Power up my. life FREE YOURSELF! LIVE HEALTHY.

Transcription

1 Power up my life FREE YOURSELF! LIVE HEALTHY.

2 What s Inside PowerUp nutrition 4 Power up my life 6 Step 1 Get a Health Screening 10 Step 2 Complete the Well-Being Assessment 12 Step 3 Participate in a Challenge 13 A Year in Numbers 15 Power up my life: Spotlight on Haul n Ash II 16 Ignite Your Life Coaching 18 Quit for Life 19 Focus on Financial Wellness 21 How to Get Started 22 Power up my life Policies 23 Dear NRG employee, As we embark on year three of Power up my life, NRG s wellness program, let s take a moment to reflect on the successes of 2016 and celebrate your commitment to living healthy. In 2016, we saw a remarkable increase in participation from employees as well as from spouses/domestic partners. More than 50% of our employees registered to participate in 2016, an increase of over 20% from 2015! Even more impressive is the number of participants that have reached the Transformed level in We saw an incredible increase of 233% compared to We also saw increased participation in this year s Summer GET MOVING Challenge. Nearly 300 teams competed for first place, an increase of more than 50 teams compared to last year. The Haul n Ash II team set the bar high with their win for our inaugural GET MOVING Challenge and in 2016, they claimed their second consecutive victory. Could they be in for a three-peat in 2017? Learn more about what inspired them to kick things into high gear for the 2016 GET MOVING Challenge on page Is a New Year With each new program year, we strive to make enhancements and 2017 is no exception. Here is a look at what s new for PowerUp nutrition Making healthy eating and exercise a priority can be challenging, especially when you re balancing work and family life. We re excited to give you that extra support you may need through PowerUp nutrition. We re offering you the choice of programs to help you find the best fit for your needs. Whether you prefer one-on-one support, a live group setting or an online platform of tools and resources, you ll likely find a program that meets your needs and helps you meet your goals. Learn more about these programs on the next page. Financial Wellness In addition to focusing on your physical and emotional well-being, we re introducing financial well-being to Power up my life. Look for new challenges and other opportunities to improve your financial health, and learn more about other resources available to you on page 21. Fresh Incentives While the amount of mynrgrewards for each level will remain the same as 2016, you can look forward to new NRG-branded prizes. Take a look on page 6 to see what you can earn. We re thrilled by the continued positive response to Power up my life, and we can t wait to see what achievements we will accomplish this year. If you haven t participated before, it s never too late to get started. Beginning on January 24, log on to powerupmylife.limeade.com and register to take part in all the program has to offer. New challenges are available every month, so check back frequently to see what interests you. Take advantage of all the program s resources and make 2017 your best year yet! Whether this is your first time or third time, commit to be empowered in 2017 to FREE YOURSELF! LIVE HEALTHY. Sincerely, Peter Johnson Vice President, Human Resources 2 Power up my life Power up my life 3

3 New for 2017! PowerUp nutrition has something for everyone! Review the table below to learn how the three programs compare. Then, go to powerupmylife.limeade.com to view each program s video to learn more. PowerUp nutrition Everyone s wellness journey is different and what works for one person may not work for another. That s why we are excited to introduce PowerUp nutrition, which gives you access to three new weight loss programs Omada, Naturally Slim, and Weight Watchers. Each program is designed to help you reach and maintain your optimal weight, your way. These programs are available to you and your spouse/domestic partner. NRG is paying the full cost for participation in the programs. What s a Healthy BMI? When determining what is a healthy weight it s not just about the number on the scale. You need to look at what is your optimal Body Mass Index or BMI. BMI is the ratio of your weight to your height. For adults, the healthy range is 18.5 to 25. Individuals with a BMI of 25 to 29.9 are categorized as overweight, and those with a BMI of 30 or above are typically considered obese. Why a Healthy BMI is Important Your BMI can tell your doctor about more than whether you are at a healthy body weight. It can also be an indicator of potential health risks. People who are overweight or obese are at higher risk for significant health problems, like type 2 diabetes, high blood pressure, heart conditions, and even types of cancer. Know Your Numbers Knowing your numbers is the first step toward living your healthiest life. When you obtain a biometric screening, you ll learn what your BMI is and gain insight into other areas of your health. It ll give you the information you need to see where you are and plan where you want to go. Remember, when you get a biometric screening you ll earn 600 wellness points and be on your way to getting Plugged In. How do I decide which program is best for me? PROGRAM OVERVIEW DO I NEED TO QUALIFY FOR THE PROGRAM? HOW DOES THE PROGRAM WORK? HOW LONG DOES THE PROGRAM LAST? WHAT DOES THE PROGRAM COST? ARE THERE ANY RESTRICTIONS TO PARTICIPATING? Omada Naturally Slim Weight Watchers Digital program that inspires longterm healthy habits. Get support from a health coach and online lessons. Track your progress with Bluetoothenabled scale. To participate you must have either: A BMI greater than 30; or A BMI greater than 25 plus one additional cardiovascular risk factor such as high blood pressure. Online program designed by medical professionals and based on proven methods to to help you lose weight and improve overall health. Learn healthy habits that allow you to eat the foods you love without starving yourself or counting calories. Yes No No You will be paired with an online coach and a group of other participants similar to you. Use the Bluetooth-enabled scale you receive to track your weight and report it to your coach. Participate in weekly interactive lessons with your coach and peer group. Track your food, activity and weight. 12 months, split up over two phases Phase 1: Foundations (4 months) Phase 2: Focus (5-12 months) Anyone who wants to make a lifestyle change and learn to eat healthier can participate. Watch informative videos, use learning tools, and access follow up quizzes and games to help you lose weight, eat well and improve your health. Accessible via your desktop, laptop or mobile device including apps for both iphone and Android devices. Online community support is also available. 12 months, split up over three phases Phase 1: Foundations (10 weeks) Phase 2: NS4You TM Skill Reinforcement (14 weeks) Phase 3: NS4Life TM Skill Maintenance (6 months) In-person or online program provides guidance and support through digital and mobile tools and a community of members. Learn how to eat better, move more and change your mindset with a personalized approach. Anyone who wants to make a lifestyle change and learn to eat healthier can participate. Choice of how you wish to participate. In-person meetings in your community at participating centers.* Attend a meeting at your workplace.** Online tools, 24/7 chat support, and an online community, available to all participants, by either computer or mobile apps. Choose as much or as little support as you wish. As long as you need to achieve your goals. NRG subsidizes the full cost of the programs for you and your spouse/domestic partner. There is no cost to you to participate.*** If you are under the age of 18, currently pregnant or lactating, have a history of an eating disorder or another medical condition that makes your participation inadvisable by your doctor, you cannot participate in the PowerUp nutrition programs. * In certain regions, Weight Watchers locations are franchises which are not available through NRG s program. These locations include Arizona; Arkansas; Eastern PA; El Paso, TX; Las Vegas, NV; Maine; Mississippi; South Carolina; Utah. If you live in one of these regions and wish to participate in Weight Watchers, you will need to use the online option. Weight Watchers At Work is not available in franchised locations. ** Weight Watchers At Work is only available with the commitment of a minimum of 15 participants. *** In the event you no longer wish to participate, it is your responsibility to ensure that you terminate your membership in the program so NRG no longer continues to pay for inactivity. See page 23 for additional rules and instructions. 4 Power up my life Power up my life 5

4 Power up my life NRG s Power up my life wellness program is designed to empower you to take charge of your physical and emotional well-being. All you need is the motivation to take that first step to get started on your personal wellness journey. How it Works Power up my life emphasizes three wellness pillars: nutrition, physical activity and resilience. Every time you take action to achieve healthy results, you will earn wellness points. Your wellness points add up to reach levels: Plugged In, Charged Up, Energized, and Transformed. Each time you reach a new level, you earn mynrgrewards and additional prizes! You and your spouse/domestic partner can each earn wellness points for taking healthy actions and completing challenges throughout the year. Each healthy action and challenge has a point value assigned to it, and earned wellness points are cumulative. Power up my life FREE YOURSELF! LIVE HEALTHY. PLUGGED IN 1000 pts $50 mynrgrewards* Entry into raffle** CHARGED UP 2000 pts $100 mynrgrewards* NRG baseball cap*** ENERGIZED 3000 pts $125 mynrgrewards* Power up my life gym bag*** Who s Eligible? All active benefits eligible employees and their spouses/domestic partners are eligible for Power up my life and the incentive rewards that come with the program. TRANSFORMED 4000 pts $150 mynrgrewards* Power up my life backpack cooler*** Entry into Grand Prize Premium Raffle*** * Spouses/Domestic Partners will receive a $25 Amazon gift card instead of mynrgrewards credit for each level ** All employees that reach Plugged In by April 15, 2017 will be entered into the Plugged In raffle for a $100 Nike gift card (1,000 gift cards available for raffle) *** NRG employees only Get Started Earning Points Even if you participated in Power up my life throughout 2016, your points reset to zero for the new year. All NRG employees will receive an from Limeade welcoming them to the program on January 24. If you haven t already registered, go to the Power up my life site at powerupmylife.limeade.com beginning January 24 to register and get started. For more information, see How to Get Started on page 22. If you are already registered, you are ready to get started on January 24. Then, take these three steps to power up your life and reach the first level Plugged In: STEP 1 Get a health screening to Know Your Numbers EARN 600 Wellness points STEP 2 Complete the Well-Being Assessment to determine your overall health status Remember, even if you participated in Power up my life last year, points reset to zero for Questions? Complete these steps, earn 1,000 wellness points, and reach the first level, Plugged In, in no time! If you have questions or need assistance, call the Limeade Customer Support Call Center at or contact powerupmylife@nrg.com. EARN 300 Wellness points STEP 3 Participate in your first challenge whatever that challenge may be EARN 100 Wellness points How You Earn More Wellness Points Throughout the year, you will earn additional wellness points when you complete more challenges, meet your goals, and reach the next level. See page 13 for more information about the challenges and the Power up Pillar Pathways. Participate in the Summer GET MOVING Challenge! Engage in some friendly competition with our coworkers by participating in our corporate-wide GET MOVING Challenge. For a second year in a row, teams across NRG participated in the journey around the world working together to achieve their wellness goals. The GET MOVING Challenge will be back for Power up my life Power up my life 7

5 The Rewards New prizes for 2017! As you accumulate wellness points for taking healthy actions and participating in challenges, you move through the different levels. The more you participate, the higher your level and the greater your rewards. The program is structured with different levels of rewards as shown below. PLUGGED IN ** CHARGED UP ENERGIZED TRANSFORMED TAKE THREE STEPS TO POWER UP YOUR LIFE $50 mynrgrewards * Entry into raffle for a $100 Nike gift card*** $100 mynrgrewards* NRG baseball cap $125 mynrgrewards* Power up my life gym bag $150 mynrgrewards* Power up my life cooler backpack Understanding your overall health status is essential to making decisions about improving your well-being. Entry into Grand Prize raffle Once you know where you stand, Power up my life can help you choose your path. 1,000 2,000 3,000 4,000 STEP 1 STEP 2 STEP 3 * Spouses/domestic partners will receive a $25 Amazon gift card instead of mynrgrewards for each level and are not eligible for NRG-branded items. ** To reach the Plugged In level, you must Know Your Numbers, complete the Well-Being Assessment and participate in your first challenge. *** All employees that reach Plugged In by April 15, 2017 will be entered into the Plugged In raffle for a $100 Nike gift card (1,000 gift cards available for raffle). KNOW YOUR NUMBERS COMPLETE YOUR WELL-BEING ASSESSMENT PARTICIPATE IN A CHALLENGE Transformed Grand Prize! 4,000 WELLNESS POINTS If you reach the Transformed level (4,000 wellness points) by the end of 2017, your name will be entered into a grand prize raffle for an additional reward. To give you an idea of what past grand prizes have been, here is what the winners have received: day, 4 night trip, all-expensespaid to Canyon Ranch Resort and Spa day, 4 night trip, all-expensespaid to attend the Super Bowl. Remember, you must reach the Plugged In level along with 4,000 points to be eligible. 600 PTS 300 PTS 100 PTS REQUIRED REQUIRED REQUIRED These three steps also get you Plugged In and on your way to earning more points and rewards. Note: Spouses/domestic partners are not eligible for raffle prizes. Turn to the next page to find out more about the steps. 8 Power up my life Power up my life 9

6 Step 1 Get a Health Screening to Know Your Numbers The first step of the Power up my life wellness program is to receive a health screening so that you Know Your Numbers. This screening provides you with a snapshot of your current health status, which enables you to identify areas of focus when creating your wellness goals. The metrics shown on the right are required from the screening in order to earn wellness points. You earn 600 wellness points for getting the health screening and Knowing Your Numbers. The health screening measures: HEIGHT AND WEIGHT (BODY MASS INDEX OR BMI) HEALTHY RANGE (BMI between ) BMI measures your weight in relation to your height. The number from this comparison classifies you as underweight, healthy, overweight, or obese. Being overweight can increase your risks for serious health issues such as diabetes, heart disease, and many types of cancers. CHOLESTEROL (HDL, LDL AND TOTAL CHOLESTEROL) HEALTHY RANGE (Total less than 200 mg/dl) High cholesterol is an important indicator of one s risk of developing heart disease. BLOOD GLUCOSE LEVEL HEALTHY RANGE (less than 100mg/dL) A high fasting blood sugar number is an indicator of diabetes, which increases your risk of cardiovascular disease as well as other serious health conditions. Ways to Get Your Health Screening It s always a good idea to share your results with your personal physician. Visiting your physician regularly is the best way to monitor your health. You have options as to how to get your health screening. Attend an Onsite Health Screening Certain NRG locations will host onsite health screenings. If you participate in the onsite health screening, your results will be automatically loaded to your account and your wellness points will be reflected within four weeks after your screening event. Submit a Health Provider Screening Form Make an appointment with your personal physician to have him/her perform your health screening. You will need to bring a Health Provider Screening Form to your appointment. To download the form, visit powerupmylife.limeade.com and click on the Know Your Numbers tile to access the Health Provider Screening Form. Then, your physician must fax your completed form to Once submitted, your results will be automatically loaded to your account within three weeks and your wellness points will be reflected within 72 hours. Visit a LabCorp Location Near You If your location does not have an onsite event or you cannot attend your location s onsite event, you may go to the nearest LabCorp facility. You will need to bring the LabCorp Form to your appointment to be completed. Visit powerupmylife.limeade.com and click on the Know Your Numbers tile. Then scroll to the Visit a LabCorp Location Near You paragraph and click the link to download the form. To find a LabCorp location near you, visit Once submitted, your results will be automatically loaded to your account and your wellness points will be reflected in approximately four weeks. Note: Visiting LabCorp and using the LabCorp Form is only for the health screening and collection of results for the Power up my life wellness program and is permitted one time per year for each participant. For all other types of screenings, participants should use in-network labs according to their medical plan carrier. BLOOD PRESSURE HEALTHY RANGE (diastolic less than 80mmHg/systolic less than 120mmHg) High blood pressure is considered to be a major risk factor for heart failure, stroke, and kidney disease. A Note about Confidentiality Your medical information is personal and confidential. NRG will never see your individual results. Your protected health information (PHI) is always private. NRG, as well as all of our health care partners, are required by the privacy regulations issued under the Health Insurance Portability and Accountability Act of 1996 (HIPAA) to maintain privacy of PHI. Use Results from a Recent Physical If you received your annual physical within six months prior to January 24, 2017, you may use the information from this physical to earn your wellness points. Enter your screening results online at powerupmylife.limeade.com. Once submitted, your results will be automatically loaded to your account and your wellness points will be reflected within 72 hours. 10 Power up my life Power up my life 11

7 Step 2 Step 3 Complete the Well-Being Assessment You can earn easy points in just 15 minutes by completing the Well-Being Assessment (WBA). The WBA is an online, confidential health assessment that will help you understand the many dimensions of your well-being including your mental, physical, emotional, and overall health. Your answers will lead to recommended challenges and health goals that are unique to you. You select the goals you want to achieve and you re on your way to healthier living. Completing the WBA after you receive your health screening provides a more accurate picture of your health. However, you can complete the WBA at any time. You will earn 300 wellness points for completing the WBA. If you are already registered, go to powerupmylife.limeade.com to get started. If you haven t registered yet, you need to do so in order to complete the WBA. Go to powerupmylife.limeade.com to register and then complete the WBA. Participate in a Challenge When you get your health screening and complete your WBA, you receive recommended goals and activities. You earn points when you track your activities, participate in challenges, and reach your goals. Challenges are activities designed to encourage healthier lifestyle behaviors, and some are personalized based on specific health needs. The more challenges you complete, the more points you earn to move through the levels. Challenges are available throughout the year and constantly change, so there is always something new to try. You earn 100 wellness points when you join your first challenge in addition to the point value of that challenge. RESILIENCE NUTRITION ACTIVITY MAY 24 GET MOVING Challenge In addition to the individual challenges you complete, you will also have to opportunity to participate in our corporate-wide GET MOVING Challenge. Power Up Pillar Pathways Power up Pillar Pathways are the foundation of the Power up my life program. For 2017, each challenge will be identified with an icon that represents which pillar it belongs to. Use the icons to follow your pathway of choice on your journey to well-being. Learn more about each of the Power Up Pillars on the next page. Remember, your spouse/domestic partner can also participate. Joining Power up my life together is a great way to support each other as you reach your health goals, earn more points, and reach new levels. Save the Date! The 2017 GET MOVING Challenge will be held from May 24 through August 31. Be on the lookout for more details as the date gets closer. It doesn t stop at reaching the Plugged In level. Continue to participate in challenges throughout the year to earn more wellness points, and reach the additional levels for more prizes and the opportunity to be entered into a raffle for the Transformed grand prize! 12 Power up my life Power up my life 13

8 Understanding the Pillar Pathways Learn why each Pillar Pathway is important to overall well-being and decide which pathway you want to focus on for your 2017 wellness journey. You can choose one, two or all of them; the choice is yours. A Year in Numbers* RESILIENCE NUTRITION ACTIVITY 4, ,769 3,224 2,314 Resilience is the process of adapting well in the face of adversity, trauma, tragedy, or significant sources of stress such as family and relationship problems, serious health problems or workplace and financial stressors. It means bouncing back from difficult experiences. Resilience involves behaviors, thoughts and actions that can be learned and developed. Nutrition is the intake of food, considered in relation to the body s dietary needs. Eating a balanced diet is vital for optimal health and well-being. Food provides our bodies with the energy, protein, essential fats, vitamins and minerals to live, grow and function properly. We need a wide variety of different foods to provide the right amounts of nutrients to achieve a state of peak physical and mental health. Regular physical activity is one of the most important things you can do for your health. It can help: Control your weight Reduce your risk of cardiovascular disease, type 2 diabetes, metabolic syndrome and some cancers Strengthen your bones and muscles Improve your mental health and mood Increase your chances of living longer Being active can be as easy as walking the dog or as rigorous as running a marathon. It doesn t matter the type of activity, just as long as you are moving. NRG EMPLOYEES enrolled in Power up my life SPOUSES/ DOMESTIC PARTNERS enrolled in Power up my life PARTICIPANTS completed Know Your Numbers PARTICIPANTS completed the Well-Being Assessment PARTICIPANTS reached Plugged In 2,014 1,630 1, ,037 PARTICIPANTS reached Charged Up PARTICIPANTS reached Energized PARTICIPANTS reached Transformed 2,208,455,183 TOTAL steps taken by NRG teams during GET MOVING Challenge NRG teams participated in the GET MOVING Challenge PARTICIPANTS in the GET MOVING Challenge *Participation data as of January 1, Power up my life Power up my life 15

9 Power up my life Spotlight on Haul n Ash II WELLNESS ACTIVITIES AROUND NRG 2016 GET MOVING Challenge winners Haul n Ash II beat all odds to claim victory for the second year in a row! Led by team captain Scott Bassaro, the team trekked a whopping 38 miles on the Ghost Town Trail and donated their $20,000 prize winnings to the Make-A-Wish Foundation and Pittsburgh s Children s Hospital. With a combination of grit, determination, and athletic ability, Haul n Ash II was poised to succeed and their 35,000 daily group steps prepared them for the long haul from Ebensburg to Blairsville this year. Scott credits the team s undying commitment as the X factor that set them apart. Not only did the [GET MOVING Challenge] challenge us as individuals, but it challenged us as a group to really work together and genuinely focus on keeping each other driven to do our best. Accountability to others is a great motivator. - Scott What allowed us to achieve our high step count? I can think of only one word: Commitment. Commitment to each other as team members, commitment to the challenge put before us, and commitment to NRG s S.T.R.I.V.E. Principles. - Scott Scott s advice for achieving your goals: Don t ever think you can t. You can do anything with a clear goal, determination, and commitment. 16 Power up my life Power up my life 17

10 Ignite Your Life Coaching Coaching is another resource available through the Power up my life wellness program and provides an additional opportunity to earn 100 wellness points per coaching session. Ignite Coaches are trained in health and wellness coaching techniques. You and your spouse/domestic partner have free and confidential access to these professionals via , telephone and the web, as well as online access to educational materials, goal tracking, live journals and activity logs. Ignite Coaches can provide support for a number of health issues, including: Nutrition and fitness Mission Nutrition Weight management Lighten Up Tobacco cessation Breathe Easy Stress, sleep and energy balance Live Empowered Work-life balance Change Your Habits Peak performance and productivity Mood and Food There are two coaching methods to choose from that provide you with 100 wellness points: 1 2 Six telephonic coaching sessions with an Ignite Coach. Participation in a six-week webinar program that focuses on stress, nutrition, and weight loss. These webinars are offered at a variety of times for your convenience. To participate in Ignite Your Life Coaching and earn 100 points, please call Limeade at or visit powerupmylife.limeade.com. Once you complete six sessions, whether telephonic or through webinars, and all post-class surveys, your wellness points will be awarded within three weeks. New for 2017! You can earn points for participating in coaching programs, earning 100 wellness points with no limit in participation for you and your spouse/domestic partner. Note: If you participate in a group webinar program, you will need to complete all post-class surveys to earn wellness points. Quit for Life Being tobacco-free isn t easy, but Quit for Life can help you quit for good. Ready to quit? Call Quit-4-LIFE or visit (Select Enroll Now and then choose NRG Energy from the dropdown box.) Quit for Your Health, Quit for Life When you enroll in the Quit for Life tobacco cessation program, you can expect: Expert phone support and assistance from a Quit Coach whenever you need it. Help in deciding what type, dose, and duration of nicotine substitute or medication is right for you. An easy-to-use printed Quit Guide you can reference to help you stick with your Quitting Plan. Access to a private, online community where you can complete activities, watch videos, track your program, and join in discussions with others in the program. The program is available to all NRG employees and their eligible dependents over the age of 18. Stay connected on your mobile phone! Limeade has a number of resources, including online tools and a mobile-friendly website, to help you track your activities. You can even track your workouts using one of more than 90 integrated fitness devices. It s easy to stay connected and engaged in reaching your health goals by accessing the Power up my life website at any time using your mobile phone. For easy access, be sure to save the site as a favorite to your home screen. Earn Points, Save Money If you are ready to take the first step to living tobacco free, visit powerupmylife.limeade.com and choose the Quit for Life challenge tile. When you complete Quit for Life, you ll earn 600 wellness points. In addition, you ll be eligible for the non-tobacco user discount on your medical premiums. Refer to your 2017 Benefits Handbook for details. 18 Power up my life Power up my life 19

11 Focus on Financial Wellness Achieving a state of overall well-being involves more than just your physical health. You need to look at the full picture and that includes your financial health as well. New for 2017, Power up my life is offering challenges focused on financial wellness. Some of these challenges include Create a Monthly Budget, Check Your Credit Report, and Save for a Rainy Day to name a few. Be sure to check the portal monthly to find new challenges. Making Your Financial Goals a Reality We all have financial goals. Whether it s buying your first home, paying off your credit card, or simply managing your everyday finances, getting a little support is something most of us could use. Fidelity has a variety of online tools and resources that can help enhance your financial well-being: Support for financial firsts, like buying a home or budgeting for other financial firsts at Guidance for everyday financial decisions, including education on saving for college and prioritizing debt at Roadmap for your future, such as making a plan for retirement, your child s college, and more at NetBenefits: Your Financial Fitness Destination Follow these three steps to be on your way to enhanced financial wellness: Visit the NetBenefits home page at to see your current financial situation and plan for the future. Create and manage your plan for retirement and set other important financial goals in the Planning & Guidance Center at nb.fidelity.com/public/nb/default/ home?option=ngiaplanning. Browse articles, videos, and engaging infographics in the Library at netbenefits.fidelity.com/ NBLogin/?option=ngToolsOrLibraryLanding, so you can make the most informed financial decisions. Get started today by logging in to your account at Select the Planning link near the top of the home page. Preparing for the Future Are you prepared for the future of your family in the event of your death? One of the first steps is to have a will in place. Did you know that you are automatically eligible for an online will preparation service, at no cost to you, as part of your NRG Basic Life Insurance benefits? MetLife WillsCenter.com is an online document preparation service available to you and your spouse/ domestic partner to help you plan for the future. You can prepare and update a will, living will, power of attorney and HIPAA authorization form in a secure online environment with educational resources to assist in the process. If you are enrolled in Supplemental Life Insurance, you have additional will preparation services available through MetLife WillPrep, offered through Hyatt Legal Plans, Inc. WillPrep fully covers attorney fees for you and your spouse/domestic partner to: Consult with an attorney to prepare a will or meet with an attorney on an ongoing basis to update or revise a will. Prepare living wills, advanced directives and powers of attorney, so you can be prepared to help ease the stress involved when individuals become unable to make their own decisions. WillPrep features unlimited attorney access and there is no charge for legal services as long as you use a network participating attorney. You can contact Hyatt Legal Plans at , Monday through Friday, 8:00 a.m. through 7:00 p.m. Eastern Time. NRG s Group Number is Power up my life Power up my life 21

12 How to Get Started Power up my life Policies You and your spouse/domestic partner both need to register for Power up my life at powerupmylife.limeade.com. If you and your spouse/domestic partner registered for Power up my life previously, you can skip this step and continue using your existing username and password. Employee and spouse/domestic partner accounts are maintained separately. Use the table below to locate the group that you belong to and follow the instructions for what you need to do to register. IF YOU ARE A... NRG EMPLOYEE SPOUSE OR DOMESTIC PARTNER Here is how to fill out the required fields... * Please ask your spouse or domestic partner for this confidential information. Employee ID = Six-digit employee ID with two leading zeroes (example: ) Last name = NRG address = Your personal address Employee ID* = Employee s ID # with an S on the end (example: S) Date of Birth = The employee s date of birth It s easy to get started. Join the Power up my life wellness program and feel empowered to FREE YOURSELF! LIVE HEALTHY. And start earning rewards when you make changes to live healthier, all while having fun! To learn more about the Power up my life wellness program, visit powerupmylife.limeade.com. Eligibility Program Participation and Incentives Active benefits-eligible employees and their spouses/domestic partners are eligible to participate in the Power up my life wellness program and are eligible to receive incentive rewards. Enrollment in an NRG medical plan is not required for participation in Power up my life. Participation in the program is voluntary; however, you will not be eligible to receive incentive rewards without participating. If you have a question regarding eligibility, please contact the Limeade Customer Support Call Center at or contact powerupmylife@nrg.com. Your Right to Privacy Your privacy is important. The Power up my life wellness program partners never share your personal health data, including the Well-Being Assessment inputs or results, with NRG. The Ignite Health Coaching and Quit For Life tobacco cessation program and other third-party vendor resources available through Power up my life are completely confidential. Program Cost The cost of the Power up my life program is paid by NRG. There is no cost to you or your spouse/ domestic partner to participate. NRG offers the Ignite Health Coaching, Quit For Life, Omada, Naturally Slim and Weight Watchers programs free of charge. Special Information About PowerUp nutrition In the event you no longer wish to participate, it is your responsibility to ensure that you terminate your membership in the program so NRG no longer continues to pay for inactivity. Instructions for terminating participation can be found in the program FAQs on the PowerUp nutrition tile on powerupmylife.limeade.com. NRG reserves the right to terminate participants enrollment due to inactivity for four weeks or more. Inactive generally means not participating in online activity or, if applicable, in person meetings during a four week period. NRG reserves the right to recoup from the participant any program fees associated with the participant s inactivity in the program. Payment of mynrgrewards and Other Prizes You and your spouse/domestic partner must complete the required steps to earn rewards. Any applicable rewards will be processed as soon as administratively possible. Rewards (including mynrgrewards, gift cards and any other prizes) are subject to applicable tax withholdings. Federal, FICA, state and local taxes will be withheld from your pay after you (and your spouse/domestic partner, if applicable) redeem a reward. The value of the rewards will be reported as income on your year-end W-2 form. If you have earned rewards and leave NRG for any reason, you will continue to have access to your mynrgrewards account for 30 days after your termination date to redeem your rewards. After 30 days your account will be locked and any points and rewards earned will be forfeited. 22 Power up my life Power up my life 23

13 Power up my life FREE YOURSELF! LIVE HEALTHY. January 2017