Law: Issues, Answers and Opportunities ALI-ABA, February 23-24, 2006 Robert B. Fleming 1 FLEMING & CURTI, P.L.C. 330 N. Granada Ave. Tucson, Arizona 85701 www.elder-law.com
More informationKnow the 10 Signs: Early Detection Matters
Importance of Early Detection Know the 10 Signs: Early Detection Matters If we could have had a correct diagnosis even two years earlier, it would have given us more time to plan, to do the things that
More informationKnow the 10 Signs: Early Detection Matters
Know the 10 Signs: Early Detection Matters 1 Importance of Early Detection If we could have had a correct diagnosis even two years earlier, it would have given us more time to plan, to do the things that
More informationGERIATRIC SERVICES CAPACITY ASSESSMENT DOMAIN 5 - CAREGIVING
GERIATRIC SERVICES CAPACITY ASSESSMENT DOMAIN 5 - CAREGIVING Table of Contents Introduction... 2 Purpose... 2 Serving Senior Medicare-Medicaid Enrollees... 2 How to Use This Tool... 2 5 Caregiving... 3
More informationScams: Influencing the Aging Brain
Neuropsychology: study of the brain and how it relates to cognition, emotion, and behavior Neuropsychological Assessment: a comprehensive evaluation of how the brain is functioning. Examines cognitive
More informationAlzheimer s Disease and Related Disorders: The Public Health Call to Action
Levine Alzheimer s Disease and Related Disorders: The Public Health Call to Action Jed A. Levine, M.A. Executive Vice President Director of Programs and Services Alzheimer s Association, New York City
More informationINSTRUCTIONS FOR THE AD8 DEMENTIA SCREENING INTERVIEW (10/22/2015) (ADS, VERSION 1, 4/29/2015)
INSTRUCTIONS FOR THE AD8 DEMENTIA SCREENING INTERVIEW (10/22/2015) (ADS, VERSION 1, 4/29/2015) I. General Instructions The AD8 Dementia Screening Interview (ADS) is a measure used to detect dementia. The
More informationResearch Consent Form Newton-Wellesley Hospital 2014 Washington Street Newton, MA 02462
Protocol Title: Principal Investigator: Description of Subject Population: Protocol Version: Consent Form Revision Date: ABOUT THIS CONSENT FORM STUDY CONTACTS
More informationStress on the job... Buying a new home... Finding a babysitter... Divorce... bringing balance to your life. finding balance: UnumProvident can help
/worklifebalance /worklifebalance From life s everyday issues... My child care provider quit! My roof started leaking! We re moving next month how can I plan? I d like to communicate more effectively at
More informationElder Financial Abuse
Types, Warning Signs, Recognition, Prevention, and Reporting OVERVIEW OF ELDER FINANCIAL ABUSE Nationwide, elder abuse is a major public health problem. Elder abuse occurs when a caregiver or someone in
More informationADULT INTAKE QUESTIONNAIRE. Ok to leave message? Yes No. Present psychological difficulties please check any that apply to you at this time.
ADULT INTAKE QUESTIONNAIRE Name: Today s Date: Age: Date of Birth: Address: Home phone: Work phone: Cell phone: Ok to leave message? Yes No Ok to leave message? Yes No Ok to leave message? Yes No Email:
More informationAdult Perpetrators. Chapter 10
Adult Perpetrators Chapter 10 INTRODUCTION Since 1993, the rate of nonfatal intimate partner violence has declined. Decline due to: Improved services for battered women Criminalization of intimate partner
More informationThe Guidance Center Community Health Needs Assessment
The Guidance Center Community Health Needs Assessment Community Health Needs Assessment 1 Background The Guidance Center (TGC) conducted a Community Health Needs Assessment () in August and September,
More informationImplementation of Community-based Financial Literacy Programs in the US: Results of a National Survey
Implementation of Community-based Financial Literacy Programs in the US: Results of a National Survey Report prepared by Consumer Action www.consumer-action.org October 2009 Consumer Action 2009 Acknowledgement
More informationUnderstanding Alzheimer s Disease What you need to know
Understanding Alzheimer s Disease What you need to know From the National Institute on Aging For copies of this booklet, contact: Alzheimer s Disease Education and Referral Center P.O. Box 8250 Silver
More informationResponding Successfully to Denial Behaviors By: Rachel Ludwiczak
Responding Successfully to Denial Behaviors By: Rachel Ludwiczak Denial usually involves issues of control, trust, and needs. The following advice on responding successfully to denial behaviors was compiled
More informationElder Abuse and Neglect. For CENAs
Elder Abuse and Neglect For CENAs What is elder abuse? an all-inclusive term representing all types of mistreatment or abusive behavior toward older adults (Wolf, 2000, p.7) further defined as acts of
More informationCOMMUNITY HOSPICE & PALLIATIVE CARE NOTICE OF PRIVACY PRACTICES
COMMUNITY HOSPICE & PALLIATIVE CARE NOTICE OF PRIVACY PRACTICES THIS NOTICE DESCRIBES HOW MEDICAL INFORMATION ABOUT YOU MAY BE USED AND DISCLOSED AND HOW YOU CAN GET ACCESS TO THIS INFORMATION. PLEASE
More informationSafeguarding adults: mediation and family group conferences: Information for people who use services
Safeguarding adults: mediation and family group conferences: Information for people who use services The Social Care Institute for Excellence (SCIE) was established by Government in 2001 to improve social
More informationWRITTEN TESTIMONY OF. Don M. Blandin President and CEO Investor Protection Trust Washington, DC
WRITTEN TESTIMONY OF Don M. Blandin President and CEO Investor Protection Trust Washington, DC Robert E. Roush, EdD, MPH, Director Texas Consortium Geriatrics Education Center and Principal Investigator,
More informationPlease take time to read this document carefully. It forms part of the agreement between you and your counsellor and Insight Counselling.
Informed Consent Please take time to read this document carefully. It forms part of the agreement between you and your counsellor and Insight Counselling. AGREEMENT FOR COUNSELLING SERVICES CONDUCTED BY
More informationInterviewing Victims: Key Issues and Challenges
Interviewing Victims: Key Issues and Challenges 2018 NAPSA Conference Candace J. Heisler and Randy Thomas 1 Goals of Interviewing Why do you interview older and vulnerable victims? 2 Goals APS Assess risk
More informationInvestigating Elder Abuse Expanded Course Outline and Hourly Distribution For One-Day, 8 Hour Course
1 Investigating Elder Abuse Expanded Course Outline and Hourly Distribution For One-Day, 8 Hour Course INSTRUCTOR: Andrea Higgens Third Degree Communications Learners: In-Service Police Officers and Investigators,
More informationBiennial Review of Brighton Center s Center for Employment Training s Alcohol and Drug Prevention Program
Biennial Review of Brighton Center s Center for Employment Training s Alcohol and Drug Prevention Program 2015-2016 Wonda Winkler Vice President Talia Frye Workforce Development Director Brandon Sirbu
More informationElder Abuse: keeping safe
Elder Abuse: keeping safe This information guide has been prepared by Age Scotland and contains general advice only, it should not be relied on as a basis for any decision or action and cannot be used
More information(City, State, Zip Code)
This Partner Agency Agreement, dated this day of, 2015, is between COMMUNITY FOOD SHARE, INC. (CFS), whose address is 650 South Taylor Avenue, Louisville, CO 80027, and (Partner Agency) whose address is
More informationSurround Care Surrounding a Life with Care: The Right Sized Care Throughout the Stages & Ages. Lifecare Innovations, Inc. 1
Surround Care Surrounding a Life with Care: The Right Sized Care Throughout the Stages & Ages Lifecare Innovations, Inc. 1 Looking for Friends in All the Wrong Places: The Fine Line Between Incompetence
More informationNYS ELDER ABUSE PREVENTION INTERVENTIONS INITIATIVE (EAPI) Enhanced Multi-Disciplinary Teams Pilot Intervention: Older Adult Financial Exploitation
NYS ELDER ABUSE PREVENTION INTERVENTIONS INITIATIVE (EAPI) Enhanced Multi-Disciplinary Teams Pilot Intervention: Older Adult Financial Exploitation NAPSA Conference October 1, 2015 Presenters Paul Caccamise,
More informationHow to empower your child against underage drinking
How to empower your child against underage drinking There is a high chance that your teenage child has or will have an encounter with alcohol either through experimenting or through someone else s drinking.
More informationInformation Session. What is Dementia? People with dementia need to be understood and supported in their communities.
Information Session People with dementia need to be understood and supported in their communities. You can help by becoming a Dementia Friend. Visit www.actonalz.org/dementia-friends to learn more! Dementia
More information2013 Purple Ribbon Task Force Surveys on Alzheimer s Disease and Related Dementias
RICK SCOTT GOVERNOR CHARLES T. CORLEY SECRETARY 2013 Purple Ribbon Task Force Surveys on Alzheimer s Disease and Related Dementias elderaffairs.state.fl.us Bureau of Planning & Evaluation, May 2013 Table
More informationFor broker-dealer use only. Not for use with the public.
FINANCIAL PLANNING in the shadow of dementia ACGFPSD0615 Alzheimer s disease is an epidemic DEATHS BY DISEASE DIAGNOSIS IN THE U.S., 2000 13 71 % INCREASE More than 5 million Americans are living with
More informationDr. Eileena Chui Consultant Psychiatrist Queen Mary Hospital
Elder abuse from a clinical perspective Dr. Eileena Chui Consultant Psychiatrist Queen Mary Hospital 1 is "a single, or repeated act, or lack of appropriate action, occurring within any relationship where
More informationboom generation reaches it retirement peak, it would not be surprising if incidences of agerelated dysfunctions are more frequent than ever before.
1 Dementia The brain is the most complex system in the universe. Everything that makes up our personality, our wants, our fears, our behaviors, our thoughts are handled by this incredible organ. Hundreds
More informationNational Ageing Research Institute and Australian Association of Gerontology
National Ageing Research Institute and Australian Association of Gerontology The National Ageing Research Institute (NARI) is recognised as a leading research institute in the area of ageing including
More information10 steps to planning for Alzheimer s disease & other dementias A guide for family caregivers
10 steps to planning for Alzheimer s disease & other dementias A guide for family caregivers Caring for a person with memory loss or dementia can be challenging. The following ten steps can help caregivers
More informationFor the Lifespan: The Caregiver Guide Module 2 Dementia and Memory Loss
For the Lifespan: The Caregiver Guide Module 2 Dementia and Memory Loss After completing this module, participants will be able to: Define dementia and memory loss. Recognize medical and social components
More informationMental Capacity Implementation Programme. Mental Capacity Act 2005
Mental Capacity Implementation Programme Mental Capacity Act 2005 The Presentation Is an Overview and Will Cover: Part one - background and key policy Why we needed the act and who it affects The Mental
More informationKendra J. Belfi, MD, FACP TAGS Ethics Conference March 6, 2013
Kendra J. Belfi, MD, FACP TAGS Ethics Conference March 6, 2013 Describe the tension between Autonomy and Protection Describe basic components of assessing capacity Consider the importance of conversations
More informationFinances and the Compulsive Gambler
Finances and the Compulsive Gambler Sara Croymans MEd, AFC, University of MN Extension Educator, Morris Shirley Anderson-Porisch MS, AFC, University of MN Extension Educator, Marshall Sandra Brustuen NCGCIL,
More informationSelf-directed support
Self-directed support The Mental Capacity Act 2005 This gives a brief introduction to the Mental Capacity Act 2005. The Mental Capacity Act contains a lot of information and this gives a very general overview
More information5 Negative Effects of Loneliness on Physical and Mental Health
5 Negative Effects of Loneliness on Physical and Mental Health Devi Gajendran Disorders The feeling of loneliness or being detached from others is not just a human emotion; it is a complex emotional response
More informationLegalization of Prostitution
Legalization of Prostitution Prostitution 101 An Ethical Look At The Oldest Profession. Cisqo Diaz Toris Richardson Brittany Russotto What Is Prostitution? The Selling and Buying of Sex. What Are We Debating?
More informationRecognizing Signs and Symptoms of Alzheimer's Disease in Earlier Stages Can Lead to Diagnosis
A joint publication of the Illinois Health Care Association and CE Solutions November 2015 Recognizing Signs and Symptoms of Alzheimer's Disease in Earlier Stages Can Lead to Diagnosis Early diagnosis
More informationYour Grief and Loss. Support for Loved Ones
Your Grief and Loss Support for Loved Ones Introduction A message from our caring staff The staff and Bereavement Care Team of Huntsville Hospital Health System extend our deepest sympathies to you and
More informationElderly Abuse. Introduction
Elderly Abuse Introduction Elderly abuse is a broad term that describes various harmful experiences subjected to older adults. Elderly abuse can also mean senior abuse, abuse of older adults and elder
More informationObjectives. 1) Define Dementia and it s symptoms. 2) Review the diagnostic process
Objectives 1) Define Dementia and it s symptoms 2) Review the diagnostic process 3) Learn about support services for persons with dementia and their families 2 The impact of Alzheimer s disease Ron Petersen,
More informationDepression: More than just the blues
Depression: More than just the blues August 2011 Knowing When to Get Help Is it depression? How do you know if you re depressed? That s a good question! Depression can be a byproduct of stress and anxiety.
More informationMedical Cannabis Comes to Maryland: What Finance Professionals Need to Know About this Budding Industry
Medical Cannabis Comes to Maryland: What Finance Professionals Need to Know About this Budding Industry *Views expressed are my own. Emily A. Burns* Attorney, Offit Kurman Roadmap: Key Terms Overview of
More informationndafindings 7 In Brief new dynamics of ageing a cross-council research programme
new dynamics of ageing a cross-council research programme Decision making in detecting and preventing financial abuse of older adults A study of managers and professionals in health, social care, and banking
More informationOverview. Case #1 4/20/2012. Neuropsychological assessment of older adults: what, when and why?
Neuropsychological assessment of older adults: what, when and why? Benjamin Mast, Ph.D. Associate Professor & Vice Chair, Psychological & Brain Sciences Associate Clinical Professor, Family & Geriatric
More informationPresented by: Jennifer Mitchell, MS, LPCC
Presented by: Jennifer Mitchell, MS, LPCC 1. Identify if you are having problems maintaining professional boundaries with co-workers, children and/or their families 2. Identify if you are a compulsive
More informationDementia in Independent Senior Housing: Concerns, Barriers and Solutions
Dementia in Independent Senior Housing: Concerns, Barriers and Solutions LeadingAge NY April 13, 2016 Kelly Papa, MSN, RN Masonicare Corporate Director of Learning The Big Question How can we create systems
More informationANNUAL CORRUPTION CASE REPORT 2017
External Document ANNUAL CORRUPTION CASE REPORT 2017 Integrity, Compliance & Legal Dept. This report has been prepared to the best knowledge and judgment of the Integrity, Compliance & Legal department
More informationUNIVERSITY OF CALIFORNIA, SAN FRANCISCO CONSENT TO PARTICIPATE IN A RESEARCH STUDY
UNIVERSITY OF CALIFORNIA, SAN FRANCISCO CONSENT TO PARTICIPATE IN A RESEARCH STUDY Study Title: Assessment of Biochemical Pathways and Biomarker Discovery in Autism Spectrum Disorder This is a research
More informationAlzheimer's Disease and Other Dementias
Washington State Plan to Address Alzheimer's Disease and Other Dementias Executive Summary January 1, 2016 Preparing Washington for the Impacts of Alzheimer's Disease and Other Dementias GUIDING PRINCIPLES
More informationUnderstanding. Alzheimer s Disease. Lora, diagnosed in 2004, with her daughter, Jill.
Understanding Alzheimer s Disease Lora, diagnosed in 2004, with her daughter, Jill. What Is Alzheimer s Disease? Alzheimer s disease is a neurologic disorder that affects the brain. It causes dementia.
More informationConscious Living Counseling & Education Center 3239 Oak Ridge Loop East, West Fargo ND (701)
Conscious Living Counseling & Education Center 3239 Oak Ridge Loop East, West Fargo ND 58078 (701) 478-7199 INTAKE FORM BIRTH DATE: / / Age: Email: YOUR NAME FIRST: MIDDLE INITIAL: LAST: YOUR ADDRESS COMPLETE
More informationSyracuse Community Treatment Court. Handbook for Participants. Guidelines and Program Information
Syracuse Community Treatment Court Handbook for Participants Guidelines and Program Information John C. Dillon Public Safety Building 511 South State Street Room 117 Syracuse, New York 13202 PHONE 315-671-2795
More informationAlzheimer s Disease: Early Stage
DEL MAR CAREGIVER RESOURCE CENTER A program of Health Projects Center Fact Sheet Alzheimer s Disease: Early Stage Overview A diagnosis of Alzheimer s disease for yourself or a loved one can be difficult
More informationdementia work training
dementia friendly @ work training Participant s Guide In our communities, nearly 60 percent of people with Alzheimer s disease, a form of dementia, live in their own homes and need support from families
More informationResearch & Policy Brief
USM Muskie School of Public Service Maine DHHS Office of Elder Services Research & Policy Brief Caring for People with Alzheimer s Disease or Dementia in Maine A Matter of Public Health Alzheimer s disease
More informationChoice Counseling Associates
Amy Vitacolonna, MS, LMHCA, RT/CT 719 Sleater-Kinney Rd SE, Suite 212 Lacey, WA 98503 (360) 349-8775 (office) (360) 584-9048 (fax) ChoiceCounselingAssociates@gmail.com ChoiceCounselingAssociates.com Choice
More informationHampshire Local Welfare Assistance
Hampshire Local Welfare Assistance Memorandum of Understanding between Hampshire County Council and Local Welfare Assistance Network Information and Advice Providers 1 Introduction 1.1 From April 2013,
More informationTake The Pledge! Underage Alcohol Use. By James L. Holly, MD. Your Life Your Health. The Examiner. May 11, 2006
Take The Pledge! Underage Alcohol Use By James L. Holly, MD Your Life Your Health The Examiner May 11, 2006 We protect everything! We buy insurance to protect our property from storms. Insurance is nothing
More information4 The definition of elder physical abuse is any action by a caregiver that is meant to cause harm or fear in another person Physical abuse includes pain or injury, hitting, pushing, pinching, and grabbing.
More informationWorkplace Violence and Crime Through Environmental Design (CPTED) Sergeant Robert J. Greenlee III DEFINITIONS
Workplace Violence and Crime Through Environmental Design (CPTED) Sergeant Robert J. Greenlee III DEFINITIONS Violence: Any verbal, physical, or psychological threat or assault on an individual that has
More informationDeciding whether a person has the capacity to make a decision the Mental Capacity Act 2005
Deciding whether a person has the capacity to make a decision the Mental Capacity Act 2005 April 2015 Deciding whether a person has the capacity to make a decision the Mental Capacity Act 2005 The RMBI,
More informationDomestic Abuse and Debt
Domestic Abuse and Debt Cardiff and Vale Citizens Advice Bureau Rhiannon Paterson & Wendy McShane 1 AIMS The aim is to help you and your organisations identify the signs of financial abuse, to increase
More information