3 Things Every Parent Should Know About Keeping Young Athletes Safe

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1 April 2012 News and Tips to Make Your Life Easier, Safer and Happier! For Friends and Clients of, P.A. Roy Insurance Brokers Inc 3 Things Every Parent Should Know About Keeping Young Athletes Safe Your child should get his or her heart checked. More than 75 young athletes succumb every year to sudden cardiac death due to undetected heart defects. The American Heart Association recommends that kids who play sports get a thorough physical exam every two years. Check whether your child s school has automated external defibrillators (which can deliver a lifesaving shock during cardiac arrest), and make sure the devices are present at school athletic events. The brain needs rest after a head injury. When recovering from a concussion, kids should get cognitive rest, which can mean refraining from thinking activities such as challenging schoolwork. Talk to your child s doctor and school about easing him back into his studies, and monitor his symptoms. One-sport athletes should take extra precautions. As more youths play one sport practically year-round, overuse injuries like pitcher s elbow have begun to spike. To help prevent such injuries, underage athletes should follow the 10 percent rule: Don t increase training intensity, frequency, or duration by more than 10 percent per week. Kids should take at least 10 weeks off from their sport each year.

2 Page 2 1. NOOM WEIGHT LOSS COACH Noom Inc. Record your calorie intake, track your exercise, even share your progress on Facebook. And for $10 a month, a virtual personal trainer will provide daily activity tips. Works with: Android Get it at: Android Market 2. IBREASTCHECK Breakthrough Breast Cancer This app uses slide shows and videos to demonstrate how to perform breast self-exams, lets you set up regular reminders, and helps you assess your risk. Works with: iphone, ipod, ipad 3. POCKET FIRST AID & CPR American Heart Association This text and video app walks you through what to do when someone s bleeding, bruised, bitten, burned, or no longer breathing. Works with: Android, iphone, ipod, ipad Price: $3.99 Get it at: Android Market or App Store Here are 10 apps that could be Life Savers if you need them Excalibur Insurance Group 6. BRAIN TRAINER Lumosity Labs Neuroscientists designed these games to enhance cognitive performance, increase your attention span, sharpen your memory, and boost your mood. Works with: iphone, ipod, ipad 7. ITRIAGE Healthagen LLC With itriage, you ll find possible causes, treatments, and nearby medical help for a number of symptoms. The app also stores health records. Works with: Android, iphone, ipod Get it at: Android Market or App Store 8. LIVESTRONG MYQUIT COACH Demand Media MyQuit Coach will create a personalized plan to help you stop smoking, assist in tracking your progress, and hook you up with other would-be quitters for additional support. Works with: iphone, ipod 4. MELAPP Health Discovery Snap a photo of a mole using MelApp and get a near-instant evaluation of potential melanoma risk. While no substitute for a diagnosis, it can help you decide whether you should see a doctor. Works with: iphone, ipod Price: $ RESTAURANT NUTRITION Foundation Healthcare Network What s the healthiest option on the menu? This app dishes on the calories, fat, sodium, carbohydrates, fiber, sugar, and protein for offerings from virtually every fast-food chain. Works with: iphone Want to lose weight, trying to quit smoking, looking to prevent cancer? There s an app for all three. Need a crash course in CPR or a calorie count for that bacon double cheese? Check, check and check. 9. 5STAR URGENT RESPONSE GreatCall Inc. In an emergency, one tap on 5Star connects you to a live operator who will zero in on your location, suss out the situation, and call for 911 assistance as needed. Truly a lifesaver. Works with: iphone Price: $ ENDOMONDO SPORTS TRACKER Endomondo Record your time and distance and measure calorie burn for -dozens of activities, from running to biking to kayaking. Works with: Android, iphone, ipod Get it at: Android Market or App Store

3 Page 3 Take The Fear Out Of Flying About 25 million people in Canada suffer from anxiety and fear when setting foot onto an airplane. The Fear of flying also called aviophobia, aerophobia or aviatophobia is the second most common phobia worldwide, according to Flying Fear Free by Sandra M. Pollino. Sometimes flying is unavoidable, so don t let your fear hold you back from going on a family vacation, seeing friends or taking a long-haul business trip. In her book, Pollino offers some strategies to fly fear-free: Winner of our March Promotion is Cindy Harrigan from Lucan, ON Enjoy the Show!! Prepare for a successful flight. Give yourself plenty of time to make reservations, check the length of the flight or select your seat. Preparedness lowers your anxiety, which can help keep fear away, Pollino says. Talk yourself into it. Try self-talk to keep a positive attitude. Happy thoughts will allow you to stay confident. You may not have an option to choose the type of plane on which you would like to fly, but regardless of its type, remember, I can and I will! Pollino says. Bring a relaxation goodie bag. Packing a goodie bag with a book you ve been looking forward to reading, relaxing music or favorite snack will help lower your anxiety. Putting together items that you enjoy or that relax you will make you smile or even laugh and keep you focused on positivity, Pollino says Congratulations to Our March Referral Winner Brenna Osgood from the Zurich Office

4 April 2012 New 2012 Excalibur Referral Rewards Program Win a FREE ipad2! And FREE Pizza! We are giving away a FREE ipad2 EVERY month to one lucky winner and FREE Large Pepperoni Pizza for EVERY Referral You Send Us!!! All you have to do is refer your friends and family to us for a chance to win!! Jeff Roy - President P.A.Roy Insurance Brokers 8 Huron Street, Box 191 Clinton, Ontario N0M 1L0 Una Roy - Manager P.A.Roy Insurance Brokers 8 Huron Street, Box 191 Clinton, Ontario N0M 1L0 Must Reads Enclosed In This Issue: *3 Things to Know about young athletes..pg. 1 *10 lifesaving apps... Pg. 2 *Referral Winners...Pg. 3 *Take the fear out of flying...pg 3 *Stanley Cup Contest.see Inside If you haven t already take a look at our all new, 2012 Referral Program. All you have to do is tell your friends to call US and You could win!

5 The Stanley Cup Fever draw is for the clients and friends of the Excalibur Insurance Group. Here is how to enter, for your chance to win $ Pick the hockey team you think will win this years Stanley cup. If your team wins the Stanley cup, your name will be put into a draw where one person will be chosen as the $ winner. To enter complete this form and , fax, mail or deliver it to our office or complete the online form at Deadline for Entry is April 25, 2012 First Name : Last Name : Stanley Cup Winning Team : Address : Phone Number: Fred VanderSterre & Jane Radley

6 April Promotion 4 Tickets to Young Frankenstein Date: Sunday May 27, 2012 Time: 7:00 PM Location: John Labatt Centre Section: FLOOR 1 Row: D Seats: 3-6 Contact Us! Call: clinton@eigroup.ca Fax: or visit our office with your ANSWER Trivia Question: What is our 2012 Referral Program? Everyone with the correct answer will be put into the contest and the winner will be drawn on April 27, 2012.