Chiropractic Care. and the Silver&Fit Program. Plan C01. What s not covered. Limitations and exclusions. Chiropractic care.

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Chiropractic Care and the Silver&Fit Program Plan C01 Herminia Escobedo Health Net For additional information, please call Health Net at 1-800-275-4737. Quality, affordable coverage through Health Net and American Specialty Health (ASH) Health Net has teamed up with American Specialty Health Plans of California, Inc. (ASH Plans) to offer quality, affordable chiropractic coverage. In addition, members have access to the Silver&Fit program provided by American Specialty Health Fitness, Inc. (ASH Fitness), a subsidiary of American Specialty Health Incorporated (ASH). Chiropractic care You may obtain chiropractic care by selecting a participating chiropractor from the ASH Plans network. Although you re always welcome to consult your primary care physician, you won t need a referral to see an ASH Plans network participating chiropractor. What s covered Office visits $5 copayment per visit/20 medically necessary visits per calendar year There is a $50 annual chiropractic appliance allowance toward the purchase of medically necessary items such as supports, collars, pillows, heel lifts, ice packs, cushions, orthotics, rib belts, and home traction units. What s not covered Services or supplies excluded under the chiropractic care program may be covered under the medical benefits portion of your plan. Consult your plan s Evidence of Coverage for more information. Limitations and exclusions Air conditioners, air purifiers, therapeutic mattresses, vitamins, minerals, nutritional supplements, durable medical equipment, appliances, or comfort items Adjunctive physical therapy not associated with spinal, muscle or joint adjustment Diagnostic scanning, MRIs, CAT scans, or thermography Exams or treatment of strictly nonmusculoskeletal and related disorders Hypnotherapy, behavioral training, sleep therapy, weight programs, educational programs, non-medical self-help or self-care, or any self-help physical exercise training (continued) H0562_EG_2017_0010 Compliance Approved 09122016

Lab tests, X-rays, spinal or extremity manipulation, physical therapy, or other services not considered medically necessary or classified as experimental Pre-employment physicals or vocational rehabilitation arising from employment or covered under any public liability insurance Treatment for temporomandibular joint syndrome (TMJ) Treatment or services not authorized by ASH Plans or delivered by an ASH Plans chiropractor (except emergency chiropractic services or upon a referral to a nonparticipating chiropractor approved by ASH Plans) The Silver&Fit Program Get fit and have fun with the Silver&Fit Program. The program is designed specifically for Medicare beneficiaries and includes membership1 in a participating fitness facility. 1 Membership includes standard fitness facility services. Any nonstandard services that typically require an additional fee are not included. Health Net complies with applicable federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. ATTENTION: If you speak English, language assistance services, free of charge, are available to you. Call 1-800-275-4737 (TTY: 711). ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-800-275-4737 (TTY: 711). This information is available for free in other languages. Please call our Member Services number at 1-800-275-4737 (TTY: 711). From October 1 through February 14, our office hours are 8:00 a.m. to 8:00 p.m., Pacific time, 7 days a week, excluding certain holidays. However, after February 14, our office hours are 8:00 a.m. to 8:00 p.m., Monday through Friday. On weekends and certain holidays, your call will be handled by our automated phone system. Esta información está disponible en forma gratuita en otros idiomas. Llame a nuestro Departamento de Servicios al Afiliado al 1-800-275-4737 (TTY: 711). Desde el 1.º de octubre hasta el 14 de febrero, nuestro horario de atención es de 8:00 a.m. a 8:00 p.m., los 7 días a la semana, excepto ciertos días feriados. Sin embargo, luego del 14 de febrero, nuestro horario de atención es de 8:00 a.m. a 8:00 p.m., de lunes a viernes. Durante los fines de semana y ciertos días feriados, su llamada será atendida por nuestro sistema automático de teléfono. This is only a summary. Chiropractic services can be added to any of our Health Net Seniority Plus Employer (HMO) plans. Consult your plan s Evidence of Coverage, which you receive after you enroll, to determine the exact terms and conditions of your coverage. This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments and restrictions may apply. Benefits, premiums and/or copayments/coinsurance may change on January 1 of each year. The provider network may change at any time. You will receive notice when necessary. Silver&Fit is a federally registered trademark of ASH. ASH Fitness is not affiliated with Health Net of California, Inc. Health Net of California, Inc. has a contract with Medicare to offer HMO plans. Enrollment in a Health Net Medicare Advantage plan depends on contract renewal. Health Net of California, Inc. is a subsidiary of Health Net, Inc. Health Net is a registered service mark of Health Net, Inc. All other identified trademarks/ service marks remain the property of their respective companies. All rights reserved. FLY009861EP00 (9/16)

Health Net complies with applicable federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. Health Net does not exclude people or treat them differently because of race, color, national origin, age, disability, or sex. Health Net: Provides free aids and services to people with disabilities to communicate effectively with us, such as qualified sign language interpreters and written information in other formats (large print, accessible electronic formats, other formats). Provides free language services to people whose primary language is not English, such as qualified interpreters and information written in other languages. If you need these services, contact Health Net's Customer Contact Center at 1-800-275-4737 (TTY: 711), 8:00 a.m. to 8:00 p.m., Pacific time, seven days a week. If you believe that Health Net has failed to provide these services or discriminated in another way on the basis of race, color, national origin, age, disability or sex, you can file a grievance by calling the number above and telling them you need help filing a grievance; Health Net's Customer Contact Center is available to help you. You can also file a civil rights complaint with the U.S. Department of Health and Human Services, Office for Civil Rights, electronically through the Office for Civil Rights Complaint Portal, available at https://ocrportal.hhs.gov/ocr/portal/lobby.jsf or by mail or phone at: U.S. Department of Health and Human Services, 200 Independence Avenue SW., Room 509F, HHH Building, Washington, DC 20201, 1-800 368 1019, (TDD: 1-800 537 7697). Complaint forms are available at http://www.hhs.gov/ocr/office/file/index.html

Multi-Language Insert Multi-language Interpreter Services English: ATTENTION: If you speak English, language assistance services, free of charge, are available to you. Call Spanish: ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al Chinese: 注意 : 如果您使用繁體中文, 您可以免費獲得語言援助服務 請致電 1-800-977-7522 (Arizona), 1-800-275-4737 (California), 1-888-445-8913 (Oregon) (TTY: 711) Tagalog: PAUNAWA: Kung nagsasalita ka ng Tagalog, maaari kang gumamit ng mga serbisyo ng tulong sa wika nang walang bayad. Tumawag sa 1-800-977-7522 (Arizona), 1-800-275-4737 (California), 1-888-445-8913 (Oregon) (TTY: 711). French: ATTENTION : Si vous parlez français, des services d'aide linguistique vous sont proposés gratuitement. Appelez le 1-800-977-7522 (Arizona), 1-800-275-4737 (California), 1-888-445-8913 (Oregon) (ATS :711). Vietnamese: CHÚ Ý: Nếu bạn nói Tiếng Việt, có các dịch vụ hỗ trợ ngôn ngữ miễn phí dành cho bạn. Gọi số German: ACHTUNG: Wenn Sie Deutsch sprechen, stehen Ihnen kostenlos sprachliche Hilfsdienstleistungen zur Verfügung. Rufnummer: 1-800-977-7522 (Arizona), 1-800-275-4737 (California), 1-888-445-8913 (Oregon) (TTY: 711). Korean: 주의 : 한국어를사용하시는경우, 언어지원서비스를무료로이용하실수있습니다. 1-800-977-7522 (Arizona), 1-800-275-4737 (California), 1-888-445-8913 (Oregon) (TTY: 711) 번으로전화해주십시오. Y0020_2017_0001_A CMS Accepted 08222016 1

Russian: ВНИМАНИЕ: Если вы говорите на русском языке, то вам доступны бесплатные услуги перевода. Звоните 1-800-977-7522 (Arizona), 1-800-275-4737 (California), 1-888-445-8913 (Oregon) (телетайп: 711). Arabic: ملحوظة: إذا كنت تتحدث اذكر اللغة فإن خدمات المساعدة اللغوية تتوافر لك بالمجان. اتصل برقم (Oregon) (Arizona), 1-800-275-4737 (California), 1-888-445-8913 1-800-977-7522 (رقم ھاتف الصم والبكم:.(711 Hindi: ध य न द : य द आप हद ब लत ह त आपक लए म फ त म भ ष सह यत स व ए उपलब ध ह 1-800-977-7522 (Arizona), 1-800-275-4737 (California), 1-888-445-8913 (Oregon) (TTY: 711) पर क ल कर Italian: ATTENZIONE: In caso la lingua parlata sia l'italiano, sono disponibili servizi di assistenza linguistica gratuiti. Chiamare il numero 1-800-977-7522 (Arizona), 1-800-275-4737 (California), 1-888-445-8913 (Oregon) (TTY: 711). Portuguese: ATENÇÃO: Se fala português, encontram-se disponíveis serviços linguísticos, grátis. Ligue para French Creole: ATANSYON: Si w pale Kreyòl Ayisyen, gen sèvis èd pou lang ki disponib gratis pou ou. Rele Polish: UWAGA: Jeżeli mówisz po polsku, możesz skorzystać z bezpłatnej pomocy językowej. Zadzwoń pod numer Japanese: 注意事項 : 日本語を話される場合 無料の言語支援をご利用いただけます 1-800-977-7522 (Arizona), 1-800-275-4737 (California), 1-888-445-8913 (Oregon) (TTY: 711) まで お電話にてご連絡ください 2

Farsi: توجه: اگر به زبان فارسی گفتگو می کنيد تسھيالت زبانی بصورت رايگان برای شما فراھم می باشد. با 711) (TTY: (Arizona), 1-800-275-4737 (California), 1-888-445-8913 (Oregon) 1-800-977-7522 تماس بگيريد. Armenian: ՈՒՇԱԴՐՈՒԹՅՈՒՆ Եթե խոսում եք հայերեն, ապա ձեզ անվճար կարող են տրամադրվել լեզվական աջակցության ծառայություններ: Զանգահարեք 1-800-977-7522 (Arizona), 1-800-275-4737 (California), 1-888-445-8913 (Oregon) (TTY (հեռատիպ) 711): Cambodian: របយ តន ប ស នជ អនកន យ យ ភ ស ខមរ, សវ ជ ន យ ផនកភ ស ដ យម នគ តឈន ល គ អ ចម នស រ ប ប រ អនក ច រ ទ រស ពទ 1-800-977-7522 (Arizona), 1-800-275-4737 (California), 1-888-445-8913 (Oregon) (TTY: 711) Punjabi: ਧ ਆਨ ਦ ਓ 1 ਤ ਭ ਸ਼ ਵ ਚ ਸਹ ਇਤ ਸ ਵ ਤ ਹ ਡ ਲਈ ਮ ਫਤ ਉਪਲਬਧ ਹ,ਜ ਤ ਸ ਪ ਜ ਬ ਬ ਲਦ ਹ : 1-800-977-7522 (Arizona), 1-800-275-4737 (California), 1-888-445-8913 (Oregon) (TTY: 711) ਤ ਕ ਲ ' ਕਰ Thai: เร ยน: ถ าค ณพ ดภาษาไทยค ณสามารถใช บร การช วยเหล อทางภาษาได ฟร โทร 1-800-977-7522 (Arizona), 1-800-275-4737 (California), 1-888-445-8913 (Oregon) (TTY: 711). Laotian: ໂປດຊາບ: ຖ າວ າ ທ ານເວ າພາສາ ລາວ, ການບ ລການຊ ວຍເຫ ອດ ານພາສາ, ໂດຍບ ເສ ຽຄ າ, ແມ ນມພ ອມໃຫ ທ ານ. ໂທຣ Serbo-Croatian: OBAVJEŠTENJE: Ako govorite srpsko-hrvatski, usluge jezičke pomoći dostupne su vam besplatno. Nazovite 1-800-977-7522 (Arizona), 1-800-275-4737 (California), 1-888-445-8913 (Oregon) (TTY- Telefon za osobe sa oštećenim govorom ili sluhom: 711). Ukranian: УВАГА! Якщо ви розмовляєте українською мовою, ви можете звернутися до безкоштовної служби мовної підтримки. Телефонуйте за номером 1-800-977-7522 (Arizona), 1-800-275-4737 (California), 1-888-445-8913 (Oregon) (телетайп: 711). 3

Syriac: ܢ ܚ ܠܡ ܬ ܐ ܕܗ ܝ ܪܬ ܐ ܢ ܕܩ ܒܠܝ ܬܘ ܝ ܐ ܡ ܨܝ ܬܘ ܐ ܐ ܬܘܪ ܢ ܠ ܫ ܢ ܢ ܟ ܐ ܗ ܡܙ ܡܝ ܬܘ sܙܘ ܗ ܪ ܐ: ܐ ܢ ܐ ܚܬܘ ܢ ܥ ܠ ܡ ܢܝ ܢ ܐ ܒܠ ܫ ܢ ܐ ܡ ܓ ܢ ܐܝ ܬ. ܩܪܘ 1-800-977-7522 (Arizona), 1-800-275-4737 (California), 1-888-445-8913 (Oregon) (TTY: 711) Hmong: LUS CEEV: Yog tias koj hais lus Hmoob, cov kev pab txog lus, muaj kev pab dawb rau koj. Hu rau Romanian: ATENȚIE: Dacă vorbiți limba română, vă stau la dispoziție servicii de asistență lingvistică, gratuit. Sunați la Amharic: ማስታወሻ: የሚናገሩት ቋንቋ ኣማርኛ ከሆነ የትርጉም እርዳታ ድርጅቶች በነጻ ሊያግዝዎት ተዘጋጀተዋል ወደ ሚከተለው ቁጥር ይደውሉ 1-800-977-7522 (Arizona), 1-800-275-4737 (California), 1-888-445-8913 (Oregon) (መስማት ለተሳናቸው: 711). Navajo: Díí baa akó nínízin: Díí saad bee yániłti go Diné Bizaad, saad bee áká ánída áwo dę ę, t áá jiik eh, éí ná hólǫ, kojį hódíílnih 1-800-977-7522 (Arizona), 1-800-275-4737 (California), 1-888-445-8913 (Oregon) (TTY: 711). Cushite: XIYYEEFFANNAA: Afaan dubbattu Oroomiffa, tajaajila gargaarsa afaanii, kanfaltiidhaan ala, ni argama. Bilbilaa 1-800-977-7522 (Arizona), 1-800-275-4737 (California), 1-888-445-8913 (Oregon) (TTY: 711.) 4 FLY009864ZP00 (9/16)