FINAL SLIDE WILL BE END OF VIDEO PRESENTATION ADDED AS A SLIDE.
|
|
- Maximillian Wilkerson
- 6 years ago
- Views:
Transcription
1 FINAL SLIDE WILL BE END OF VIDEO PRESENTATION ADDED AS A SLIDE.
2 System is Broken M-2 Patients being denied services Providers being denied payment Doctor-Patient Relationship erodes
3 Supply of Dentists M American Dental Association. All Rights Reserved. 3
4 M-4 From , dentists per 100,000 residents increased 16.7% - 3 rd highest in U.S. Nevada ranks 19th in the United States (2015); 31 st in 2011.
5 Reimbursement M American Dental Association. All Rights Reserved. 5
6 M-6 From , payments to Nevada dentists from insurance companies decreased 18%.
7 Dental benefit introduced in 1963 at $1,000 in coverage. M-7 54 years later in It remains at $1,000
8 What Does A.B. 213 Do? Streamlines the definition of a covered service, closing loopholes that allow dental insurance plans to avoid paying for services covered by a policy. Prevents a dental insurance plan from setting fees on services not covered within a plan. Prevents a dental benefit plan from setting a de Minimis Fee for services. M-8 Requires dental plans to notify to consumers about what is and is not covered in their dental policy. Requires dentists to notify patients of their usual and customary rates, UCR s. Allows the dentist to charge their UCR s after the annual policy maximum is met.
9 Current definition of a covered service: M-9 NRS 695D.227(3) - As used in this section, covered service means dental care for which reimbursement is available under a member s policy, or for which reimbursement would be available but for the application of a contractual limitation, including, without limitation, any deductible, copayment, coinsurance, waiting period, annual or lifetime maximum, frequency limitation, alternative benefit payment or any other limitation.
10 M-10 AB213 Proposed Definition: As used in this section, covered service means dental care for which reimbursement is provided on a dental procedure code published by the American Dental Association, or its successor organization, in the Code on Dental Procedures or Nomenclature Code, or any successor publication. Simple Understandable Better for Consumers and Providers.
11 Medical vs. Dental Insurance Dental insurance is a finite benefit.. $750 Annual Max - $31/month; $372 in premium. $1,000 Annual Max - $40/month; $480 in premium $1200 Annual Max - $43/month; $516 in premium. M-11 At year-end 2014, there were approximately 205 million Americans or 64 percent of the population with dental benefits [1]. *Ehealthinsurance.com *nadp.org
12 Example #1 The dreaded waiting period M-12 Patient went to dentist in pain with a toothache Dentist examines and decision to remove tooth is made. Insurance denies payment stating the plan only covers emergency evaluations when no other services are rendered!
13 Example #2: Insurance interference M-13 Patient needed treatment for gum disease The dentist treated the patient after determining that treatment was necessary Insurance denied payment, stating that gum disease treatment was only covered if bone loss was evident on X-ray X-rays only show if 30% of the bone is deteriorated from gum disease.
14 Example #3: Coordination of Benefits M-14 Patient has primary and secondary dental insurance Sees the dentist for $210 worth of dental work Primary insurance covers $152 Secondary insurance pays $0. Patient stuck with a $58 charge due to policy non-payment.
15 Dentists are just being greedy Average graduating student debt for dental school is $261,149.* Average cost of opening a dental office? $350,000-$550,000.** The first dental policy was offered by MetLife in The coverage amount was $1000. Today, the coverage amount is still $1, years later. M-15 In Nevada, Insurance Payment amounts to dentists have decreased 18% between Is it wrong to do what s in the best interest of the patient and expect to be compensated for services provided? * **howtoopenadentaloffice.com
16 Contracting M-16 If They Don t Like the Terms, They Shouldn t Sign the Contract. Not a realistic market option
17 This bill is anti-consumer and will raise costs M-17 Is allowing patients to access coverage they have paid for, and allowing patients and providers to determine the course of treatment anti-consumer?
18 M-18
Deductible 3 Individual $50 $50. Annual Maximum Benefit: Per Individual $2,000 $2,000
Dental Plan Design for: Ector County Independent School District Original Plan Effective Date: January 1, 2018 Network: PDP Plus The Preferred Dentist Program was designed to help you get the dental care
More informationAubrey ISD. Dental Select Plan Rates for: For the benefit period running 09/01/2017 through 08/31/2018
Dental Select Plan Rates for: For the benefit period running 09/01/2017 through 08/31/2018 Indemnity Platinum Network Employee $37.54 Emp + 1 $70.88 Emp + Family $118.67 Summary of Benefits For: 80th R&C
More informationInsurance Guide For Dental Healthcare Professionals
Insurance Guide For Dental Healthcare Professionals Dental Benefits Basics What is dental insurance? Unlike traditional insurance, dental benefits are not meant to cover all oral healthcare needs. The
More informationHealthPartners State of Minnesota Dental Plan Appendix
HealthPartners State of Minnesota Dental Plan Appendix Effective Date: The later of the effective date of your Employer s Dental Benefit Plan or your effective date of coverage under the Plan. See Section
More informationMetLife Dental Insurance Plan Summary
Public School Retirement System of the City of St Louis For MS and TX residents MetLife Dental Insurance Plan Summary Network: PDP Plus Coverage Type Type A: Preventive (cleanings, exams) Type B: Basic
More informationEMPLOYEE DENTAL PLANS
EMPLOYEE DENTAL PLANS State Health Benefits Program ELIGIBILITY The Employee Dental Plans are available to fulltime State employees, full-time employees of a local employer (county, municipality, school
More informationPLAN OPTION 1 Plus Plan. Out-of-Network % of R&C Fee ** % of Negotiated
Metropolitan Life Insurance Company Network: PDP Plus Coverage Type In-Network % of Negotiated Fee * PLAN OPTION 1 Plus Plan In-Network Out-of-Network % of R&C Fee ** % of Negotiated Fee * PLAN OPTION
More informationIn-Network 100% 80% 50% 40%
DriveTime Automotive Group, Inc. Dental Network: PDP Plus Standard Plan Coverage Type Type A: Preventive (cleanings, exams, X-rays, composite fillings ) Type B: Basic Restorative (extractions, endodontics,
More informationDental. Lower Colorado River Authority. Network: PDP Plus. L i s t o f P r i m a r y C o v e r e d S e r v i c e s & L i m i t a t i o n s.
Lower Colorado River Authority Dental Metropolitan Life Insurance Company Network: PDP Plus Coverage Type Type A: Preventive (cleanings, exams, X-rays) Type B: Basic Restorative (fillings, extractions)
More informationIn-Network 100% 80% 50%
Central Piedmont Community College Dental Metropolitan Life Insurance Company Network: PDP Plus Coverage Type Type A: Preventive (cleanings, exams, X-rays) Type B: Basic Restorative (fillings, extractions)
More informationMetLife Dental Insurance Plan Summary
Northshore School District MetLife Dental Insurance Plan Summary Network: PDP Plus Coverage Type Level 1 % of Negotiated 99% of R&C * % of Negotiated Level 2 99% of R&C * Type A: Preventive (cleanings,
More informationDental. EAG, Inc. - All locations except Easton & Columbia. Network: PDP Plus. In-Network. Out-of-Network. Coverage Type
EAG, Inc. - All locations except Easton & Columbia Dental Network: PDP Plus Coverage Type Type A: Preventive (cleanings, exams, X-rays) In-Network Out-of-Network % of Negotiated Fee * % of R&C Fee ** 100%
More informationMetLife Dental Insurance Plan Summary
MetLife Dental Insurance Plan Summary Network: PDP Plus Coverage Type Type A: Preventive (cleanings, exams, X-rays) Type B: Basic (fillings, extractions) Type C: Major (bridges, dentures) In-Network %
More informationHIGH OPTION PLAN for Eligible Part and Full-Time Employees Excluding Employees Residing in Mississippi or Texas. Out-of-Network.
Dental Insurance Plan Summary Excluding Employees Residing in Mississippi or Texas Network: PDP Plus HIGH OPTION PLAN for Eligible Part and Full-Time Employees Excluding Employees Residing in Mississippi
More informationIn-Network 100% 80% 50%
National Louis University PPO Dental Plan High Dental Network: PDP Plus Coverage Type In-Network Out-of-Network % of Negotiated Fee * % of R&C Fee ** Type A: Preventive (cleanings, exams, X-rays) Type
More informationPLAN OPTION 1 High Plan. Out-of-Network % of R&C Fee ** % of Negotiated 100% 100% 100% 100% 80% 80% 80% 80% 50% 50% 50% 50%
Hays CISD Dental Plans Dental Metropolitan Life Insurance Company Network: PDP Plus Coverage Type Type A: Preventive (cleanings, exams, X-rays) Type B: Basic (fillings, extractions) Type C: Major (bridges,
More informationMetLife Dental Insurance Plan Summary
University of Louisiana at Lafayette MetLife Dental Insurance Plan Summary Network: PDP Plus Coverage Type In-Network Out-of-Network % of Negotiated Fee * 90% of R&C Fee ** Type A: Preventive (cleanings,
More informationAnthem Extras Packages for Seniors
Anthem Extras Packages for Seniors Talking Points and Frequently Asked Questions FOR VIRGINIA Background Anthem is proud to announce the availability of Anthem Extras Packages for Seniors, providing coverage
More informationPLAN OPTION 1 High Plan. Out-of-Network % of R&C Fee ** % of Negotiated 100% 100% 100% 100% 80% 80% 50% 50%
Covenant Health All Full Time and Part Time Employees Excluding Maristhill Union Employees Dental Network: PDP Plus Coverage Type Type A: Preventive (cleanings, exams, X-rays) Type B: Basic (fillings,
More informationPLAN OPTION 1 High Plan. Out-of-Network % of R&C Fee ** % of Negotiated
Clearway Energy Group LLC Dental Metropolitan Life Insurance Company Network: PDP Plus Coverage Type In-Network % of Negotiated Fee * PLAN OPTION 1 High Plan In-Network Out-of-Network % of R&C Fee ** %
More informationDelta Dental of Iowa Reference Code Listing
4 Based on documentation received, this procedure does not meet the plan criteria to allow a benefit. 7 Service indicated is not a benefit. 12 Patient not eligible for service per contract limitation.
More informationIn-Network 100% 100% 80% 80% 50% 50%
Douglas County School System High Dental Plan Dental Metropolitan Life Insurance Company Network: PDP Plus Coverage Type Type A: Preventive (cleanings, exams, X-rays) Type B: Basic Restorative (fillings,
More informationSurgical Care Affiliates Dental Plan Benefits
Surgical Care Affiliates Dental Plan Benefits For the savings you need, the flexibility you want and service you can trust. Benefit PDP Plus Summary Core Plan All Full-Time and Part Time Teammates Buy
More informationGuide to Dental Benefit Plans
Guide to Dental Benefit Plans 211 E. Chicago Ave. Suite 1100 Chicago, IL 60611-2691 aae.org 2017 Patients often assume that dental coverage is similar to medical insurance, and they are shocked and angry
More informationBUSINESS DENTAL OPTIONS. My employees want dental options.
BUSINESS DENTAL OPTIONS My employees want dental options. These are our options. MyBlueDental SM PLAN FEATURES MyBlueDental offers your employees more complete dental benefits and two choices for coverage
More informationVoluntary Dental. Tiered Approach. An independent licensee of the Blue Cross and Blue Shield Association. 28XX1361 R04/07
Voluntary Dental Tiered Approach An independent licensee of the Blue Cross and Blue Shield Association. Affordable protection for employees and their families 28XX1361 R04/07 Direct to You...Voluntary
More informationSomething to smile about
GROUP BENEFITS Something to smile about Lincoln DentalConnect dental plans Dental Employer Guide The Lincoln National Life Insurance Company Lincoln Life & Annuity Company of New York DTL-NATL-BRC001_Z06
More informationIn-Network. Type A - Preventive 80% 80% Type B - Basic Restorative. 80% 80% Type C - Major Restorative. 80% 80% Type D Orthodontia 70% 70%
Dental Plan Design for: Davison Community Schools District Original Plan Effective Date: December 1, 2017 Network: PDP Plus The Preferred Dentist Program was designed to help you get the dental care you
More informationChoice, Service, Savings. To help you enroll, the following pages outline your company's dental plan and address any questions you may have.
Dental Plan Design for: San Jose Convention & Visitors Bureau Effective Date: March 1, 2000 Amendment Effective Date ± : November 1, 2017 Date Prepared: January 4, 2018 Choice, Service, Savings. To help
More informationCreighton University s Enhanced Dental Plan Benefits
Creighton University s Enhanced Dental Plan Benefits For the savings you need, the flexibility you want and service you can trust. Benefit Summary Coverage Type PDP In-Network: Out-of-Network: Type A cleanings,
More informationPLAN OPTION 1 Low Plan Employees (30 hours) Out-of-Network % of Negotiated Fee*
Green Dot Public Schools MetLife Dental Insurance Plan Summary Network: PDP PLAN OPTION 1 Low Plan Employees (30 hours) PLAN OPTION 2 High Plan Employees (30 hours) Coverage Type In-Network Fee * Out-of-Network
More informationIn-Network 70% Deductible Individual $25 $50 Annual Maximum Benefit Per Person $2,000 $2,000
UC Berkeley Student Health Insurance Plan (SHIP) Group Number: 151675 MetLife Dental Insurance Plan Summary Network: PDP Plus Coverage Type Type A: Preventive (cleanings, exams, X-rays) Type B: Basic Restorative
More information$50 (Type B & C) $50 (Type B & C) $1000 $1000 $1000 $1000
Overview of Benefits for: VAN BUREN PUBLIC SCHOOLS Date Prepared: 04-19-2018 The Preferred Dentist Program was designed to help you get the dental care you need and help lower your costs. You get benefits
More informationPLAN OPTION 1 Basic Plan. Out-of-Network % of R&C Fee ** % of Negotiated. Deductible Individual $35 $35 $50 $50
Dental Metropolitan Life Insurance Company Network: PDP Plus Coverage Type Type A: Preventive (cleanings, exams, X-rays) Type B: Basic (fillings, extractions) Type C: Major (bridges, dentures) Type D:
More informationDental. Michigan Conference of the United Methodist Church. Network: PDP Plus. In-Network. Out-of-Network. Coverage Type
Michigan Conference of the United Methodist Church Dental Metropolitan Life Insurance Company Network: PDP Plus Coverage Type In-Network Out-of-Network % of Negotiated Fee * % of R&C Fee ** Type A: Preventive
More informationSchool District of Collier County Dental Plan Review
School District of Collier County Dental Plan Review Dental Plan Effective: January 1, 2013 Making your plan election Things to Consider: Cost of premium compared to cost of dental services consider the
More informationPLAN OPTION 1 High Plan Out-of-Network Negotiated Fee - MAC
Pearl Companies Dental Metropolitan Life Insurance Company Network: PDP Coverage Type In-Network Schedule PLAN OPTION 1 High Plan Out-of-Network - MAC In-Network Schedule PLAN OPTION 2 Low Plan Out-of-Network
More informationIn-Network 100% 100% 50% 50% Deductible Individual $50 $50 Family $150 $150 Annual Maximum Benefit Per Person $1,250 $1,250
Douglas County School System Low Dental Plan Dental Metropolitan Life Insurance Company Network: PDP Plus Coverage Type Type A: Preventive (cleanings, exams, X-rays) Type B: Basic Restorative (fillings,
More informationMetLife Dental Insurance Plan Summary. In-Network % of Negotiated Fee * % of R&C Fee 100% 100% 80% 80% 50% 50%
TriNet IV, Inc. Classic Option LA, MS, MT& TX Employees Network: PDP Plus Coverage Type Type A: Preventive (cleanings, exams, X-rays) Type B: Basic Restorative (fillings, extractions) Type C: Major Restorative
More informationHealthPartners Dental Distinctions Benefits Chart
HealthPartners Dental Distinctions Benefits Chart Effective Date: The later of the effective date, or most recent anniversary date, of the Master Group Contract and your effective date of coverage under
More informationDental Benefit Summary MetLife Preferred Dentist Program (PDP)
Dental Benefit Summary MetLife Preferred Dentist Program (PDP) CORE and BUY-UP Dental Options Note: MetLife Dental Plans require that any dental election, including declining coverage, can only be changed
More informationType A - Preventive 100% 100% Type B - Basic Restorative 80% 80% Type C - Major Restorative 60% 60% Type D - Orthodontia 50% 50%
Dental Plan Design for: Eastern PA Conference-UMC Original Plan Effective Date: January 1, 2017 Network: PDP Plus The Preferred Dentist Program was designed to help you get the dental care you need and
More informationEducational Service Center of Cuyahoga County Dental Plan Benefits
Educational Service Center of Cuyahoga County Dental Plan Benefits Network: PDP Plus Benefit Summary Coverage Type In-Network Out-of-Network Type A cleanings, oral examinations 100% of Negotiated Fee*
More informationPLAN OPTION 1. Network Select Plan. Out-of-Network % of R&C Fee **
Harvest Management Sub LLC. dba Holiday Retirement Dental Metropolitan Life Insurance Company Network: PDP Coverage Type Type A: Preventive (cleanings, exams, X-rays) Type B: Basic (fillings, extractions)
More informationCity Electric Supply Dental Plan Benefits
City Electric Supply Dental Plan Benefits Network: PDP Plus Benefit Summary Coverage Type In-Network Out-of-Network Type A cleanings, oral examinations 100% of Negotiated Fee* 100% of R&C Fee** Type B
More informationDental Benefits. Savings, flexibility and service. For healthier smiles.
Dental Benefits Savings, flexibility and service. For healthier smiles. Overview of Benefits for: PRAIRIE STATE COLLEGE Date Prepared: 10-18-2018 The Preferred Dentist Program was designed to help you
More informationType A - Preventive 100% 100% Type B - Basic Restorative 90% 80% Type C - Major Restorative 60% 50% Deductible 3 Individual $50 $50 Family $150 $150
Dental Plan Design for: Educational Services Inc Original Plan Effective Date: July 1, 2016 Network: PDP Plus The Preferred Dentist Program was designed to help you get the dental care you need and help
More informationHouston County Board of Education Dental Plan Benefits
Houston County Board of Education Dental Plan Benefits For the savings you need, the flexibility you want and service you can trust. Network: PDP Plus Benefit Summary Plan Option 1 Low Plan Plan Option
More information2010 California Individual Dental Plan Portfolio Overview. You said it a simpler dental portfolio is just plain better.
2010 California Individual Dental Plan Portfolio Overview You said it a simpler dental portfolio is just plain better. We got it. And now so do you! We understand what you want in a dental portfolio and
More informationDental. Ingredion Corporation. Network: PDP. In-Network. Out-of-Network. Coverage Type. Metropolitan Life Insurance Company
Ingredion Corporation Dental Metropolitan Life Insurance Company Network: PDP Coverage Type Type A: Preventive (cleanings, exams, X-rays) Type B: Basic Restorative (fillings, extractions) Type C: Major
More informationDeductible 3 Individual $0 $0 Family $0 $0. Annual Maximum Benefit: Per Individual $2000 $2000
Dental Plan Design for: City of Petaluma Original Plan Effective Date: July 1, 2017 Network: PDP Plus The Preferred Dentist Program was designed to help you get the dental care you need and help lower
More informationPreferred Dentist Program (PDP)
AMHIC: Standard Dental Plan Coverage with freedom of choice and savings! Benefit Summary Coverage Type PDP In-Network: Out-of-Network: Type A cleanings, oral examinations 100% of PDP Fee* 80% of R&C Fee**
More informationHealthy You. Healthy Mouth = Great health starts with your mouth.
Healthy Mouth = Healthy You Great health starts with your mouth. Learn how using your ExxonMobil dental benefits helps contribute to a healthier you! Your overall health starts at the top Your mouth is
More informationDENTAL FOR EVERYONE SUMMARY OF BENEFITS, LIMITATIONS AND EXCLUSIONS
DENTAL FOR EVERYONE SUMMARY OF BENEFITS, LIMITATIONS AND EXCLUSIONS DEDUCTIBLE The dental plan features a deductible. This is an amount the Enrollee must pay out-of-pocket before Benefits are paid. The
More informationAnthem.+I. BlueCroi BluoSWrld T. V,
Page 1 of 5 Anthem.+I BlueCroi BluoSWrld T. V, Employer/Group: LEDYARD: TOWN AND BOARD OF EDUCATION Firm Division: 002088224 - LEDYARD BOARD OF ED FULL DENTAL,ABCD The Full Dental Plan covers diagnostic,
More informationGeorgia State University Dental Plan Benefits
Georgia State University Dental Plan Benefits For the savings you need, the flexibility you want and service you can trust. Benefit Summary Coverage Type PDP In-Network Out-of-Network Type A cleanings,
More informationDental Benefits. Glossary. Delta Dental of Virginia DeltaDentalVA.com 1
Dental Benefits Glossary Delta Dental of Virginia DeltaDentalVA.com 1 Table of Contents Dental Benefits Terms... 4 16 A Annual Maximum... 5 B Balance Billing... 5 Benefit Year... 5 Benefit Levels... 6
More informationAnthem Extras Packages for Seniors
Anthem Extras Packages for Seniors Talking Points and Frequently Asked Questions FOR OHIO Background Anthem is proud to announce the availability Anthem Extras Packages for Seniors, providing coverage
More informationDeductible 3 Individual $0 $0 Family $0 $0. Annual Maximum Benefit: Per Individual $1000 $1000
Dental Plan Design for: Buchanan Community Schools Original Plan Effective Date: July 1, 2015 Network: PDP Plus The Preferred Dentist Program was designed to help you get the dental care you need and help
More informationIn-Network % of Negotiated Fee * % of Negotiated Fee * 100% 80% 50%
Dental Metropolitan Life Insurance Company Network: PDP Plus Coverage Type Type A: Preventive (cleanings, exams, X-rays) Type B: Basic Restorative (fillings, extractions) Type C: Major Restorative (bridges,
More informationHealthy Smiles Dental Discount Plan
Healthy Smiles Dental Discount Plan Riverpoint Family Dentistry would like to provide excellent dental care to our local Albuquerque & Rio Rancho community. The costs of dental insurance premiums have
More informationDENTAL FOR EVERYONE DIAMOND PLAN PPO & PREMIER SUMMARY OF BENEFITS, LIMITATIONS AND EXCLUSIONS
DENTAL FOR EVERYONE DIAMOND PLAN PPO & PREMIER SUMMARY OF BENEFITS, LIMITATIONS AND EXCLUSIONS DEDUCTIBLE Your dental plan features a deductible. This is an amount you must pay out of pocket before Benefits
More informationAnnual Deductible, Payment Provisions and Annual Maximum
Dental Plan Dental Benefits are available only to those Participants and their eligible dependents where the Participant Group has opted for this coverage and completed an enrollment form requesting coverage
More informationDeductible 3 Individual $50 $50 Family $150 $150. Annual Maximum Benefit: Per Individual $1500 $1500
Dental Plan Design for: Murray Reiff dba Zimmer Biomet Northwest Original Plan Effective Date: August 1, 2015 Network: PDP Plus The Preferred Dentist Program was designed to help you get the dental care
More informationIII. Dental Program Table of Contents
III. Dental Program Table of Contents About This Section...1 An Overview of Your Dental Program Options...2 MetLife and Delta Dental Options...2 Preventive/Diagnostic Care...3 Basic Restorative Care...3
More informationType A - Preventive 100% 100% Type B - Basic Restorative 50% 50% Type C - Major Restorative 0% 0% Deductible 3 Individual $50 $50 Family $150 $150
Dental Plan Design for: Buford City Schools Effective: 7-1-2018 The Preferred Dentist Program was designed to help you get the dental care you need and help lower your costs. You get benefits for a wide
More informationSymantec Corporation Plan 1.0 Dental Plan Benefits
Symantec Corporation Plan 1.0 Dental Plan Benefits Network: PDP Benefit Summary Coverage Type In-Network Out-of-Network Type A cleanings, oral examinations 100% of Negotiated Fee* 100% of R&C Fee** Type
More informationPROVIDER CONTRACT ISSUES
211 East Chicago Avenue T 312.440.2500 Chicago, Illinois 60611 F 312.440.7494 www.ada.org TOP 10 CLAIM CONCERNS: ADA, NADP SHARE VIEWS ON DENTISTS CONCERNS The ADA Council on Dental Benefit Programs continually
More informationManitoba Government Employees DENTAL PLAN
Manitoba Government Employees DENTAL PLAN January 2017 This information is a synopsis of the benefits provided under the Dental Plan. In the event of any difference between the terms of this synopsis and
More informationPlan Details and Rates. Monthly Premium Rate Schedule
Basis of Reimbursement Plan Details and Rates MetLife Option 1 (Low) MetLife Option 2 (High) In-Network Out-of-Network In-Network Out-of-Network 70th percentile 70th percentile of Negotiated Negotiated
More information2017 Dental Options BALTIMORE CITY PUBLIC SCHOOLS. Baltimore City Public Schools 2017 Dental Options C1
2017 Dental Options BALTIMORE CITY PUBLIC SCHOOLS Baltimore City Public Schools 2017 Dental Options C1 Table of Contents Important Information for 2017... 1 Dental HMO (DHMO)... 2 Preferred Dental PPO
More informationType A - Preventive 100% 100% Type B - Basic Restorative 80% 80% Type C - Major Restorative 80% 80% Type D - Orthodontia 80% 80%
Dental Plan Design for: Sterling Public Schools Date Prepared: August 25, 2015 The Preferred Dentist Program was designed to help you get the dental care you need and help lower your costs. You get benefits
More informationBASS PRO, INC. / CABELA S
PPO BASE PLAN - Features BASS PRO, INC. / CABELA S BASE PLAN 2019 PPO Dentist Based on PPO reduced maximum plan allowance Premier Dentist Based on Premiermaximum plan allowance Non-Participating Dentist
More informationDental Insurance. State of Florida Dental Benefit for the State Group Insurance Program
Dental Insurance State of Florida Dental Benefit for the State Group Insurance Program Welcome! Why is having a good Dental plan so important? Because a healthier smile can be important to maintaining
More informationtruly helpful. truly affordable. Individual and Family Insurance
111 Shuman Boulevard Naperville, Illinois 60563 888-559-0781 truassure.com truly helpful. truly affordable. TruAssure dental plans are offered in association with DenteMax dental networks. TruAssure Insurance
More informationDelta Dental of Illinois Individual and Family Dental Benefits and Discount Programs
Delta Dental of Illinois Individual and Family Dental Benefits and Discount Programs Our dental benefit and discount card programs offer Illinois individuals, couples and families access to affordable
More informationDental Benefits. Savings, flexibility and service. For healthier smiles. Overview of Benefits for: CA GA Plan B $ th E/P/O Major Ortho
Dental Benefits Savings, flexibility and service. For healthier smiles. Overview of Benefits for: CA GA Plan B $1000 90th E/P/O Major Ortho With all of the emphasis on healthy living, it may be refreshing
More informationPLAN OPTION 1 Basic Option PPO Plan. Out-of-Network. % of Negotiated. Individual $0 $50 $50 $50 Family $0 $150 $150 $150
Princeton University MetLife Dental Insurance Plan Summary Network: PDP Plus PLAN OPTION 1 Basic Option PPO Plan PLAN OPTION 2 High Option PPO Plan Coverage Type In-Network % of Negotiated Fee * Out-of-Network
More informationGLOSSARY. Services. Teeth. Endodontics. Orthodontics
GLOSSARY Services Teeth Bicuspids/premolars: The teeth with two rounded points located between the eye teeth (cuspids) and the molars. Centrals/laterals: The four front teeth. Cusp: The pointed or rounded
More informationType A - Preventive 100% 80% Type B - Basic Restorative 80% 60% Type C - Major Restorative 50% 40% Deductible 3 Individual $50 $50 Family $150 $150
Dental Plan Design for: Washington Plan 19 Original Plan Effective Date: January 1, 2019 Network: PDP Plus The Preferred Dentist Program was designed to help you get the dental care you need and help lower
More informationHumana Dental Traditional Preferred 14
SGB0169A Humana Dental Traditional Preferred 14 LOUISIANA Xavier University of Louisiana-Base Calendar-year deductible (excludes orthodontia services) If you use an IN-NETWORK dentist If you use an OUT-OF-NETWORK
More informationIndividual Dental Insurance Plans & Delta Dental Patient Direct
20 13 Individual Dental Insurance Plans & Delta Dental Patient Direct Our dental insurance and discount card programs offer Illinois individuals, couples and families without an employer-sponsored dental
More informationYour Guide to Healthy Smiles: Supplemental Dental Benefits
If you currently have supplemental dental coverage, you will need to enroll in a new plan during the It s Your Choice enrollment period to have coverage in 2019. See page 7 for more information. Your Guide
More informationPaychex Dental Plan Benefits - Met Life Your Choice PPO
Paychex Dental Plan Benefits - Met Life Your Choice PPO Network: PDP Plus Benefit Summary Coverage Type In-Network Out-of-Network Type A cleanings, oral examinations 100% of Negotiated Fee* 100% of Negotiated
More informationFor the savings you need, the flexibility you want and service you can trust.
Cobb County School District Dental Plan Benefits For the savings you need, the flexibility you want and service you can trust. Benefit Summary Plan Option 1- Base Plan (Copay Plan) Coverage Type In-Network
More informationBaltimore City Public Schools 2013 Dental Options
Baltimore City Public Schools 2013 Dental Options Baltimore City Public Schools Important Phone Numbers for 2013 DHMO Customer Service (410) 847-9060 or (888) 833-8464 DHMO Mailing Address The Dental Network
More informationBay Dental. Quality, affordable dental insurance coverage for your entire family
Bay Dental Quality, affordable dental insurance coverage for your entire family Bay Dental offers three great plans, all with quick and simple online quoting and enrollment Underwritten by Madison National
More informationGroup Enrollment Processing. In order to ensure proper processing of your applications, please read the following instructions carefully.
Dergalis ASSOCIATES Group Enrollment Processing In order to ensure proper processing of your applications, please read the following instructions carefully. 1) Once you have selected the plan(s) in which
More information2017 FAQs. Dental Plan. Frequently Asked Questions from employees
2017 FAQs Dental Plan Frequently Asked Questions from employees September 2016 Dental plan Questions we ve heard our employees ask Here are some commonly asked questions about the Dental plan that our
More informationRetiree Dental Open Enrollment
Retiree Dental Open Enrollment November 1 December 15, 2017 Open Enrollment Fact Sheet Delta Dental Information Sheet Delta Dental Enrollment Form Delta Dental Direct Debit Application Retiree Dental Plan
More informationSmileNet SM Dental Discount Program
SmileNet SM Dental Discount Program We want to catch you smiling. for Individuals and Families SpecialOffers This program is provided by Anthem Blue Cross Life and Health Insurance Company as a service
More informationDental Insurance. Eligibility
3.1 Group (Compulsory) Dental Insurance Eligible employees and their families, if applicable, are covered under the Brandon University Dental Plan as presented by the Manitoba Government Employees Association.
More informationGroup Enrollment Processing. In order to ensure proper processing of your applications, please read the following instructions carefully.
Dergalis ASSOCIATES Group Enrollment Processing In order to ensure proper processing of your applications, please read the following instructions carefully. 1) Once you have selected the plan(s) in which
More informationKeep Smiling Delta Dental PPO SM
Keep Smiling Delta Dental PPO SM Save with PPO Visit a dentist in the PPO 1 network to maximize your savings. 2 These dentists have agreed to reduced fees, and you won t get charged more than your expected
More informationRochester Regional Health. Dental Plan
Rochester Regional Health Dental Plan TABLE OF CONTENTS EXPLANATION OF TERMS... 2 INTRODUCTION... 4 DENTAL BENEFITS... 5 DEDUCTIBLES AND COINSURANCE... 7 PRE-TREATMENT ESTIMATES... 8 LIMITATIONS... 8
More informationIt s time to enroll for your. benefits
It s time to enroll for your benefits Welcome! Why is having a good Dental plan so important? Because a healthier smile can be important to maintaining overall health. Maintaining good oral health matters.
More informationThe following chart provides an illustration of the dental coverage provided under the Plan. Summary of Dental Care Benefits
DENTAL CARE You or your eligible dependents may incur reasonable and customary charges for services and supplies provided by or under the supervision of a licensed, certified or registered oral surgeon
More informationDental Insurance Plans
Dental Insurance Plans Mid-Tex Educators Benefits Coopera ve Why is dental health so important? Regular dental care does more than just improve smiles. Along with good oral hygiene, it can help you and
More information