Calendar Year Deductible Annual Benefit Maximum. ADA Code Covered Services Member pays. n/a Office visit $5 per visit

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Blue Shield of California Dental HMO Plan Dental HMO Basic Benefit summary Effective January 1, 2018 THIS MATRIX IS INTENDED TO BE USED TO HELP YOU COMPARE COVERAGE BENEFITS AND IS A SUMMARY ONLY. THE EVIDENCE OF COVERAGE AND PLAN CONTRACT SHOULD BE CONSULTED FOR A DETAILED DESCRIPTION OF COVERAGE BENEFITS AND LIMITATIONS. Using your dental HMO plan With our dental HMO plan, you'll have access to an extensive network of dental providers without paying deductibles or filling out claim forms. Plus, it's easy. First, choose a dental provider from our network during enrollment. Then, contact this dental provider for all of your dental care, including referrals for consultation with plan specialists and emergency services. If you have questions or want to switch providers, call Customer Service at (800) 585-8111. Plan Features Calendar Year Deductible Annual Benefit Maximum In-network providers You pay nothing None ADA Code Covered Services Member pays n/a Office visit $5 per visit Diagnostic and Preventive Services D0150 Comprehensive oral evaluation You pay nothing D0120 Periodic oral evaluation You pay nothing D0210 Intraoral radiographs - complete series (including bitewings) (x-rays) You pay nothing D1110 Prophylaxis (adult) every 6 months You pay nothing D0480 Adjunctive pre-diagnostic test that aids in detection of mucosal abnormalities including premalignant and malignant lesions (not including cytology or biopsy procedures) You pay nothing D1351 Sealant - per tooth (covered through age 17) You pay nothing D0601 Caries risk assessment and documentation, with a finding of low risk 1 You pay nothing D0602 Caries risk assessment and documentation, with a finding of moderate risk 1 You pay nothing D0603 Caries risk assessment and documentation, with a finding of high risk 1 You pay nothing Basic Services D2391 Filling (one surface resin composite) $75 per tooth D2392 Filling (two surface resin based composite posterior) $90 per tooth 2 D3310 Anterior root canal $175 per tooth D3330 Molar root canal $355 per tooth D4341 Periodontal scaling and root planing - four or more teeth per quadrant $75 per quadrant D7140 Extraction of erupted tooth or exposed root $40 per tooth Major Services D2740 Crown - porcelain/ceramic substrate $350 each crown 2 D2790 Crown - full cast high noble metal $350 each crown 2 D4260 Osseous surgery (four or more teeth) $275 per quadrant D6240 Pontic - porcelain fused to high noble metal $350 each tooth replaced 2 D5110/5120 Denture (full upper or lower) $400 per denture D7240 Removal of impacted tooth - complete bony $225 per tooth Orthodontic Services D8080 Fully banded (two year) case - child 3 $2,350 D8090 Fully banded (two year) case - adult 3 $2,650 1 Caries Risk Management - CAMBRA (Caries Management by Risk Assessment) is an evaluation of a child's risk level for caries (decay). Children assessed as having a "high risk" for caries (decay) will be allowed up to 4 fluoride varnish treatments during the calendar year along with their biannual cleanings; "medium risk" children will be allowed up to 3 fluoride varnish treatments in addition to their biannual cleanings; and "low risk" children will be allowed up to 2 fluoride varnish treatments in addition to biannual cleanings. When requesting additional fluoride varnish treatments, the provider must provide a copy of the completed American Dental Association (ADA) CAMBRA form (available on the ADA website). An independent member of the Blue Shield Association A45756-SG (1/18)

2 Precious and semi-precious metals, if used, are subject to an additional charge of $150 per unit. Porcelain on molar crowns is subject to an additional cost of $150 per unit. 3 In order to be covered, orthodontic treatment: must be received in one continuous course of treatment; and must be received in consecutive months. Orthodontic treatment must not exceed 24 consecutive months. Many benefits have pre-determined annual schedules and frequency limitations based on last delivery date and dental necessity. If you are unsure about the frequency of when a benefit can be accessed, you can call (800) 585-8111. An independent member of the Blue Shield Association A45756-SG (1/18)

Notice Informing Individuals about Nondiscrimination and Accessibility Requirements Discrimination is against the law Blue Shield of California complies with applicable federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability or sex. Blue Shield of California does not exclude people or treat them differently because of race, color, national origin, age, disability or sex. Blue Shield of California: Provides aids and services at no cost to people with disabilities to communicate effectively with us such as: - Qualified sign language interpreters - Written information in other formats (including large print, audio, accessible electronic formats and other formats) Provides language services at no cost to people whose primary language is not English such as: - Qualified interpreters - Information written in other languages If you need these services, contact the Blue Shield of California Civil Rights Coordinator. If you believe that Blue Shield of California has failed to provide these services or discriminated in another way on the basis of race, color, national origin, age, disability or sex, you can file a grievance with: Blue Shield of California Civil Rights Coordinator P.O. Box 629007 El Dorado Hills, CA 95762-9007 Phone: (844) 831-4133 (TTY: 711) Fax: (916) 350-7405 Email: BlueShieldCivilRightsCoordinator@blueshieldca.com You can file a grievance in person or by mail, fax or email. If you need help filing a grievance, our Civil Rights Coordinator is available to help you. You can also file a civil rights complaint with the U.S. Department of Health and Human Services, Office for Civil Rights electronically through the Office for Civil Rights Complaint Portal, available at https://ocrportal.hhs.gov/ocr/portal/lobby.jsf, or by mail or phone at: U.S. Department of Health and Human Services 200 Independence Avenue SW. Room 509F, HHH Building Washington, DC 20201 (800) 368-1019; TTY: (800) 537-7697 Blue Shield of California is an independent member of the Blue Shield Association A49726-REV (10/16) Complaint forms are available at www.hhs.gov/ocr/office/file/index.html.