American Specialty Healt~ When you need chiropractic care, follow these simple steps: ~ KAISER PERMANENTE

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Provided by American Specialty Health Plans of California, Inc. (ASH Plans) When you need chiropractic care, follow these simple steps: 1. Find an ASH Pla ns Participating Provider near you: Go to ashlink.com/ash/kp, o r Call 1-800-678-9133 (TTY 711), Monday through Friday, from 5 a.m. to 6 p.m. Pacific time 2. Sched ul e an appointment. 3. Pay for your office visit when you arrive for your appointment. (See the reverse for more d etails.) American Specialty Healt~ Plans of ~alifomia ~ KAISER PERMANENTE

YOUR KAISER PERMANENTE CHIROPRACTIC BENEFIT Services Cost Sharing and Office Visit Maximums Chiropractic Services are covered when provided by a Participating Provider and medically necessary to treat or diagnose Neuromusculoskeletal Disorders. You can obtain services from any ASH Plans Participating Provider without a referral from a Plan Physician. Office visit cost share: $10 copay per visit Office visit limit: 30 visits per year Chiropractic appliance benefit: If the amount of the appliance in the ASH Plans fee schedule exceeds $50, you will pay the amount in excess of $50, and that payment will not apply toward any applicable deductible or out-of-pocket maximum. Covered chiropractic appliances are limited to: elbow supports, back supports, cervical coll ars, cervical pillows, heel lifts, hot or cold packs, lumbar braces and supports, lumbar cushi ons, orthotics, wrist supports, rib belts, home traction units, ankle braces, knee braces, rib supports, and wrist braces. II II Office visits: Covered Services are limited to Medically Necessary Chiropractic Services authorized and provided by ASH Plans Participating Providers except for Emergency Chiropractic Services and Services that are not available from Participating Providers or other licensed providers with which ASH contracts to provide covered care. Each office visit counts toward any visit limit, if applicable, even if an adjustment is not provided during the visit. X-rays and laboratory tests: Medically necessary X-rays and laboratory tests are covered at no charge when prescribed as part of covered chiropractic care and a Participating Provider provides the Services or refers you to another licensed provider with whi ch ASH contract s for the Services. Participating Providers ASH Plans contracts with Participating Providers and other li censed providers to provide covered Chiropractic Services, including laboratory tests, X-rays, and chiropractic appliances. You must receive covered services from a Participating Provider or another licensed provider with which ASH contracts, except for Emergency Chiropractic Services, Urgent Chiropractic Services, and services that are not available from Participating Providers or other licensed providers with which ASH contracts to provide covered Services that are authorized in advance by ASH Plans. The list of Participating Providers is available on the ASH Plans website at ashlink.com/ash/kp or from the ASH Plans Customer Service Department toll free at 1-800-678-9133 (TTY users ca ll 711 ), weekdays from 5 a.m. to 6 p.m. Th e list of Participating Providers is subject to change at any time without notice. How to obtain services To obtain covered services, call a Participating Provider to schedule an initial examination. If additional services are required, verification that the Services are Medically Necessary may be required. Your Participating Provider will request any medical necessity determinations. An ASH Plans cli nician in the sa me or similar specialty as the provider of Services under review will decide whether the Services are or were M edically Necessary Services. ASH Pl ans will disclose to you, upon request, the process that it uses to authorize, modify, delay, or deny a request for authorization. If you have questions or concerns, please contact the ASH Plans Customer Service Department. BC_10_30_05003

YOUR KAISER PERMANENTE CHIROPRACTIC BENEFIT Second Opinions You may request a second opinion in regard to covered Services by contacting another Participating Provider. A Participating Provider may also request a second opinion in regard to covered Services by referri ng you to another Participating Provider in the same or similar specialty. Your Costs When you receive covered Services, you must pay your Cost Share amount as described in the Chiropractic Services Amendment of your Health Plan Evidence of Coverage. The Cost Share does not apply toward the Plan O ut-of-pocket Maximum described in the Healt h Plan Evidence of Coverage. Emergency and Urgent Chiropractic Services We cover Emergency Chiropractic Services and Urgent Chiropractic Services provided by both Participatin g Providers and Non-Part icipating Providers. We do not cover follow-up or continuing care from a Non-Participating Provider unless ASH Plans has authorized the services in advance. Also, we do not cover services from a Non-Participating Provider that ASH Plans determines are not Emergency Chiropractic Services or Urgent Chiropractic Services. Getting Assistance If you have a question or concern regarding the services you received from an ASH Plans Pa rticipating Provider or another li censed provider with which ASH contracts, you may ca ll ASH Plans Customer Service Department toll free at 1-800-678-9133 (TTY users call 711 ), weekdays from 5 a.m. to 6 p.m. Pac if ic time. Grievances You ca n file a grievance w ith Ka iser Permanente regarding any issue. Your grievance must explai n your issue, such as the reasons w hy you believe a decision was in error or w hy you are dissatisfied with Services you received. You may submit your grievance orall y or in writing to Kaiser Permanente as described in your Health Plan Evidence of Coverage. Exclusions and Limitations Services for asthma or addiction, such as nicotine addiction Hypnotherapy, behavior training, sleep therapy, and weight programs Thermography Experimental or investigational services CT sca ns, MRls, PET scans, bone sca ns, nuclear medicine, and any other types of diagnostic imaging or rad iology other than X-rays covered under the "Covered Services" section of your Chiropractic Services Amendment Ambulance and other transportation Ed ucation programs, nonmedical se lf-care or self-help, any self-help physical exercise training, and any related diagnostic testing Services for pre-employment physica ls or vocational rehabilitation Air conditioners, air p urifiers, therapeutic mattresses, chiropractic appliances, durable medical equipment, supplies, devices, appliances, and any other item except those listed as covered in your Chiropractic Services Amendment Drugs and medicines, including non-legend or proprietary drugs and medicines Services you receive outside the state of California except for Emergency Chiropractic Services and Urgent Chiropractic Services Hospital services, anesthesia, manipulation under anesthesia, and re lated services For Chiropractic Services, adjunctive t herapy not associated with spinal, muscle, or joint manipulations Dietary and nutritional supplements, such as vitamins, minerals, herbs, herbal products, injectable supplements, and similar products Massage therapy Services provided by a chiropractor t hat are not within the scope of licensure for a chiropractor licensed in California Maintenance care (services provided to members whose treatment records indicate t hat they have reached maximum t herapeutic benefit) BC_ 10_30_05003

YOUR KAISER PERMANENTE CHIROPRACTIC BENEFIT Definitions ASH Plans: American Specialty Hea lt h Plans of Ca lifornia, Inc., a California corporation. Chiropractic Services: Services provided or prescribed by a chiropractor (including laboratory tests, X-rays, and chiropractic applia nces) for the treatment of your Neuromusculoskeletal Disorder. Emergency Chiropractic Services: Covered Chi ropractic Services provided for the treatment of a Neuromusculoskeletal Disorder which manifest s itself by acute symptoms of sufficient severity (including severe pain) such t hat a reasonable person could expect the absence of immediate Chiropractic Services to result in serious jeopardy to your hea lth or body functions or organs. Neuromusculoskeletal Disorders: Conditions with associated signs and symptoms re lated to the nervous, muscular, o r skeletal systems. Neuromusculoskeletal Disorders are conditions typically categorized as structural, degenerative, or inflammatory d isorders, or biomechanical dysfu nction of t he joints of t he body or related components of the motor unit (muscles, tendons, fasc ia, nerves, ligaments/capsules, d iscs, and synovia l structures), and related neurologica l manifestatio ns or conditions. Participating Provider: A chi ropractor who is licensed to provide chiropractic services in California and who has a contract with AS H Plan s to provide Medically Necessary Chiropractic Services to you. Urgent Chiropractic Services: Chiropra ctic Services that meet all of t he following requirements: They are necessary to prevent serious deterioration of your health, resulting from an unforeseen il lness, injury, or complication of an existing condition, including pregna ncy. They cannot be delayed until you return to t he Service Area. This is only a summary and is intended to highlight only the most frequently asked questions about the benefit, including cost shares. Please refer to the Chiropractic Services Amendment of the Kaiser Foundation Health Plan, Inc., Evidence of Coverage for a detailed description of the chiropractic benefits, incl uding exclusions and limitations, Emergency Chi ropractic Services, and Urgent Chiropractic Services. Kaiser Foundation Health Plan, Inc. (Hea lth Plan), contract s with A merican Specialty Hea lth Plans of Ca lifornia, Inc. (A SH Plans), to make the A SH Plans network of Part icipating Providers avai lable to you. Yo u ca n obtain covered Services from any Participating Provider wit hout a referral from a Pla n Physician. Your Cost Share is d ue when you receive covered Services. Please see the d efinitions section of your Chiropractic Services Amendment of the Kaiser Foundation Hea lth Plan, Inc., Evidence of Coverage for terms yo u should know. Ameri can Specialty Health. ~KAISER PERMANENTE ~ Plans of California t,') Pl ea se recycl e. October 2015 BC_10_30_05003

ATTENTION: If you speak English, language assistance services, free of charge, are available to you. Call 1-800-678-9133 (TTY: 1-877-257-2746). ~I <...il:il. rbj) 800-678-9133-1 r9,y,j...ll.~.illy l _fo~y..\llo.i.c.wi <l.ol.:. cp,l;.i\i _fi.:il u.i.:..» c'..ili l:i) :.U.~.(877-257-2746-1 µ1_, flf-..cu'1rm-,ja-8flf-..'\_, ' tp-t pmunui tp hwjtptu, WUJ.W C..tq wui.llcwp qwpnll tu U1pmuuuwi.lt1 1tqi.lwl.J.wu w2wl.j.gmp-jwu 1mmwJmp-Jmuutp ::?wuqwhwptp 1-800-678-9133 (TTY (htnwu1puj.)' 1-877- 257-2746): 1-800-678-9133 (TTY 1-4 -~ ~ rl,ji ~ cs IY.~ I J WJ~ <..fa.j w~ '~~µ~fa J~j "-?pl :~.l.jfa ~ 877-257-2746) L<rr.'f(f-: ~ 3fl11~~tc=ft" ~fp!\r~*).:fllsitfli:;l{lc"tl ~~ti 1-800-678-9133 (TTY: 1-877-257-2746) W~cRI LUS CEEV : Yo g tias koj hais lus Hmo ob, c ov kev p ab txo g lus, muaj kev p ab dawb rau koj. Hu rau 1-800- 678-9133 (TTY: 1-877-257-27 46). afl~jj[ : E3 ;t_~g~~l:i~h~t:;-g-, ~40) ~ ~g)zfi~ ~'fljjfll 't.:1clt19 0 1-800-678-9133 ( TTY:l- 877-257-2746) 1 c, d3 ~~l:i I;::: ""l ~ Ji~ < tc ~L' o (TTY: 1-877-257-2746)~ 0. t:! ~oh.2f.~ 1'12. DH baa ak niu.izin: Dii sand beey6t1l11fg.o Oine Bivuul. nad bee rlka'anida ~\\""O-dtf, f aa jiil(eh.. ei na h61q. koji' hmiilnih 1-800-678-9133 (TTY: 1-877-257-2746). ~teb-:,:r~~~b, ~5YWW8" H<Jfe::3 1 ~~R"Bt"lj?3~ Bl 1-800-678-91 33 (TTY: 1-877-257-2746) 1 3 ~ qbi EHI1MAHI1E: ECJIH BbI r obopme Ha pycckomfilbike, TO BaM,Z\OCT)ITTHbI 6ecrmaTHbre yc.rryninepebo,z\a. 3BoHHTe 1-800-678-9133 (TeneTafur: 1-877-257-2746). A TENCION : sihabla espai'io~ tiene a su disposici6n servicios gratuitos de asistencialingilistica. Uame al 1-800-678-9133 (TTY: 1-877-257-2746).

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