How to earn Vitality Points

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1 How to earn Your step-by-step guide to HumanaVitality Join the HumanaVitality community on GNGGSYCEN 0514

2 Earn at your own pace HumanaVitality is a wellness and rewards program for everyone no matter your age or health status. It will put you on the path to healthier living whether you re a fitness buff, just working on losing a few pounds, or training for your first 5K race. It will also help you quit smoking, lower your blood pressure, and eat healthier. There are also activities that kids can participate in. Here s how HumanaVitality rewards you for making healthy choices: Earn Earn Vitality Bucks Get rewarded Every time you complete a verified activity or achieve a wellness goal, you earn Earning helps you work toward a higher Vitality Status Healthy activities not only build, they also earn you an equivalent amount of Vitality Bucks Reward yourself with the things you want in the HumanaVitality Mall by spending your Vitality Bucks Choose rewards in the HumanaVitality Mall that include gift cards, movie tickets, fitness devices, and more The higher your Vitality Status, the greater your discount is in the HumanaVitality Mall Number of needed to move up to each Vitality Status level: HumanaVitality Mall Discount Platinum Vitality Status 10,000 One adult per policy 15,000 combined Two adults* per policy 5,000 additional for each member 18 years and older per policy 40% Gold Vitality Status 8,000 One adult per policy 12,000 combined Two adults* per policy 4,000 additional for each member 18 years and older per policy 20% Silver Vitality Status 5,000 One adult per policy 8,000 combined Two adults* per policy 3,000 additional for each member 18 years and older per policy 10% Bronze Vitality Status You immediately move up from Blue Vitality Status after completing the Health Assessment 0% Start Here and Move Up Blue Vitality Status You start at Blue Vitality Status with 0 0% *If applicable, the number of that is required to achieve each Vitality Status. HumanaVitality.com

3 The path to earning and rewards If you have a MyHumana username/password, you can use it to sign in or register at HumanaVitality.com. Start Here 1 Take your Health Assessment at HumanaVitality.com. You ll learn your Vitality Age and automatically move to Bronze Vitality Status. Then you can start earning and Vitality Bucks, which you can redeem in the HumanaVitality Mall. 1 MY VITALITY AGE 34 MY HEALTH RESULTS 2 Activate your goals. Based on the information you share with us in your Health Assessment, we ll recommend goals that you can activate online Get a Vitality Check. With this annual health checkup of your body mass index (BMI), blood pressure, blood glucose, and cholesterol, you earn 2,000. Choose your activities. Select your path to achieving your goal. For example, reaching your fitness goals 3 5 times a week, taking an online course, joining an online conversation, or working with a health coach. 3 Request a Vitality HealthyFood Shopping Card. 2 To activate your Shopping Card, and start earning savings on healthier foods at Walmart, visit Humana.com/ vitality/healthy-food. 6 7 Watch your add up. Earn with everything from taking an annual physical and getting a flu shot to watching a health webinar. Cash in your Vitality Bucks. Use them to get the things you want at the online HumanaVitality Mall. 4 MY VITALITY BUCKS 4948 SHOP ONLINE MALL 1 HumanaVitality keeps information personal and private. For details of the Privacy Policy, visit Vitality.Humana.com/HumanaVitalityPortal. 2 Vitality HealthyFood is not available to all HumanaVitality members. Sign into your HumanaVitality.com account to determine your eligibility. 3 Not all HumanaVitality programs include working with a personal health coach. 4 Products offered through the HumanaVitality Mall may change without notice. Amazon.com is not a sponsor of this promotion. Except as required by law, Amazon.com Gift Cards ( GCs ) cannot be transferred for value or redeemed for cash. GCs may be used only for purchases of eligible goods at Amazon. com or certain of its affiliated websites. For complete terms and conditions, see GCs are issued by ACI Gift Cards, Inc., a Washington corporation. All Amazon, & are IP of Amazon.com, Inc. or its affiliates. No expiration date or service fees. References to products and equipment in this material are not an endorsement or warranty by Humana or HumanaVitality, LLC of the products or equipment. The manufacturer of the products or equipment is solely responsible for defects with or problems arising out of the use of the products or equipment. Such references to products and equipment are used as examples of products and equipment that are compatible with HumanaVitality, of which are subject to change at any time without notice. Macy s is not a sponsor or co-sponsor of this program. The gift card is issued by Macy s Gift Card, LLC and is required for all inquiries. For complete Terms and Conditions please visit

4 Education activities Health Assessment (HA) 500 HumanaVitality calculates your Vitality Age with a brief online health questionnaire. Members earn for completing the HA for the first time each program year. First Step Health Assessment 500 Once-in-a-lifetime reward for the first-time HA completion. Health Assessment bonus 250 Members can earn bonus when the HA is completed within 90 days of the program effective date or program renewal date. Calculators 75 Online tools that measure aspects of your health, like Are you at risk for a heart attack?. They can help you take steps to lead a healthier life. There are 19 different calculators, and adult members can earn for each calculator they use up to four per program year. CPR certification 125 First aid certification 125 An adult member must send a completed CPR Form or First Aid Form, available online, to HumanaVitality with the copy of certification within 90 days of completing the event. The form can be submitted while your certification is still valid, if you completed your certification before your HumanaVitality effective date. Update/confirm contact information 50 (Once per year) Monthly HumanaVitality.com visit 10 Accept online statements 50 (Once per lifetime) Health Assessment The Health Assessment provides your Vitality Age, a number that tells you whether your body is living younger or older than your actual age. Vitality Age is based on your current health, nutrition, and exercise habits, along with other lifestyle factors. Once you know your Vitality Age, we ll help you set goals for activities that can lead to improved health. Retake your Health Assessment every program year to be able to access all HumanaVitality program features. Campaigns, Courses, Conversations, and Calculators You can also participate in interactive online resources that educate, guide, and support your health goals. Receive messages or listen to conversations about health topics that interest you or that are aligned with your goals. are awarded only if this is associated with one of your active goals. Health Assessment It only takes about 15 minutes to complete online.

5 Fitness activities Verified workout 15 Members can earn 15 for a workout through partner health clubs, tracking with a pedometer or heart rate monitor, or by using smartphone activity-tracking apps. First verified workout of the week (Monday Sunday) 15 Members can earn 15 bonus for their first workout of the week. 5+ verified workouts per week (Monday Sunday) 40 Members can earn an additional 40 for five or more workouts of the week. Sports league 350 A member must be an active team member in a qualified, organized sports league, such as baseball or basketball. The minimum number of games or matches that must be played is eight. Members must complete a League Participation Form, available online, and submit within 90 days of league completion to HumanaVitality. Athletic events A member must register for and complete a fitness event or race approved by a fitness, athletic, or sporting organization recognized by HumanaVitality. The member must complete the Athletic Event Form, available online, and submit it within 90 days of the event completion to HumanaVitality. Verified Workouts Heart rate monitor workout An adult member must exercise at 60%, or greater, of their maximum heart rate for a minimum of 30 minutes in a single session. Your maximum heart rate is calculated by: 220 Age = Maximum Heart Rate. Smartphone activitytracking apps An adult member needs to burn at least 200 calories in a single workout.* Pedometer workout Earn 15 for reaching 10,000 steps in a 24-hour period. * Subject to change. Visit HumanaVitality.com for the latest information. Example: running, walking, cross-country skiing, cycling, and triathlons Level Level Level Distances vary with each athletic event. Greater distances offer greater earning opportunities. Reasonable Alternative Standard: If it is unreasonably difficult due to a medical condition for you to achieve the standards for the reward under this program, or if it is medically inadvisable for you to attempt to achieve the standards for the reward under this program, call the number on the back of your Humana member ID card and we will work with you to develop another way to qualify for the reward. Partner Health Clubs Many partner health clubs offer membership at a discounted rate. Others track your workouts automatically. Find out the partner health club nearest you at HumanaVitality.com by clicking on Fitness & Exercise under the Get Healthy tab.

6 Prevention Health screenings 400 per (up to 400/program year) Earn by getting screenings such as a Pap smear, mammogram, prostate exam, or colorectal screening. Dental exam 200 per (up to 400/program year) Visit your dentist and earn for preventive dental exams up to two times per program year. Vision exam 200 Earn for a preventive vision exam once per program year. Flu shot 200 Get your annual flu shot and submit the Prevention Form, available online, within 90 days to earn. Nicotine test 400 After receiving a cotinine (nicotine) test, submit a Nicotine Test Form, available online, within 90 days of completing the test with your healthcare provider. Vitality Check Earn by getting your Vitality Check at an approved healthcare provider or from your physician. The Vitality Check measures your: Body mass index (BMI) 800 Blood pressure 400 Blood glucose 400 Total cholesterol 400 How to Reach Silver Vitality Status Watch our YouTube video to learn some quick ways to move from Bronze Vitality Status to Silver Vitality Status and earn a 10% discount in the HumanaVitality Mall. Go to Reach Silver Vitality Status Completing your Health Assessment and getting your Vitality Check give you a great start toward reaching 5,000 toward Silver Vitality Status. Here s an example of how to earn 5,000 : Health Assessment 500 First Step Health Assessment 500 Vitality Check 2,000 Basketball league 350 Blood donation (x3) 150 Flu shot 200 Verified workouts 875 Calculator (x4) 300 CPR certification 125 Total: 5,000 Earn Savings with Vitality HealthyFood* Request your Vitality HealthyFood Shopping Card Shopping Card and earn 10% savings on Great For You healthier food purchases at Walmart. * Vitality HealthyFood is not available to all HumanaVitality members. HumanaVitality.com

7 Healthy Living Blood donation 50 per (up to 300/program year) Donate blood up to six times a year. Earn when you submit a Blood Donation Form, available online, within 90 days of the donation date. Nicotine test 400 After you receive a cotinine (nicotine) test, submit a Nicotine Test Form, available online, within 90 days of completing the test with your healthcare provider. You can earn if the results fall within a healthy range. Double your Complete your Vitality Check and earn 2,000. If your results are within a healthy range, you automatically earn an additional 2,000 points for a total of 4,000. Vitality Check Double your if these results are within a healthy range. Body mass index (BMI) 800 <25 and > 18.5 Blood pressure 400 systolic <120 mmhg/diastolic <80 mmhg Blood glucose 400 <100 mg/dl Total cholesterol 400 <200 mg/dl Reasonable Alternative Standard: If it is unreasonably difficult due to a medical condition for you to achieve the standards for the reward under this program, or if it is medically inadvisable for you to attempt to achieve the standards for the reward under this program, call the number on the back of your Humana member ID card and we will work with you to develop another way to qualify for the reward. Eat Healthy HumanaVitality helps you eat healthier and cook healthier, too. Check out our great-tasting healthy recipes on HumanaVitality.tumblr.com. HumanaVitality.com

8 for Vitality Kids HumanaVitality provides fun ways to help keep your children healthy and active. Their participation can also earn your family and Vitality Bucks. Health Assessment 200 The Kids Health Assessment covers a child s physical activity, nutrition, lifestyle, and well-being. This provides a view of your children s well-being and the areas that need improvement. Dental exam 100 per (200/program year) Visit your dentist and earn for preventive dental exams up to two times per program year. Vision exam 100 Earn for a preventive vision exam once per program year. Preventive care visit 200 A pediatrician can check on the health of your children and you can ask any questions you may have about their health. Sports Leagues Your family can earn 100 Vitality Points when your children join a sports league. Each sport season qualifies as a single activity. Any games and/or matches over eight do not count as additional activities. Each dependent child can qualify for two sports leagues per year. To earn for participating in a sports league, the league schedule must occur during your effective dates as a HumanaVitality member. Immunizations 100 At designated ages, your children will receive immunization shots to help protect them from various illnesses. Flu shot 100 Help your children avoid getting the flu by making sure they get an annual flu shot. Fitness Children (up to 18 years old) on a HumanaVitalty program can earn Vitality Points for two qualifying sports league activities and four athletic events, like baseball or swimming, per program year. Each sport season qualifies as a single sports league. Minimum number of games or matches is eight. Sports league Athletic events Fitness category maximum 100 per (up to 200/program year) 50 per (up to 200/program year) 400 per child Athletic Events If your children participate in events like running, walking, cycling, or swimming, they can earn. HumanaVitality.com

9 Standard activities at a glance Education Fitness Health Assessment 500 First Step Health Assessment* 500 Health Assessment bonus** 250 Calculator(s) 75 each (up to 300/program year) CPR certification 125 First aid certification 125 Update/confirm contact information 50 Monthly HumanaVitality.com visit 10 each (up to 120/program year) Accept online statements* 50 Kids Health Assessment 200 *Once-in-a-lifetime reward. ** For completion of the Health Assessment within the first 90 days of your HumanaVitality program year. Prevention Verified workout: partner health club, device, or mobile apps Each verified workout First verified workout of the week (Monday Sunday) 5+ verified workouts per week (Monday Sunday) 15 per day (up to 5,475/program year) 15 bonus points per week (up to 780/program year) 40 bonus points per week (up to 2,080/program year) Sports league 350 Athletic events (running, walking, cross-country skiing, cycling, triathlons): Level 1 Level 2 Level 3 Kids sports league Kids athletic events Healthy Living each (up to 200/program year) 50 each (up to 200/program year) Health screenings* 400 per screening Blood donation 50 (up to 300/program year) Flu shot 200 Nicotine test 400 Vitality Check completion: Body mass index (BMI) 800 Nicotine test (in-range results) 400 If your Vitality Check is in a healthy range, you double your : Body mass index <25 and > Blood pressure 400 Blood glucose 400 Blood pressure systolic <120 mmhg diastolic <80 mmhg 400 Total cholesterol 400 Dental exam 200 per (up to 400/program year) Vision exam 200 Blood glucose <100 mg/dl 400 Total cholesterol <200 mg/dl 400 Kids preventive care visit 200 Kids dental exam 100 per (up to 200/program year) Kids vision exam 100 Kids immunizations 100 Kids flu shot 100 * Subject to certain requirements and will appear on your statement if they are applicable to you. Reasonable Alternative Standard: If it is unreasonably difficult due to a medical condition for you to achieve the standards for the reward under this program, or if it is medically inadvisable for you to attempt to achieve the standards for the reward under this program, call the number on the back of your Humana member ID card and we will work with you to develop another way to qualify for the reward.

10 HumanaVitality Rewards Spend your Vitality Bucks in the HumanaVitality Mall When you re a member of HumanaVitality, you ll earn TM for completing healthy activities. You get one Vitality Buck for each Vitality Point you earn. You can redeem your Vitality Bucks at the HumanaVitality Mall for a wide variety of rewards, like some of these great items: Gift cards Fitness devices Gear and apparel Electronics Charities Polar Body Apple products Movie tickets Pedometers itunes Fitbit Garmin HumanaVitality gear HumanaVitality members are also eligible for value added discounts* with partners like Sprint, Life Fitness, Seattle Sutton s Healthy Eating, and The Biggest Loser Resort. Fitbug Target Cycling discounts Don t wait to get started earning your rewards. Raise your Vitality Status TM by earning more for your healthy activities. Members must have at least Bronze Vitality Status to be eligible for reward redemption. Sign in to HumanaVitality.com to see how you can earn more. *Value added discounts do not vary by Vitality Status and Vitality Bucks are not used. Must purchase with credit card. Effective 7/1/2013. Merchandise rewards subject to availability and may change without notice. GNHH85MHH 10/14

11 Sample HumanaVitality Mall Item Cash Value 0% Bronze Vitality Bucks Discount Level 10% Silver 20% Gold 40% Platinum Cost to You Amazon $25 Gift Card $ ,500 2,250 2,000 1,500 itunes $20 Gift Card $ ,000 1,800 1,600 1,200 Macy's $25 Gift Card $ ,500 2,250 2,000 1,500 Movie Tickets $ , Humana Pedometer g1.0 $ ,250 1,125 1, Humana Pedometer g2.0 Under Armour Duffel Bag $ ,850 1,665 1,480 1,110 $ ,399 3,059 2,719 2,039 $0 + Your Health & Wellness Garmin Soft Strap Premium Heart Rate Monitor $ ,999 4,499 3,999 2,999 FitBit Flex $ ,095 6,385 5,676 4,257 ipod Nano $ ,900 13,410 11,920 8,940 Polar CS600x Advanced Training Watch Trek 1.1 CD Road Bike $ ,100 24,390 21,680 16,260 $ ,900 57,510 51,120 38,340 *Item VitalityBucks may slightly vary. This is for HumanaVitality Mall demonstration purposes only.

12 Get healthy on your terms with the HumanaVitality Mobile App Create a health journey wherever you go. We ve packed the best of HumanaVitality into one Mobile App and added new ways to keep yourself on track including: More personalization. Select a path and choose photos that are meaningful to you and your health goals. Complete a Health Assessment section in two minutes or less to reach Bronze Vitality Status TM. Earn TM faster for achieving short-term Milestones, like trying a new healthy habit and more! How can I interact with the app? The Mobile App is fast, convenient and personalized. It provides new ways to engage HumanaVitality - download it today to learn more. Download the HumanaVitality Mobile App Online App & Vitality Bucks X X Vitality Status X X Full Health Assessment X X Learn Your Vitality Age X X Sign up for Vitality HealthyFood X X Personal Goals (accomplish in 3-6 months) X Milestones (accomplish in few days or weeks) X Claim for athletic events X X & other activities Join a Challenge X View History X X Connect fitness devices X X Connect apps (fitness, nutrition, etc.) X Courses and other online educational X resources Access a health coach X X GCHHWW8EN 0514 HumanaVitality is not an insurance product.

13 Improve your Life with Personal Health Coaching Maybe you d like to better manage your weight, reduce stress, eat better, or exercise regularly. If so, you re not alone. With the support and guidance of a personal health coach, you can make positive changes and bring balance to your life. You and your coach will work together as a team to address any aspect of your health including: Managing your weight Eating healthier Exercising Quitting tobacco Improving your overall well-being When you join our program, you re matched with your own coach who can provide you with the expert guidance, support and personal attention you need to create a plan for success. Best of all, there s no additional cost to you. You ll learn what you need to do to succeed and, more importantly, you ll learn how to make healthy behavior a habit so you can maintain your new, healthier lifestyle for years to come. Your coach will be there every step of the way to offer you encouragement, accountability, and support as you work to achieve lifelong well-being. It s that simple. And that powerful. To get started: Sign in to HumanaVitality Click on Goals Select View within one of your goals Select Enroll in a coaching program Enroll in the coaching program that s best for you Note: If you have not completed your Health Assessment, you will need to do so before you access your Goals and Coaching Enrollment Humana.com/Vitality GCA00XVHH 0613

14 Bag some major savings. Instant Savings Save up to 10% on healthier food purchases at Walmart. 2 With Vitality HealthyFood, HumanaVitality members 3 can save up to 10% on Great For You healthier foods at Walmart. To get started and save 10%, you need to reach Bronze Vitality Status by taking your Health Assessment. Here s how it works: 1. Sign in at HumanaVitality.com. 2. Complete your Health Assessment. 3. In the Get Healthy section, accept the Vitality HealthyFood terms and conditions to activate your Vitality HealthyFood Shopping Card. 4. Receive your Vitality HealthyFood Shopping Card in 7-10 business days. Sign in to HumanaVitality.com to take the Health Assessment, if you haven t already. Then, request your Vitality HealthyFood Shopping Card right online. In addition to the real-time savings enhancement, now through 6/30/15, the 10% savings rate will be available to all Bronze Vitality Status members. The 10% savings rate is no longer tied to the completion of a Vitality Check. 2 The Vitality HealthyFood program is only available at Walmart Neighborhood Markets and Walmart retail stores. Sam s Club stores and Walmart.com are excluded from the Vitality HealthyFood program. 3 HumanaVitality members must be 18 years of age or older to be eligible to participate in the Vitality HealthyFood program. The Vitality HealthyFood program is not available to all HumanaVitality members and is only available with certain plans or products offered by Humana. 4 HumanaVitality members do not share the same HumanaVitality program year. HumanaVitality members should reference their member ID card to determine their program year. GCHHDXUHH

15 HumanaVitality.com HumanaVitality is not an insurance product. Humana Plans are offered by Humana Medical Plan, Inc., Humana Employers Health Plan of Georgia, Inc., Humana Health Plan, Inc., Humana Health Benefit Plan of Louisiana, Inc., Humana Health Plan of Ohio, Inc., Humana Health Plans of Puerto Rico, Inc. License # , Humana Wisconsin Health Organization Insurance Corporation, or Humana Health Plan of Texas, Inc. - A Health Maintenance Organization, or insured by Humana Health Insurance Company of Florida, Inc., Humana Health Plan, Inc., Humana Health Benefit Plan of Louisiana, Inc., Humana Insurance Company, Humana Insurance Company of Kentucky, Emphesys Insurance Company, Humana Insurance of Puerto Rico, Inc. License # , or administered by Humana Insurance Company or Humana Health Plan, Inc. Statements in languages other than English contained in the advertisement do not necessarily reflect the exact contents of the policy written in English, because of possible linguistic differences. In the event of a dispute, the policy as written in English is considered the controlling authority. For Arizona Residents: Offered by Humana Health Plan, Inc. or insured by Emphesys Insurance Company or insured or administered by Humana Insurance Company. Please refer to your Benefit Plan Document (Certificate of Coverage/Insurance or Summary Plan Description) for more information on the company providing your benefits. Our health benefit plans have limitations and exclusions. GCHHHP4HH

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