facing cancer in the health care system

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A National poll facing cancer in the health care system acscan.org American Cancer Society Cancer Action Network

EXECUTIVE SUMMARY Introduction This report presents findings from a major nonpartisan study examining how families affected by cancer fared in the health care system prior to enactment of the Affordable Care Act. The American Cancer Society Cancer Action Network (ACS CAN) commissioned Lake Research Partners and Bellwether Research & Consulting to conduct a survey May 21 June 2, 2010 among a nationally representative sample of 1,011 adults age 18 and older who say they or a member of their household has cancer or a history of cancer. The survey looks at the difficulties that people with cancer faced in accessing and affording lifesaving care in the broken health care system. The survey was fielded barely two months after the March 23 signing Affordable Care Act into law a time when nearly every major provision of the law had yet to take effect. The survey found that families affected by cancer faced mounting challenges in paying for needed health care and other basic necessities such as food and heat, underscoring the need to implement the Affordable Care Act to ensure that it works for people with cancer. American Cancer Society Cancer Action Network 1

The survey also found that while most families affected by cancer lack awareness of key provisions of the new law, they strongly support those provisions after being informed about them. The vast majority of respondents believe it is important for the president and Congress to increase the federal investment in groundbreaking cancer research, which is critical to continuing our progress against a disease that will kill nearly 570,000 people in America this year. ACS CAN, the advocacy affiliate of the American Cancer Society, is the leading voice of patients in the effort to improve access to quality health care nationwide. ACS CAN works to encourage elected officials and candidates to make cancer a top national priority, and gives ordinary people extraordinary power to fight cancer by providing them with the training and tools they need to make their voices heard. Visit us at www.acscan.org. 2 American Cancer Society Cancer Action Network

Summary of Key Findings High health costs jeopardize the ability of families affected by cancer to afford the care they need. Half of families with someone under 65 with cancer (49%) say they have had difficulty affording health care costs, such as insurance premiums, co-pays, and prescription drugs, in the past two years. High health costs also prevent people with cancer and their families from affording basic necessities. In the past two years, nearly one-third of families with someone under 65 with cancer (30%) have had trouble paying for basic necessities or other bills, and 23% have been contacted by a collection agency. About one in five (21%) has used up all or most of their savings, and one in six (18%) has incurred thousands of dollars of medical debt. Affordability of care is a major issue for people under 65, and for those most in need. As a result of costs, one in three individuals under age 65 diagnosed with cancer (34%) has delayed needed health care in the past 12 months, such as putting off cancer-related tests or treatments, delaying cancer-related checkups, not filling a prescription, or cutting pills. Of those currently in active cancer treatment, one in three (33%) has put off some type of health care in the past year due to costs. American Cancer Society Cancer Action Network 3

People with cancer and their families struggle to stay insured. One in three families (34%) with someone under age 65 with cancer say that person has been uninsured at some point since their diagnosis. The costs of coverage continue to rise. Four in 10 families (42%) with insurance say their premiums and/ or co-pays have increased in the past 12 months for the family member with a cancer diagnosis, and one in four (25%) says his or her deductible has gone up. Many doctors are not talking to patients about pain, anxiety, and other issues relating to quality of life. More than one-third of people with cancer or a history of cancer (36%) say their doctor never talked with them about ways to relieve pain that may occur during or after treatment, and 42% say their doctor did not regularly ask them about stress, depression, anxiety, or other emotional concerns related to having cancer. 4 American Cancer Society Cancer Action Network

Cancer patients and survivors show little familiarity with but strong support for Affordable Care Act provisions. Although families affected by cancer may have had a particularly strong motivation to pay attention to the health care reform debate, many lack awareness about fundamental provisions in the law. Once they learn of these provisions, more than 80% express support for each. Cancer patients and survivors strongly support federal funding for cancer research. A large majority of respondents (89%) thinks it is important that the president and Congress increase funding for cancer research and programs. By a large margin, they say they would be more likely (65%) to vote to re-elect an elected official who advocates for cancer research and programs. Finally, 87% of respondents support increasing the federal tobacco tax to pay for cancer-related research and programs. American Cancer Society Cancer Action Network 5

Access to CARE

Insurance Status for People Diagnosed with Cancer (Under age 65) Q: Right now, (are you)/(is your [RELATIONSHIP]) covered by any form of health insurance or health plan, or (do you)/(does he/she) not have health insurance at this time? Q: IF INSURED: Since (you were)/ (your [RELATIONSHIP] was) first diagnosed with cancer, has there ever been a time when (you/he/she) had to go without health insurance, even if it was just for a short time? 66% Insured entire time since diagnosis 17% Currently uninsured 17% Have been uninsured at some point since diagnosis }34% are currently uninsured or have been uninsured at some point since diagnosis 8 American Cancer Society Cancer Action Network

Reasons for Being Currently Uninsured (Under age 65) Can t afford it 59% Can t find a plan because of a pre-existing condition 16% In a waiting period at a job to get coverage In a waiting period for coverage Unemployed and no coverage Dropped from coverage 5% 4% 2% 1% American Cancer Society Cancer Action Network 9

Increasing Costs of Coverage Q: IF INSURED: In the past 12 months, has the cost of (your)/(your [RELATIONSHIP s]) insurance gone up, either in premiums or copays? Yes 42% 42% Q: IF INSURED: In the past 12 months has (your)/(your [RELATIONSHIP s]) deductible gone up? Yes 25% 27% Total Under 65 10 American Cancer Society Cancer Action Network

Difficulty Affording Coverage Outside of Employer-Sponsored Insurance Found and purchased an affordable plan 13% 31% Total Under 65 Found and purchased a plan we could not really afford Could not find an affordable plan, so didn t get one Was denied due to pre-existing conditions 9% 14% 14% 24% 24% 37% } 75% of those under 65 (47% of the total) could not find an affordable plan American Cancer Society Cancer Action Network 11

affordability of CARE

Difficulty Affording Health Care in Past Two Years All people diagnosed with cancer 39% In active treatment 50% Under 65 years old 49% Women 44% 14 American Cancer Society Cancer Action Network

Difficulty Affording Health Care in Past Two Years Health insurance 14% 20% Prescription drugs 27% 32% Co-pays 18% 25% Medical bills 21% 33% Other healthrelated costs 14% 19% Total Under 65 American Cancer Society Cancer Action Network 15

The Impact of Cancer on Financial Security Difficulty paying for basic necessities or other bills 20% 30% Used up all or most of savings Been contacted by collection agency 15% 14% 21% 23% Incurred thousands of dollars in medical debt 11% 18% Total Under 65 16 American Cancer Society Cancer Action Network

Delayed Health Care Because of Cost In the past 12 months 23% 34% In the past 2 years 27% 38% Ever 32% 45% Total Under 65 American Cancer Society Cancer Action Network 17

Delayed Health Care Because of Cost (Service Specific) Q: (Have you)/(has your [RELATIONSHIP]) done any of the following because of the costs involved? Not filled a prescription medicine 20% 31% Cut pills in half or skipped doses of medicine 17% 24% Delayed or put off getting needed health care 19% 29% Put off getting a recommended cancer test or treatment 12% 19% Delayed or put off a routine cancer check-up Delayed or put off a regular check-up or exam 14% 22% 22% 33% Total Under 65 18 American Cancer Society Cancer Action Network

Problems with Insurance Coverage Problems with insurance coverage of cancer treatment and care, such as the plan not paying for care or paying less than expected, reaching the limit of what the plan would pay, delaying or skipping treatment because of insurance issues, or wanting to see an out-ofnetwork doctor. 72% NO Total Under 65 26% YES 64% NO 34% YES 20 American Cancer Society Cancer Action Network

Quality of Life and follow-up care

Pain Management Q: After (your/your relationship s) cancer diagnosis but before treatment, did a doctor or another person on the medical team talk with (you/your relationship) about ways to help relieve pain that (you/he/she) may have during or after cancer treatment? 20% Not Sure 36% NO Total Under 65 43% YES 22% Not Sure 30% NO 47% YES 22 American Cancer Society Cancer Action Network

Quality of Life Total Under 65 Q: After (your/your relationship s) cancer diagnosis but before treatment, did a doctor or another person on the medical team ask (you/your relationship) what is most important to (you and your family) (her/him and her/his family) in terms of quality of life during and after treatment? 26% Not Sure 44% NO 29% YES 27% Not Sure 40% NO 32% YES American Cancer Society Cancer Action Network 23

Quality of Life (Emotional Side Effects) Q: After (your/your relationship s) cancer diagnosis but before treatment, did a doctor or another person on the medical team talk with (you/your relationship) about ways to help with the emotional effects of cancer and treatment, such as stress, depression, or anxiety? Total Under 65 24% 26% Not Not 32% Sure Sure 34% YES YES 43% NO 40% NO 24 American Cancer Society Cancer Action Network

Quality of Life (Physical Side Effects) Q: After (your/your relationship s) cancer diagnosis but before treatment, did a doctor or another person on the medical team talk with (you/your relationship) about ways to help with the physical side effects of cancer and treatment, such as fatigue and nausea? 19% Not Sure 38% NO Total Under 65 42% YES 21% Not Sure 35% NO 43% YES American Cancer Society Cancer Action Network 25

Discussion of Emotional Effects of Cancer Total Under 65 Q: During and after treatment, did (your/ your relationship s) doctor or another person on the medical team regularly ask (you/your relationship) if (you were/he/she was) having any stress, depression, anxiety, or other emotional concerns related to the cancer? 27% Not Sure 42% NO 30% YES 28% Not Sure 40% NO 32% YES 26 American Cancer Society Cancer Action Network

Treatment for Emotional Effects of Cancer Q: If you have had emotional concerns as a result of having cancer, did a member of the medical team provide (you/your relationship) with information, care, or a referral for treatment for any of these emotional concerns related to cancer? 17% Not Sure 36% NO Total Under 65 47% YES 16% Not Sure 36% NO 48% YES American Cancer Society Cancer Action Network 27

Summary of Care Q: Did (your/your RELATIONSHIP s) doctor ever give (you/your relationship) a written summary of care? This would include information like (your/ your RELATIONSHIP s) diagnosis, (you/your RELATIONSHIP s) treatments, symptoms or side effects, and recommendations for follow-up care after treatment? 23% Not Sure 31% NO Total Under 65 44% YES 23% Not Sure 29% NO 48% YES 28 American Cancer Society Cancer Action Network

Attitudes Toward the affordable care act

Awareness of Affordable Care Act Provisions (All Respondents) Makes it illegal for health insurance companies to deny coverage to people with pre-existing conditions Gives small businesses tax credits so they can more easily provide affordable health insurance for employees Requires any new insurance plan to provide free cancer screenings Reduces prescription drug costs by closing Medicare Part D s coverage gap or doughnut hole Makes it illegal for insurance plans to drop someone once they become sick Gets rid of the caps insurance companies put on how much they will cover over a person s lifetime Creates a high-risk pool for people who have pre-existing conditions to get affordable coverage 65% 6% 28% 57% 8% 34% 29% 5% 64% 47% 6% 46% 66% 5% 27% 43% 5% 50% 34% 7% 57% Yes No I m not sure 30 American Cancer Society Cancer Action Network

Awareness of and Support for Affordable Care Act Provisions (All Respondents) Requires any new plan to provide free cancer screenings Creates a high-risk pool for those with pre-existing conditions Eliminates lifetime caps on coverage Closes Medicare Part D s coverage gap or doughnut hole Gives small businesses tax credits Prevents plans from denying coverage based on pre-existing conditions Makes it illegal to drop someone when sick Aware of provision 29% 34% 43% 47% 57% Support provision 65% 66% 85% 82% 84% 84% 89% 84% 88% American Cancer Society Cancer Action Network 31

When Do You Expect Most Provisions to Take Effect? 2014 23% 2015 or later 15% 2010 8% 2011 20% 2012 or 2013 33% 32 American Cancer Society Cancer Action Network

cancer Research Funding

Importance of Increasing Funds for Cancer Research Not important 9% DK/REF 1% Important 89% 34 American Cancer Society Cancer Action Network

Government s Role in Fighting Cancer It is important that the president and Congress work to fund research to find better ways to prevent, detect, and treat cancer. 9% 89% It is important that the president and Congress work to end suffering and death from cancer. 11% 88% Important Not important American Cancer Society Cancer Action Network 35

Would You Be More or Less Likely to Vote to Re-elect a Candidate Who Advocated for Cancer Research and Programs? DK/REF 1% No difference 29% Less likely 5% More likely 65% 36 American Cancer Society Cancer Action Network

Views on Increasing the Federal Tobacco Tax to Fund Cancer Research and Prevention Programs Q: Would you support or oppose increasing the federal tobacco tax as a way to: Increase the number of people who can get early detection cancer screenings and other cancer prevention services Increase funding for programs to help people quit smoking 17% 22% 77% 81% 87% support raising tobacco taxes to pay for one or more of the options listed Pay for more cancer research 21% 77% Support Oppose American Cancer Society Cancer Action Network 37

Methodology Lake Research Partners and Bellwether Research & Consulting conducted the survey May 21 June 2, 2010 among a nationally representative sample of 1,011 adults age 18 and older nationwide who say they or a family member living in their household has cancer or a history of cancer. The survey was administered online using KnowledgePanel, Knowledge Networks probability-based panel (see www.knowledgenetworks.com/ganp). Knowledge Networks is the only Internet-based survey research company that randomly recruits participants using RDD and address-based probability sampling. Those without Internet access or hardware are provided both for participation on the panel. Panel members were screened for the presence of someone in the household with cancer or a history of cancer. Data from all responses, including those who did not qualify, were weighted to CPS benchmarks to reflect the overall U.S. population. The margin of sampling error for the survey is ± 3.1 percentage points. The sampling error is larger for smaller subgroups within the sample. 38 American Cancer Society Cancer Action Network

American Cancer Society Cancer Action Network 901 E Street, NW Suite 500 Washington, DC 20004 (202) 661-5710 ACS CAN, the nonprofit, nonpartisan advocacy affiliate of the American Cancer Society, supports evidence-based policy and legislative solutions designed to eliminate cancer as a major health problem. ACS CAN works to encourage elected officials and candidates to make cancer a top national priority. ACS CAN gives ordinary people extraordinary power to fight cancer by providing them with the training and tools they need to make their voices heard. For more information, visit www.acscan.org. American Cancer Society Cancer Action Network 39