Dental for your small business. Because we re giving you something to smile about

Transcription

1 Dental for your small business Because we re giving you something to smile about

2 Because it s about more than healthy teeth and gums Businesses like yours know how important it is to have everyone feeling good and performing at their best. Absences can go down and morale and productivity go up. 30+ Bupa dental centres around the UK What you might not know is the important part dental care can play in general health and wellbeing, preventing gum disease could help in reducing the risk of serious conditions such as diabetes and heart disease.* So when you choose a Bupa Dental Plan, you re benefiting your business in a big way and really giving your people something to smile about. 415k is the estimated number of days of work lost each year due to oral health problems The British Society of Dental Hygiene and Therapy, Feb 2016 * NHS Live Well, The health risks of gum disease, dentalhealth/pages/gum-disease-and-overall-health.aspx Why Bupa? 01

3 Because we re big on flexibility 46% of working UK adults (aged 16+) who do not have routine dental check-ups said that they are too expensive YouGov Dental Plan Report, Aug % off all general treatments when they visit our Bupa dental centres 5 With the Bupa Dental Plan you can pick the amount of cover that s right for your business and there are no pre-joining checks, so your team can start claiming immediately.* Care that s right where they need it Thanks to our ever-growing UK-wide network of Bupa dental centres and approved partner practices, they can choose to access quality care that s convenient for them. Their choice of dentist They can choose a dentist from anywhere in our network or stay with their existing dentist if they prefer. Making quality care affordable We cover 100% of the cost of NHS** check-ups and emergency treatments and they receive 20% off all general treatments at our network of Bupa dental centres. Hassle-free claiming Our direct settlement option is available at all of our Bupa dental centres. Alternatively, claiming online is quick and easy. levels of cover, for complete flexibility *Excluding oral cancer which includes a six-month waiting period from the policy start date. **Payable up to the NHS Band limit applicable at the date of the treatment. 02 bupa.co.uk/business Why Bupa? 03

4 Our claiming process explained Because we keep things simple 1 Locate a dental centre that is the most convenient for you through our Consultant and Facilities Finder. finder.bupa.co.uk Or alternatively use your own dentist. 2 Check your membership guide before you go for treatment to see which benefits you can claim for and how much. If you are unsure what you re covered for, call us on * to check 3 Find a contact number to book an appointment and get directions to the relevant centre. Hassle-free claiming is all part of our business. See how we keep things simple with our claiming process step-by-step guide. 4 Visit either a Bupa dental centre Or visit your own dentist Pay your bill and ask for a receipt Receive 20% discount Complete an online claim bupa.co.uk/online-dental-claims Claim settled by Bupa (subject to benefit limits) Receive eligible payment direct to your chosen bank within 7-10 working days *We may record or monitor our calls. 04 bupa.co.uk/business Why Bupa? 05

5 Because you need to know what s covered and what s not The Bupa Dental Plan comes with a whole range of benefits as standard: 100% reimbursement for NHS routine check-ups and emergency treatment, depending on the level of cover Emergency dental treatment abroad Oral cancer cover with no financial limits (available for four out of five levels of cover, following a six month waiting period from the start date) Cover for pre-existing and pre-planned dental conditions* Access to Bupa dental centres and our network of dentists in locations across the UK Customers can use their existing dentist No pre-joining checks customers can start claiming immediately** Cover towards implants and mouthguards (excluding sports mouthguards) 38% of dental plan owners joined their scheme to spread the costs of dental visits YouGov Dental Plan Report, Aug 2014 Key Exclusions Cosmetic treatment Dental treatment as a result of injury sustained through contact and non contact sports such as rugby, boxing, football and hockey Sports mouthguards Oral cancer care within the first six months of cover Surgical implants where they are to be used for the correction of pre-existing gaps For full exclusions please refer to your membership guide. *Excluding pre-existing gaps for implants. **Excluding oral cancer which includes a six-month waiting period from the policy start date. 06 bupa.co.uk/business Why Bupa? 07

6 Bupa Dental Plan With five levels of business dental insurance to choose from and a range of payment options, you could cover all or just some of your team members. Annual limits on dental plan Because we re big on flexibility One Dental Plan. Five levels of cover to choose from. Type of treatment Core Level 1 Level 2 Level 3 Level 4 Routine dental treatment Emergency dental treatment Dental injury treatment 100% reimbursement for NHS treatment 100% reimbursement for NHS treatment 100% reimbursement for NHS treatment Payable up to the NHS Band limit applicable at the date of the treatment 100% NHS treatment No annual benefits limit - paid in full Annual benefit limits subject to benefit schedule in the table below ,000 3,000 5,000 5,000 5,000 Cash benefit for hospital stay N/A 50 a night up to 1,000 each year Oral cancer treatment N/A No annual benefit limit paid in full when you use a healthcare facility within your chosen Bupa network, and a Bupa fee-assured consultant. Six month waiting period applies. Bupa benefits limits Item of treatment Core Level 1 Level 2 Level 3 Level 4 Examination per examination up to two examinations per year N/A X-rays annual maximum N/A Scale and Polish per treatment up to two treatments per year Fillings Including root and canal treatments annual maximum N/A N/A Extractions annual maximum N/A Crowns, bridges, dentures, veneers, occlusal splints (mouth guards) and surgical implants 80% of costs per treatment up to maximum per year N/A ,000 Anaesthetist fees annual maximum N/A Orthodontic Cover annual maximum N/A For full details of your cover, please refer to the membership guide. Also, all Bupa dental insurance customers benefit from access to the Bupa Dental Plus Network. The network is a nationwide network of Bupa approved dentists, including Bupa owned dental centres, and offers discounts on treatment to all Bupa dental insurance customers. To find the nearest dentist to you visit finder.bupa.co.uk 08 bupa.co.uk/business Why Bupa? 09

7 Dental Plan Talk to us about Dental Plan bupa.co.uk/business Bupa dental insurance is provided by Bupa Insurance Limited. Registered in England and Wales No Bupa Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arranged and administered by Bupa Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales No Registered office: Bupa House, Bloomsbury Way, London WC1A 2BA. SME/1798/OCT16