Thank you for being a Premera Blue Cross Medicare Supplement plan member.

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P.O. Box 327 Seattle, WA 98111 February 18, 2019 MSF1 Dear : Thank you for being a Premera Blue Cross Medicare Supplement plan member. The rate table on the next page shows the following rate information: The amount you pay today on your Medicare Supplement plan The rate that takes effect April 1, 2019 This change is automatic on April 1, 2019. Your current coverage will continue unless you tell us you want a change. Rates for the coming year take the cost of medical care into account. Sometimes rates need to change as healthcare costs rise, and other times rates stay the same. We work regularly with doctors and hospitals to keep costs as low as possible. If you have questions about your coverage, contact your Medicare Supplement customer service team at 800-722-1471 (TTY: 711). Thank you for being a member of Premera Blue Cross. Jim Havens Senior Vice President, Individual and Senior Markets Premera Blue Cross AANWAT2 032338 (02-2019)

We can only change your subscription charges if we change them for all plans like yours in this state. You will see that you get a discount of $5 per month if you enroll in our Automatic Funds Transfer (AFT) program. If you choose this option, you will no longer send us a check each month. Instead, one month s subscription charges will be withdrawn from your bank account automatically each month. MONTHLY SUBSCRIPTION CHARGES PER PERSON AFT Payers Monthly Bill Payers 2018 Rate 2019 Rate 2018 Rate 2019 Rate Plan F $216 $223 $221 $228 Note: Adjustments to Medicare cost sharing and deductibles were effective January 1, 2019, as mandated by the Centers for Medicare & Medicaid Services (CMS). You received a notice about those changes in November, 2018. MSF1

THE SILVER&FIT EXERCISE&HEALTHY AGING PROGRAM: SOMETHING FOR EVERYONE! Did you know that as a Silver&Fit member you can go to fitness centers and not pay a thing? It s true! Some have classes designed for older adults that you might like. They may also offer dance or yoga studios and/or swimming pools*. Don t want to go to a fitness center? No problem! You can enroll in the Home Fitness program and choose up to 2 Home Fitness Kits each benefit year. These kits may include DVDs, guides, and other items to help you get fit on your own terms. *Services that call for an added fee are not part of the Silver&Fit program. All members can also get:» Healthy Aging classes» The Silver&Fit Connected! program, a fun and easy way to track your exercise at a fitness center or through a wearable fitness device or app and earn rewards*» Other web tools like a fitness center search, challenges, and online classes *Rewards subject to change; purchase of a wearable fitness device or application may be required and is not reimbursed by the Silver&Fit program. Fitness Card Member Information Website: www.silverandfit.com Silver&Fit Phone Number: Toll-free 1.877.427.4788 TTY/TDD 711 Hours: Monday Friday, 5 a.m. 6 p.m. Member Name: Date of Birth: (month/day)

Get Started! 1 2 3 Go to www.silverandfit.com. Register to use the website. Find a fitness center or sign up for the Home Fitness program. 4 5 Take your fitness card to the fitness centers. If you prefer, you can call toll-free 1.877.427.4788 (TTY/TDD 711), Monday through Friday, 5 a.m. to 6 p.m. to find a fitness center near you or to enroll into the Home Fitness program. Talk to your doctor before you start or change your exercise routine. Your use of the Silver&Fit Connected! program serves as your consent for American Specialty Health Fitness, Inc. (ASH Fitness) to receive information about your tracked activity and to use that data to process and administer available rewards to you under the program. The Silver&Fit program is provided by American Specialty Health Fitness, Inc. (ASH Fitness), a subsidiary of American Specialty Health Incorporated (ASH). All programs and services are not available in all areas. The people in this piece are not Silver&Fit members. Something for Everyone, Silver&Fit, Silver&Fit Connected!, the Silver&Fit logo, and The Silver Slate are trademarks of ASH. This information is not a complete description of benefits. Contact your health plan for more information. This program is not insurance and may be discontinued at any time. M950-729D-PBCMS 05/17 Multi-Fitness Center Enrollment Flier 2017 American Specialty Health Incorporated. All rights reserved. WAMSSF013 044592 (01-2018) Customer Service: 1.877.427.4788 (TTY/TDD 711) Monday Friday, 5 a.m. 6 p.m. The Silver&Fit Program The Silver&Fit program is provided by American Specialty Health Fitness, Inc. (ASH Fitness), a subsidiary of American Specialty Health Incorporated (ASH). Fitness Center Information This Silver&Fit fitness card is not transferable. Use of this card by anyone other than the person named herein is prohibited. This card and photo ID must be shown when the Silver&Fit member is admitted into the fitness center. This card is the property of ASH Fitness.