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Manfaat sepintas lalu Manfaat Kanser 1. Selepas Disahkan menghidap Karsinoma In Situ (CIS): Hanya dibayar ke CIS untuk Kanser Khusus Jantina. 25% daripada Jumlah Dilindungi akan dibayar. Walau bagaimanapun, tuntutan yang dibuat di bawah manfaat ini akan mengurangkan Jumlah Dilindungi sewajarnya. Jumlah Maksimum: RM50,000. 2. Apabila Disahkan menghidap Kanser: Baki Jumlah Perlindungan selepas bayaran manfaat CIS dibayar. Jika kanser yang disahkan adalah Kanser Khusus Jantina (GSC), tambahan 25% Jumlah Perlindungan akan dibayar. 3. Perlindungan Kanser Maksimum: 125% Jumlah Perlindungan. 4. Jumlah Perlindungan bergantung kepada jenis pelan. Belanja Pengebumian 5. Sijil akan ditamatkan selepas bayaran penuh Manfaat Kanser. 1. RM10,000 akan dibayar apabila berlaku kematian atas apa jua sebab. 4

Pelan 1 2 3 4 5 6 7 Manfaat Belanja Pengebumian (BP) : Sekiranya berlaku Kematian atas apa jua sebab, jumlah 10,000 berikut akan dibayar di bawah pelan yang dipilih. Jumlah Perlindungan Untuk Kanser 25,000 50,000 75,000 100,000 200,000 300,000 500,000 Manfaat Berkaitan Kanser: a. Manfaat CIS Khusus Jantina: Jika peserta disahkan menghidap Karsinoma In Situ (CIS) bagi Kanser Khusus Jantina (GSC), jumlah berikut 25% daripada Jumlah Dilindungi akan dibayar perlu dibayar di bawah pelan (maksima 50,000) yang dipilih. Sebarang tuntutan yang dibuat akan mengurangkan Jumlah Dilindungi dan jumlah maksimum di bawah manfaat ini ialah RM50,000. b. Manfaat Kanser: Selepas disahkan menghidap Kanser, jumlah berikut perlu dibayar di bawah pelan yang dipilih. c. Manfaat Kanser Khusus Jantina (GSC) : Jika Kanser yang disahkan termasuk di bawah kategori Kanser Khusus Jantina, jumlah berikut perlu dibayar di bawah pelan yang dipilih. 100% Jumlah Dilindungi Untuk Kanser (75% atau baki Jumlah Yang Dilindungi untuk Kanser, yang mana lebih tinggi, jika tuntutan CIS telah dibuat) 100% Jumlah Dilindungi Untuk Kanser (75% atau baki Jumlah Yang Dilindungi untuk Kanser, yang mana lebih tinggi) SERTA Tambahan 25% Jumlah Dilindungi Untuk Kanser 5

Tempoh Perlindungan Usia Penyertaan Kaedah Caruman Minimum Pembaharuan Tahunan Sehingga Usia 75 Tahun Orang Yang Dilindungi : 0 65 Tahun Peserta : 18 tiada had tahun RM50.00 bagi sebarang kaedah bayaran 6

Caruman Contoh Caruman Tahunan bagi Jumlah Perlindungan RM100,000 Umur Jantina RM 25 35 45 55 Lelaki 222.87 Wanita 507.89 Lelaki 307.70 Wanita 619.28 Lelaki 808.45 Wanita 1,141.55 Lelaki 2,058.66 Wanita 2,285.86 7

Tahun Sijil Yuran Wakalah 1 (%) 1 55 2 50 3 35 4 25 5 20 6 15 Seterusnya 6 8

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Male Specific Cancer Nasopharyngeal Cancer Fund Small Intestine Cancer Performance Colon (excluding rectum) Cancer Prostate Cancer Lung Cancer Female Specific Cancer Cervical Cancer Uterine Cancer Ovarian Cancer Breast Cancer Vagina Cancer Male Specific CIS Nasopharyngeal CIS Small Intestine CIS Colon (excluding rectum) CIS Prostate CIS Lung CIS Female Specific CIS Cervical CIS Uterine CIS Ovarian CIS Breast CIS Vagina CIS 13

Benefits at a glance Cancer Benefits 1. Upon Diagnosis of Carcinoma In Situ (CIS): Payable only to CIS for Gender Specific Cancer. 25% of Sum Covered is payable. However any claims made under this benefit shall reduce the Sum Covered accordingly. Maximum Amount: RM50,000. 2. Upon diagnosis of cancer: The remaining balance of Sum Covered after payment of CIS benefit is payable. If diagnosed cancer is under Gender Specific Cancer (GSC), additional 25% of Sum Covered is payable. 3. Maximum Cancer Coverage: 125% of Sum Covered. 4. Sum Covered amount depends on plan type. Funeral Expenses 5. The certificate shall terminate upon full payment of Cancer Benefit. 1. RM10,000 will be payable upon death due to any causes. 14

Plans 1 2 3 4 5 6 7 Benefits Funeral Expenses (FE): In the event of Death due to all causes, the following 10,000 amount is payable under the plan opted. Cancer Sum Covered 25,000 50,000 75,000 100,000 200,000 300,000 500,000 Cancer - Related Benefits: a. Gender Specific CIS Benefit: In the event of the participant is diagnosed with Carcinoma In Situ (CIS) for Gender Specific Cancer (GSC), the following amount is payable under the plan opted. The Cancer Sum Covered will be reduced by the amount accelerated and the maximum amount under this benefit is RM50,000. 25% Acceleration from Cancer Sum Covered (max. of 50,000) b. Cancer Benefit: Upon diagnosis of cancer, the following amount is payable under the plan opted. c. Gender Specific Cancer (GSC) Benefit: If the diagnosed cancer falls under the Gender Specific Cancer, the following amount is payable under the plan opted. 100% of Cancer Sum Covered (75% or remaining Cancer Sum Covered, whichever is higher if CIS claim is made) 100% of Cancer Sum Covered (75% or remaining Cancer Sum Covered, whichever is higher) PLUS Additional 25% of Cancer Sum Covered 15

Coverage Term Entry Age Minimum Modal Contribution Yearly Renewal up to Age 75 Years Old Person Covered : 0 65 Years Old Participant : 18 no limit years RM50.00 for any payment mode 16

Indicative Contribution Annual Contribution for RM100,000 Sum Covered Age Gender RM 25 35 45 55 Male 222.87 Female 507.89 Male 307.70 Female 619.28 Male 808.45 Female 1,141.55 Male 2,058.66 Female 2,285.86 17

Certificate Year Wakalah Fee 1 (%) 1 55 2 50 3 35 4 25 5 20 6 15 Thereafter 6 18

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