RATE AND BILLING OPTIONS - Please check one: Please select the type of coverage you would like. Enclose a check for the rate selected and mail it with
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1 AACE International DISCOUNT DENTAL PLAN ENROLLMENT FORM The United States Life Insurance Company in the City of New York TO ENROLL: Send this completed form with your check payable to: ADMINISTRATOR AACE GROUP INSURANCE PROGRAM P.O. BOX Des Moines, IA QUESTIONS? PLEASE PRINT IN INK OR TYPE - DO NOT USE CORRECTION FLUID OR GEL PEN - INITIAL AND DATE ANY CHANGES ENROLLEE Please print or type. Complete all areas, sign and date. Social Security # Name: Add 1: Add 2: City, St., Zip: Last First MI Date of Birth Phone Numbers (Mo./Day/Yr.) Sex G M G F ( ) Home ( ) Work Marsh will not share your information. MEMBER AFFILIATION I am a member of the AACE International. G Yes G No Membership # Membership in AACE is required for participation in the plan. Eligibility Date (FOR OFFICE USE ONLY) SPOUSE INFORMATION Please complete only if you are enrolling your spouse for coverage. Spouse Name (First, Middle, Last name only if different) Date of Birth (Mo./Day/Yr.) Spouse's Social Security # Sex G M G F DEPENDENT CHILD(REN) INFORMATION Please complete only if you are enrolling your dependent child(ren) for coverage. If you desire coverage for more than two children, please attach a separate sheet including the information below. NAME OF CHILD (FIRST, MIDDLE, LAST NAME ONLY IF DIFFERENT) CHILD'S SOCIAL SECURITY # DATE OF BIRTH NAME OF CHILD (FIRST, MIDDLE, LAST NAME ONLY IF DIFFERENT) CHILD'S SOCIAL SECURITY # DATE OF BIRTH (Mo./Day/Yr.) SEX G M G F (Mo./Day/Yr.) SEX G M G F G /10531/ 1018/
2 RATE AND BILLING OPTIONS - Please check one: Please select the type of coverage you would like. Enclose a check for the rate selected and mail it with this Enrollment Form to Marsh U.S. Consumer. Even if you select Automatic Check Withdrawal, you are required to send a check for your first month's premium along with a blank voided check. G Member Only Coverage G Family Coverage - including Member, Spouse and Child(ren) G Member +1 Dependent Coverage PLEASE READ AND SIGN I hereby enroll with The United States Life Insurance Company in the City of New York for coverage under The Discount Dental Plan for AACE International Members. I have read and understand the conditions and exclusions of the program. I understand that the insurance applied for shall become effective on the first day of the month after receipt and acceptance of my Enrollment Form and first payment. Important Notice - Any person who knowingly and with intent to defraud any insurance company or other person files a statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which may be a crime. (Fraud language varies by state.) MEMBER'S SIGNATURE X DATE X DE385E * * G Group Policy G-195,621 AG /
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5 The Discount Dental Program FOR AACE INTERNATIONAL MEMBERS AND THEIR FAMILIES QUALITY DENTAL CARE FOR YOUR ENTIRE FAMILY Dental coverage is an important health benefit especially if you have a family. As an association member, you can now get excellent dental treatment at discounted costs for yourself and your family through the AACE Discount Dental Plan. Whether you need treatment for current problems or to prevent serious diseases of the teeth or gums, this AACE Discount Dental Plan provides discounted fees for quality, professional dental care at an economical price. The AACE Discount Dental Plan offers the following special features: DENTAL CARE TO BRIGHTEN YOUR SMILE... PRICES TO BRIGHTEN YOUR DAY Dental services are provided by a nationwide network of independent participating dentists. You save money every time you go to the dentist. What's more, you'll receive the discount at the time of your visit. There are no claim forms or waiting for reimbursement. You'll enjoy immediate savings! AUTOMATIC ISSUE FOR MEMBERS AND THEIR FAMILIES Enrolling in the Plan is easy and automatic. There are no health questions and AACE members and their families cannot be turned down for coverage LITTLE OR NO CHARGE FOR DIAGNOSTIC PROCEDURES One of this Plan's most outstanding features is preventive care. Regular check-ups are extremely important to maintaining good health and preventing serious problems. That's why we've made it easy and economical for you to get the kind of preventive care that you and your family need. You and your family receive a free oral examination and any necessary x-rays, once per membership year, at no cost when received in conjunction with a paid annual check-up prophylaxis (cleaning)! That's a 100 percent instant discount for an annual oral exam with bitewing x-rays. (A fee may be charged in certain states.) The cost of basic teeth cleaning is substantially reduced as well. Refer to the fee schedule for a list of preventive services and reduced fees. HERE'S HOW THE PLAN WORKS Nationwide Network of Participating Dentists The AACE Discount Dental Plan is a reduced fee-for-service plan. Dental services are provided by a nationwide network of independent, participating dentists. That means you pay a specified fee for dental services performed by a dentist in the network. This fee is more economical than the standard fees. The fee schedule that follows lists the covered dental procedures and services, and their reduced fees. You will never pay more than the amount listed on your fee schedule for covered services. Any procedure not listed on the fee schedule will be reduced by 25 percent from the network dentist's usual and customary fee. With the AACE Discount Dental Plan, there is usually no charge for an annual oral examination and bitewing x-rays. For other charges, you can receive up to 60 percent reductions on dental fees, based on the national average fees. That's an instant discount each time you're treated by a panel dentist!
6 GREAT SAVINGS! The AACE Discount Dental Plan gives you and your family immediate savings. A family of four can save several hundred dollars per year on regular checkups alone for only $156 annually! As you can see, this Plan more than pays for itself in regular check-ups alone. Take a look at these sample procedures and the savings you receive under the Plan: discounts for an inexpensive price. Take a look at the economical annual costs: CHOOSING A PLAN DENTIST You can choose any participating dentist you want in the network. And you can change your dentist at any time, for any reason. All of the dentists in the network are independent, participating dentists who have passed an extensive pre-screening evaluation. All dentists comply with the current standards of dental practice to help provide you and your family with quality dental care. No Referral Needed to See a Specialist The network includes many specialists such as oral surgeons, endodontists, periodontists and orthodontists. You do not need a referral to see a specialist. Simply choose any participating specialist in the network and you'll automatically receive a 25 percent reduction on the work the specialist performs. Choose from Over 6,000 Dentists Over 6,000 dentists across America participate in the dental network so you can select a dentist convenient to home or work. Our toll-free service number makes it easy to find a dentist or specialist near you. Even if you travel or move, just call the toll-free number to locate a plan dentist. To find a network dentist near you, just telephone toll-free. ECONOMICAL ANNUAL COST The AACE Discount Dental Plan provides you and your family with hundreds of dollars worth of services and All billing modes except annual will include a $2.00 billing fee. To avoid the fee, select EFT as a safe and secure payment option. Dental Directory Services (DDS), Terms and Conditions 1. The dental services appearing in this schedule are available from general practitioners and specialists listed in the DDS Dental Directory. Any services that are not listed are available at a 25% discount from usual and customary fees charged by participating general practitioners and specialists, including pedodontics, prosthodontics and implantology. 2. Aside from the Annual Check-up, additional exams, x-rays and consultations are available at a 25% discount at general practitioners. All exams, x-rays and consultations at all specialists are 25% of the dentist's usual and customary fee. Invisalign braces are 25% of the dentist usual and customary fees. 3. All participating providers may charge an OSHA sterilization fee per visit and a lab fee for crown, bridges and denture work. 4. The administration of nitrous oxide intravenous sedation or general anesthesia is available at a 25% discount from usual and customary fees charged by the participating general practitioners and specialists. 5. Britesmile is not a covered procedure. 6. It is the Member's responsibility to verify that the dentist is a participating Provider for DDS before seeking any treatment. Any dental procedures performed by a non-participating dentist are not covered. 7. The dollar amount specified for each procedure may not be the only cost incurred for a given treatment. Many treatments may require more than one dental procedure. Please consult with your DDS provider for a detailed treatment plan before beginning any dental work. 8. DDS can not guarantee the continued participation of any dentist. If the dentist that you use leaves the plan, you will need to select another participating provider. Not all dental specialists are available in all areas. 9. While participating DDS providers are professionally licensed in the state in which they practice, DDS does not guarantee the quality of service of the providers. Any quality of care concerns involving any participating provider should be directed to the DDS Provider Relations Department. 10. Provider listings and/or fee schedules can be updated or changed without notice. * *
7 EFFECTIVE DATE AACE members and their families will become enrolled on the date their request for coverage is received and processed, provided they have made the first payment. If your enrollment material and contribution are received on the first through the fifteenth day of the month, the plan will take effect on the first of the following month. If your enrollment material and contribution are received on the sixteen through the thirty-first day of the month, the plan will take effect on the first day of the month following the month after receipt of contribution and enrollment material. RENEWAL PAYMENTS Once you are covered under the Plan, you will have a 31-day grace period for your payment of renewal contributions. EASY TO ENROLL... AND EASY TO USE 1. Refer to the Plan description for information and costs as you fill out the enrollment form. 2. Make a check payable for the total amount of the cost due payable to: Administrator, AACE Group Insurance Program. 3. Mail the completed enrollment form together with your check in the postage-paid envelope provided or to: Administrator, AACE Group Insurance Program Marsh U.S. Consumer, a Service of Seabury & Smith, Inc. P.O. Box Des Moines, IA A personalized AACE Discount Dental Plan Identification Card will be sent to your home, along with a Fee Schedule and a list of participating dentists nearest to your zip code. Once you receive your I.D. card, you and your family are entitled to all of the discounted dental services in the program. To receive these discounts, just follow these three steps: A. Contact the participating network dentist of your choice to make an appointment. Appointments can usually be scheduled within a short period of time. B. When visiting your network dentist's office, present your AACE Discount Dental Plan I.D. card to the receptionist. C. After the session, pay your dentist directly according to the special economical fee on the enclosed fee schedule. AT YOUR SERVICE We want you to have the best possible service. For more information about a plan dentist or specialist near you, just call the service number below The Discount Dental Plan is Provided By: The United States Life Insurance Company in the City of New York 3600 Route 66 P.O. Box 1580 Neptune, NJ The underwriting risks, financial and contractual obligations and support functions associated with the products issued by The United States Life Insurance Company in the City of New York (United States Life) are its responsibility. The most prominent independent ratings agencies continue to recognize The United States Life Insurance Company in the City of New York in terms of insurer financial strength. For current insurer financial strength ratings, please consult the Web site at The Dental Plan is Administered By: Marsh U.S. Consumer, a service of Seabury & Smith, Inc. P.O. Box Des Moines, IA Questions? AR Ins. Lic. # CA Ins. Lic. # d/b/a in CA Seabury & Smith Insurance Program Management This discount program is not a health insurance policy and is not intended as a substitute for insurance. The program provides for discounts on Services from participating providers, and the range of the discounts will vary depending on the type of provider and services received. The program does not make payments to providers of health care services. Members are required to pay for all health care services, but will receive a discount from contracted providers. Group Policy G-195,621 AG /12 DE385PA!
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12 The United States Life Insurance Company in the City of New York Group Policy G-195,621 AG-9584 * * &
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